Insurance help please.
Discussion
Know this has been done to death, but my insurance renewal from Liv Victoria came through last week with a premium hike of £1k !! They obviously don't want to insure Porshce's.
A call to Norwich Union saved me nearly £700 over the L&V premium quoted.
Tried Privilage, but they require a Tracker, so no joy.
Can anyone suggest a good insuance company? Its a 996TT, garaged, I am 34, full NCD etc etc.
Thanks
R.
A call to Norwich Union saved me nearly £700 over the L&V premium quoted.
Tried Privilage, but they require a Tracker, so no joy.
Can anyone suggest a good insuance company? Its a 996TT, garaged, I am 34, full NCD etc etc.
Thanks
R.
I posted a request for insurance deals a few weeks ago, and of the companies suggested I got the best deal from these people:
www.asset-trust.co.uk/classic.htm
They gave me a quote very quickly and have been very easy to deal with when tieing up the formalities. It was a shock to have someone answer the phone when I called them, instead of the usual automatic phone queueing garbage.
Not sure if they are classic only, although my 993 is only 9 years old so most of the classic car insurers refused it on the basis of being 'too young'.
www.asset-trust.co.uk/classic.htm
They gave me a quote very quickly and have been very easy to deal with when tieing up the formalities. It was a shock to have someone answer the phone when I called them, instead of the usual automatic phone queueing garbage.
Not sure if they are classic only, although my 993 is only 9 years old so most of the classic car insurers refused it on the basis of being 'too young'.
Take a look at this thread - Royal & Sun Alliance through Peart beat Norwich Union by a long way for me. So the advice is try Peart.
[url]www.pistonheads.com/gassing/topic.asp?h=0&t=234104&p=1[/url]
[url]www.pistonheads.com/gassing/topic.asp?h=0&t=234104&p=1[/url]
I tried confused, it came back with the cheapest being what my renewal pretty much came through at - ie far too high !
It also only seemed to check insurance companies that I had never heard of - there were no "big names" in the searches it returned, so figured have to do it the old fashioned way & start ringing around.
R.
It also only seemed to check insurance companies that I had never heard of - there were no "big names" in the searches it returned, so figured have to do it the old fashioned way & start ringing around.
R.
Peart undoubtedly :www.peart.co.uk/
Totally on top of their game, thoroughly professional and know what they're talking about.
A note of caution with mainstream insurers - many will regard factory fit options as modifications and load your premium accordingly. In the event of a total loss claim they'll give you a base model settlement - or void your insurance for not declaring your "modifications"- ie factory options
Totally on top of their game, thoroughly professional and know what they're talking about.
A note of caution with mainstream insurers - many will regard factory fit options as modifications and load your premium accordingly. In the event of a total loss claim they'll give you a base model settlement - or void your insurance for not declaring your "modifications"- ie factory options
I agree with alxce. Just renewed my insurance with Royal and Sun Alliance via Peart Associates,Tel.0870 240 2972 ( speak to Richard ,VERY helpful)for my 2000 GT3. Wife and I to drive ,no claims or points in the past 5 years,9000 miles per annum, , protected NCB,£600 excess, first £60 for windscreen breakage, £523-53. I tried everywhere to beat that but couldn't.
Hope that helps.
TC
Hope that helps.
TC
Just tried Peart.
They won't quote for a car over £50k unless it has a tracker.
Also, when I tried to add my wife, they couldn't do it. Said that because she hasn't been on the policy before (which she hasn't, I am only adding her to lower the premium !) & because she drives a Vauxhall Zafira (they asked) mainly she couldn't be added because she "has no experience of fast cars" lol. Should have said she drives it all the time !
So they quoted for max value £50k & no additional driver (through RSA) & are the cheapest, not by a long way though. Norwich Union were £80 more expensive with wife on policy insuring up to £60k car.
I have a 996TT (02) 26k miles on it, so with second hand values up & down all the time its difficult to know what to value it at for insurance purposes. £50k might be enough??
R.
They won't quote for a car over £50k unless it has a tracker.
Also, when I tried to add my wife, they couldn't do it. Said that because she hasn't been on the policy before (which she hasn't, I am only adding her to lower the premium !) & because she drives a Vauxhall Zafira (they asked) mainly she couldn't be added because she "has no experience of fast cars" lol. Should have said she drives it all the time !
So they quoted for max value £50k & no additional driver (through RSA) & are the cheapest, not by a long way though. Norwich Union were £80 more expensive with wife on policy insuring up to £60k car.
I have a 996TT (02) 26k miles on it, so with second hand values up & down all the time its difficult to know what to value it at for insurance purposes. £50k might be enough??
R.
I found Porsche Insurance Services very competative, they are backed by Norwich Union I believe. They actually worked out cheaper than going through Norwich Union Direct direct. And you get european cover and couple of trackdays thrown in.
Editted to add, I was with Liverpool Victoria and Porsche insurance's quote for a GT3 with tracker subscription on top was cheaper than LV on a 996 Carrera 4 with no tracker
>> Edited by Steve_M on Saturday 21st January 00:58
Editted to add, I was with Liverpool Victoria and Porsche insurance's quote for a GT3 with tracker subscription on top was cheaper than LV on a 996 Carrera 4 with no tracker
>> Edited by Steve_M on Saturday 21st January 00:58
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