Sunninghill Policy

[Greenie]

Just saw an advert in Sprint for Sunninghill Insurance Brokers. They are offering Loss of licence (for speeding) cover for TVR's. I remember a few years ago my father had insurance for loss of licence for drink driving but the policy had to be withdrawn at a later date because the law said you cannot insure against an illegal act. Isn't this policy illegal on the same basis? Can you shed any light on this.

Does anyone have this cover and how does it work?

Not that I speed of course!

[krusty]

Thought you were checking up on the 'Fire' side of your cover for a minute there Adi

[yellow peril]

Best thing is to give Aaron a ring at Sunninghills.......

He'll answer any questions you have....always very helpful ..

YP

[greenie]

krusty said:

Thought you were checking up on the 'Fire' side of your cover for a minute there Adi

I'm not the desperate.......yet! Maybe if I had a 911 I would consider it.

[duart]

Hi - this cover is available provided you dont have more 6 points.It's marketed under the name Flashguard.The insurer is in the Isle of Man and has been trading for quite some time.No experience of how they handleclaims but on the face ofit the prices seem fairly reasonable.

[Big Al.]

Yep just taken out a new w policy with Sunninghill that includes this.

Under additional Cover and Benefits

Loss of Licence:-

We have provided for you cover to ensure that, in the event of loss of licence for speeding, those essential trips (getting to work, children to school, etc.) can still be made by providing up to £1000 per month for alternative transport costs (terms apply)

That's the basic wording

It seemed to make sense to me, and thank you very much....Just hope I never need it.

[Greenie]

That's the same wording that appears in the advert. With the notable exception of the "terms apply" bit-which I guess is the important bit.

I was interested in the legal status of insuring against an illegal act and how (if they had to) they have got around it.

To me it sounds like it's too good to be true things-hence my questions.

[Big Al.]

I'm buggered if I can find the booklet, if I get time tomorrow I'll ring Sunninghill and get another one, I'll then pass on relevant info.

[krusty]

greenie said:

krusty said: Thought you were checking up on the 'Fire' side of your cover for a minute there Adi I'm not the desperate.......yet! Maybe if I had a 911 I would consider it.

yeah, so would I. They're rubbish