996 GT2 Insurance
996 GT2 Insurance
Author
Discussion

Muncher

Original Poster:

12,235 posts

276 months

Thursday 24th November 2005
quotequote all
Guys, just a heads up for anyone looking to insure a 996 GT2, give Elephant a call.


I just got a quote for £1295.70!

That is:

22
3 years NCB
Garaged
Good Postcode
3 additional drivers
With Modified exhaust and induction.


Only £400 more than my VX220, guess I just need someone to lend me £50k extra to buy one!

Merritt

1,663 posts

265 months

Thursday 24th November 2005
quotequote all
Muncher said:
Guys, just a heads up for anyone looking to insure a 996 GT2, give Elephant a call.


I just got a quote for £1295.70!

That is:

22
3 years NCB
Garaged
Good Postcode
3 additional drivers
With Modified exhaust and induction.


Only £400 more than my VX220, guess I just need someone to lend me £50k extra to buy one!



That is a cheap quote however I looked elsewhere for my GT3 (despite Elephant being much cheaper than anywhere else) because:

- I wanted track cover and Elephant wouldn't do it.. (other companies wanted silly money to cover individual track days unless I was insured with them)
- Whilst trying to get quotes, Elephant repeatedly got the type of car wrong.. they didn't recognise a GT3, only a 911 996 Carerra
- I didn't feel happy insuring £60k worth of car with a budget insurance company. I know of too many instances where 'pay outs' following claims have been substantially less than market rate

Steve

_topcat

1,938 posts

276 months

Thursday 24th November 2005
quotequote all
Muncher said:

22


Dude!!!! nice work. im 27 and only just thinking in this territory. Please tell all.how did you manage it?

pjm

92 posts

250 months

Thursday 24th November 2005
quotequote all
Out of interest, did you find anyone good to offer trackday cover and sensible rates?

Merritt

1,663 posts

265 months

Thursday 24th November 2005
quotequote all
pjm said:
Out of interest, did you find anyone good to offer trackday cover and sensible rates?


Depends what you mean by sensible! I ended up speaking to Bickley Insurance which is underwritten by NU (a number of the GT3 guys use them). They allow you to do track days on your existing policy for an additional 'per day' premium - the excess goes up of course.

Other also use AON or Peart Associates...

Steve

>> Edited by Merritt on Thursday 24th November 14:31

Muncher

Original Poster:

12,235 posts

276 months

Thursday 24th November 2005
quotequote all
_topcat said:
Muncher said:

22


Dude!!!! nice work. im 27 and only just thinking in this territory. Please tell all.how did you manage it?


I'm not actually buying one! In a few years, maybe, but not yet!

I got the quote as I was suggesting one my my mates buy one, he's a year or two older and said the insurance would be crazy so I did a quote to find out.

I have used Elephant for 4 years now, they aren't a budget insurer. The 996 GT2 is available on the drop down box on their website.

Companies that provide track cover seem few and far between.

Merritt

1,663 posts

265 months

Thursday 24th November 2005
quotequote all
Muncher said:
they aren't a budget insurer


Hehe - have you seen their TV advert?

robbie_toys

14,013 posts

248 months

Thursday 24th November 2005
quotequote all
Merritt said:
Muncher said:
Guys, just a heads up for anyone looking to insure a 996 GT2, give Elephant a call.


I just got a quote for £1295.70!

That is:

22
3 years NCB
Garaged
Good Postcode
3 additional drivers
With Modified exhaust and induction.


Only £400 more than my VX220, guess I just need someone to lend me £50k extra to buy one!



That is a cheap quote however I looked elsewhere for my GT3 (despite Elephant being much cheaper than anywhere else) because:

- I wanted track cover and Elephant wouldn't do it.. (other companies wanted silly money to cover individual track days unless I was insured with them)
- Whilst trying to get quotes, Elephant repeatedly got the type of car wrong.. they didn't recognise a GT3, only a 911 996 Carerra
- I didn't feel happy insuring £60k worth of car with a budget insurance company. I know of too many instances where 'pay outs' following claims have been substantially less than market rate

Steve


Took me some phone calls to Elephant but they finally did recognise the car & they did come back with a premium of £720.

willr

363 posts

280 months

Thursday 24th November 2005
quotequote all
pjm said:
Out of interest, did you find anyone good to offer trackday cover and sensible rates?


Performance Marque have recently returned to being a very good deal in this area - you get free PCGB trackday cover and a relatively low per-day charge for other MSA-approved track days. No limits to the number of trackdays you can do, either!

Merritt

1,663 posts

265 months

Thursday 24th November 2005
quotequote all
willr said:
pjm said:
Out of interest, did you find anyone good to offer trackday cover and sensible rates?


Performance Marque have recently returned to being a very good deal in this area - you get free PCGB trackday cover and a relatively low per-day charge for other MSA-approved track days. No limits to the number of trackdays you can do, either!


Thats handy to know - cheers... Although I take it no Bedford? Will they cover european days such as the ring and Spa?

Don

28,378 posts

311 months

Thursday 24th November 2005
quotequote all
willr said:
pjm said:
Out of interest, did you find anyone good to offer trackday cover and sensible rates?


Performance Marque have recently returned to being a very good deal in this area - you get free PCGB trackday cover and a relatively low per-day charge for other MSA-approved track days. No limits to the number of trackdays you can do, either!


Now *THAT* IS Good News. I left PM last year go with A.Manning. Got free PCGB cover but cannot use the car anywhere else. Now - free PCGB days and the option to pay a small fee to go with other organisers track days....that's good enough to tempt me back. Might finally end up doing some Easytrack days (Brands GP).

willr

363 posts

280 months

Thursday 24th November 2005
quotequote all
Unfortunately still no Bedford, as it isn't MSA-approved. And no european tracks, as far as I know.
Of course CCI should cover those, but as a result I won't be doing too many Bedford days

One thing to watch out for is the excess - more and more companies are quoting 10% of vehicle value. I suppose to discourage too many claims... In my case I probably wouldn't both to claim unless it was >10% of the vehicle's value anyway, so it doesn't matter too much.

yorkie997s

118 posts

249 months

Thursday 24th November 2005
quotequote all
Has anyone tried Porsche's own inusrance, on my 997C2S they came in lower than anyone else. Also be careful with Elephant. They offered a mate of mine an excellent deal but when you read the detail, it was for 10 months cover! I had a similar thing with Budget, when I got to the nitty gritty they only covered crash damage and excluded theft!

nevetas

508 posts

258 months

Thursday 24th November 2005
quotequote all
Im 25 and with elephant on an 03 TT

£1320 fully comp, no mods.

WHich was less then the CSL? Weird.



>> Edited by nevetas on Thursday 24th November 16:25

stevenm

218 posts

301 months

Thursday 24th November 2005
quotequote all
nevetas - from one of your postings on scoobynet i found a class foto of your black TT (sitting on a large concrete area). it's my desktop and my inspiration to get a 996 in the summer. i'm 25 also, but thanks to living in NI elephant want 2800.

your TT looks awesome, love it.

nevetas

508 posts

258 months

Thursday 24th November 2005
quotequote all
Excellant!

Yep that is a great Photo Glad you liked it.

Thanks for the comments