Insuring from overseas
Discussion
Hello,
I would like to know if it is possible for a french person to insure their car for use on foreign soil by using a British (or foreign/non french) insurance company.
Several friends have recently been refused renewal of their policy. Although they have not been involved in accidents the reason mentioned is "because of too many accidents involving Porsches reported in the media, we have decided not to insure such cars anymore" (no need to add this is making us fume).
Any information welcome.
TIA
I would like to know if it is possible for a french person to insure their car for use on foreign soil by using a British (or foreign/non french) insurance company.
Several friends have recently been refused renewal of their policy. Although they have not been involved in accidents the reason mentioned is "because of too many accidents involving Porsches reported in the media, we have decided not to insure such cars anymore" (no need to add this is making us fume).
Any information welcome.
TIA
In general, I believe you need to have a driver's license or at least some proof of residency/fixed address to insure a car in a particular country. In other words, a French national will find it difficult or impossible to get UK insurance without at least a valid UK address.
On top of that, I also think that in order to insure a car in the country the car has to be properly registered in that country.
I say this based upon my experiences in buying a French registered 911 in order to import it into the UK. Most French insurers didn't want to have anything to do with me when I told them I was a UK national. When I gave them a French address (that of the seller) they were happier but when they found out it was a Porsche that got all nervous again.
And UK insurers wouldn't insure the car in France, only after it hit UK soil and even then only in order to drive it to my permanent residence, to have an MOT test done and to get it inspected by the DVLA if required. All because it wasn't registered in the UK. Once it was registered in the UK they were happy again.
I think there's something in EU laws/regulations relating to insurance where a company can not insure cars outside of the country in which it's registered. This may have changed recently but insuring cars across borders is not simple or unlikely to be cheap.
Hope this helps.
On top of that, I also think that in order to insure a car in the country the car has to be properly registered in that country.
I say this based upon my experiences in buying a French registered 911 in order to import it into the UK. Most French insurers didn't want to have anything to do with me when I told them I was a UK national. When I gave them a French address (that of the seller) they were happier but when they found out it was a Porsche that got all nervous again.
And UK insurers wouldn't insure the car in France, only after it hit UK soil and even then only in order to drive it to my permanent residence, to have an MOT test done and to get it inspected by the DVLA if required. All because it wasn't registered in the UK. Once it was registered in the UK they were happy again.
I think there's something in EU laws/regulations relating to insurance where a company can not insure cars outside of the country in which it's registered. This may have changed recently but insuring cars across borders is not simple or unlikely to be cheap.
Hope this helps.
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