House insurance up 33% !

[nevpugh308]

My flipping house insurance (contents/building) renewal has just come through, and it's gone up a whomping 33% this year ! (no claims or change in circumstances etc)

Who are good for house insurance quotes then ?

[fish]

just got buildings today:

rebuild £200k 4bed detach in country : £170

contents £20k + £4k personnel possetions :£180

Hope that helps!!

[nevpugh308]

Who's that with ?

[moreymach]

Most household insurance rates havnt gone up in the last 12 months, unless youre in a dodgy area flood or crime wise. Id imagine that your insurer are taking the piss in the way insurers somtimes do come renewal time and a few calls to brokers or other insurers will see you with somthing like what you were paying before. Mines with a company called 'Bell' at Lloyds and its only around £250 for £180k buildings £35K buildings and £3k personal poss... I am in cornwall though.. been with them for years and only ever goes up by index linking.

[nevpugh308]

Interesting ... when I rang them up to whinge, I was fed the usual BS about "all insurance premiums going up" yadda yadda.

[Jason F]

Try Nationwide or Tescos....

[CarZee]

insurers and brokers are all thieving shits - remember that and you'll not go far wrong!

[moreymach]

Oh bugger.. you guys must really hate me.. Im an insurance broker and drive a bm.. Now if you'll excuse me I'm just going down the garden to eat worms ..

[CarZee]

moreymach said: Oh bugger.. you guys must really hate me.. Im an insurance broker and drive a bm.. Now if you'll excuse me I'm just going down the garden to eat worms ..

Could be worse - you could be in recruitment or estates

[TheLemming]

moreymach said: I'm just going down the garden to eat worms ..

Rofl, Havent heard that line in years

[agent006]

Go to a different company. Renewals will always be more expensive. I've changed my insurance between the same two companies every year for ages, and they've still not realised.

[mel]

Buildings is for £300K rebuild at £280/year

I don't have contents but have a NU "global possesions and travel policy" basically is the muts nuts and covers everything we own (well £60K) anywhere in the world for pretty much all eventualities plus medical, its basically contents plus travel plus a few extra bells and whistles. I've even been paid out for fairings, repairs, helmet and race leathers in the past when I've binned a bike racing without even a flinch (I claimed under "sports equipment accidental damage). It does cost £540/year mind.