And another one bites the dust!
And another one bites the dust!
Author
Discussion

alinton

Original Poster:

965 posts

265 months

Sunday 15th January 2006
quotequote all
Hi all - Well now its my turn. Here's the results of an idiot pulling out of a junction straight into my path when I was (legally) doing about 50mph:






No-one injured. The other driver (aged 20, on the road 2 days) admitted full responsibility to me and to the police, so hopefully there'll be no probs with his insurance paying up.

I'm just waiting for the car to be taken to someone to value the repairs now.

I feel for Cerbie, his is obviously worse than mine; But how annoying is it when it's some other fool's fault?

rgds

Andy.

>> Edited by alinton on Sunday 15th January 18:42

simonsparrow

1,599 posts

291 months

Sunday 15th January 2006
quotequote all
Hope you can get it fixed! what is going on these days?

garethgtt

430 posts

263 months

Sunday 15th January 2006
quotequote all
Gutted..Oh bollox....

is it the full moon

spartacus

2,878 posts

299 months

Sunday 15th January 2006
quotequote all
Not another one! bad luck mate, hope you manage to get things sorted favourably!

boll-x

296 posts

263 months

Sunday 15th January 2006
quotequote all
bad luck fella ,hope you get it sorted out..

cerbie

197 posts

256 months

Sunday 15th January 2006
quotequote all
Andy,

Really sorry about your motor, but your okay that is the most important thing.

Hopefully yours can be fixed and you will obviously be claiming for injuries etc as it is the other guys fault.

You can have my bonnet if it is any help - it is about the only panel on mine that's okay!

Hope it gets sorted to your advantage and you are back the road in the near future.

Andy

alinton

Original Poster:

965 posts

265 months

Sunday 15th January 2006
quotequote all
Does anyone know what the story is with insurance companies deciding a car isn't worth repairing - is it if the repairs are a certain percentage of the car's value?

kojak

4,547 posts

282 months

Sunday 15th January 2006
quotequote all
As sparticus says...not another. Glad you are ok.

SXS

3,065 posts

286 months

Sunday 15th January 2006
quotequote all
every year, around these few months is when TVR's have it the hardest.... most of the times its the 'other drivers' fault... so again, like I always believed, let her rest over the xmas/new year months..... its not worth it taking the chance with other spastic drivers who cant handle a 90bhp motor on an icy/cold road.... and its always our tivva's which pay the price...

Glad you're ok bud! Did you by any chance knock the kid out? I bet that'll be his pub story for the rest of his life, 2nd day on the road and I smashed up a TVR....

nelly1

5,665 posts

260 months

Sunday 15th January 2006
quotequote all
alinton said:
Does anyone know what the story is with insurance companies deciding a car isn't worth repairing - is it if the repairs are a certain percentage of the car's value?


I believe the general rule is that if the repair costs less than 70% of the value of the car, then it gets repaired...

Now, the value of the car according to the insurance company is anyones guess......

alinton

Original Poster:

965 posts

265 months

Sunday 15th January 2006
quotequote all
Well Andy apart from my bonnet spinning off its actually not really damaged, just some minor scuffing - thanks for the offer!

The other guy and his front seat passenger (the driver was a leaner and his passenger was NOT qualified!) were both OK, if a little dizzy after being spun out of the way as I knocked them out of the way and continued on to finally come to rest diagonally up a grass bank.

I hit his car on his passenger side rear door and wing. Lotsa damage there too.

Re the valuation - well I won't accept anything that does not put me back in the same situation I was in before the accident - and not out of pocket at all.

Rgds

Andy.




CiderwithCerbie

1,420 posts

296 months

Monday 16th January 2006
quotequote all
alinton said:

The other guy and his front seat passenger (the driver was a leaner and his passenger was NOT qualified!) were both OK, if a little dizzy after being spun out of the way as I knocked them out of the way and continued on to finally come to rest diagonally up a grass bank.


Andy - The above statement is very worrying; if the driver was a learner and the passenger not qualified, he was driving illegally and his insurance company (presuming he has one) will usually not cover him, leaving the options for you to claim against yours or to sue, either will leave you out of pocket. Can you clarify?

Very sorry to see another severely damaged Cerb at this time of year. Glad you and the visually impared idiots were OK.
Mine now stays off the road Dec - Feb inclusive - after seeing various contributions & pictures on here for the last three years.

Julian64

14,325 posts

283 months

Monday 16th January 2006
quotequote all
This is very true. His insurance company has a big getout there. But I believe the insurance company has a third party liability regardless. It just won't pay him out but you should be okay.

alinton

Original Poster:

965 posts

265 months

Monday 16th January 2006
quotequote all
Yes his insurance co say they'll pay the third party liability, but not his damages apparently.

I'm expecting to hear from them today...

david smith

716 posts

277 months

Monday 16th January 2006
quotequote all
sorry to hear this ...

My Lotus pride and joy of a few years ago
was Mondeoed up the rear - his fault

with some negotiation they said they wouldnt repair
so they let me have the car and a payout of around half its value

suited me at the time cos I was happy to do the work myself

would have been so good if I had to pay the labour of somebody else doing it.

and I guess its then registered as damaged - all though I was told it wasnt?

Good luck

Steve_T

6,356 posts

301 months

Monday 16th January 2006
quotequote all
Gutted for you, but glad you're ok. Fingers crossed on the insurance front.

Steve.

alderley

184 posts

262 months

Monday 16th January 2006
quotequote all
alinton said:
Well Andy apart from my bonnet spinning off its actually not really damaged, just some minor scuffing
Andy.


I am not sure your O/S front wheel and wishbones agree with this statement! I just hope things work out OK with the insurers.

c3ber

4,714 posts

252 months

Monday 16th January 2006
quotequote all
SXS said:
..... chance with other spastic drivers ....

Please its "bad drivers" not "spastic drivers".

alinton

Original Poster:

965 posts

265 months

Monday 16th January 2006
quotequote all
I was referring to the bonnet! Rest of it is a little more distressed!

(As am I!)


alderley said:
alinton said:
Well Andy apart from my bonnet spinning off its actually not really damaged, just some minor scuffing
Andy.


I am not sure your O/S front wheel and wishbones agree with this statement! I just hope things work out OK with the insurers.

leebus

170 posts

256 months

Monday 16th January 2006
quotequote all
Andy i had very similar circumstances and very similar damage a couple of weeks ago!
The accessor came out and sent my car to a tvr specialist, the quoted an arm and a leg and the insurance is paying up!
I should hopefully have it bk in about 7 weeks
I recieved my courtesy car this morning!
I stressed out at the time but if you have good insurance company they will bend over backwards
Dont loose no sleep, atleast your well