And the OTHER thing that happened to me today...
Discussion
I got a letter from a credit card company.
"Your account has been suspended due to some supicious activity, please call this number".
First thought? This is a scam designed to get my personal details. Ah to hell with it, ring it anyway (it was a freephone number, never seen anyone set up one of those for a scam).
The automated system says 'Please have your credit card to hand', so I rummage in my wallet..... and can't find it
Eventually I get a human to discuss things with, and he tells me that the card was used for a transaction of £2200 a few days back. I point out that I only got the card for the 0% balance transfer and have been paying it off steadily ever since (he has the account details on screen and agrees).
Now it happens that Julie got me a new wallet for xmas and it was a bit smaller than the old one so I had to leave a few bits and pieces out. I wondered if this card might have been one of them, but on rummaging through the pile, the card is missing. I point this out to the c/c guy.
The dodgy transaction was on the 17th; on that day I was in the office. But the last time I recall seeing the card was in Peterborough the week before. Now I recall going to a cash machine, and also to an Indian restaurant, it's entirely feasible that I dropped the card and some chancer has had it away. The other (slim) possibility is that someone lifted it from my wallet in the hotel, but why not take all of them?
The c/c guy wouldn't tell me where the transaction was attempted, though he did tell me the company and luckily it's one I've never dealt with or it might have been more difficult to argue.
Luckily for me the c/card company was on the ball. Apparently the scumbags often try a phone transaction first as a way of testing if a nicked ard is still valid. Daft bastards, if they'd tried a more realistic amount they might have got away with it
So, the transaction was binned, the account is closed, f*** you ar53holes, you'll have to go back to burgling old ladies.
And thumbs up to the credit card security guys, nice one fellas
"Your account has been suspended due to some supicious activity, please call this number".
First thought? This is a scam designed to get my personal details. Ah to hell with it, ring it anyway (it was a freephone number, never seen anyone set up one of those for a scam).
The automated system says 'Please have your credit card to hand', so I rummage in my wallet..... and can't find it
Eventually I get a human to discuss things with, and he tells me that the card was used for a transaction of £2200 a few days back. I point out that I only got the card for the 0% balance transfer and have been paying it off steadily ever since (he has the account details on screen and agrees).
Now it happens that Julie got me a new wallet for xmas and it was a bit smaller than the old one so I had to leave a few bits and pieces out. I wondered if this card might have been one of them, but on rummaging through the pile, the card is missing. I point this out to the c/c guy.
The dodgy transaction was on the 17th; on that day I was in the office. But the last time I recall seeing the card was in Peterborough the week before. Now I recall going to a cash machine, and also to an Indian restaurant, it's entirely feasible that I dropped the card and some chancer has had it away. The other (slim) possibility is that someone lifted it from my wallet in the hotel, but why not take all of them?
The c/c guy wouldn't tell me where the transaction was attempted, though he did tell me the company and luckily it's one I've never dealt with or it might have been more difficult to argue.
Luckily for me the c/card company was on the ball. Apparently the scumbags often try a phone transaction first as a way of testing if a nicked ard is still valid. Daft bastards, if they'd tried a more realistic amount they might have got away with it
So, the transaction was binned, the account is closed, f*** you ar53holes, you'll have to go back to burgling old ladies.
And thumbs up to the credit card security guys, nice one fellas
Read the bloody thread again! I just edited it...
Remember this?
Things seemed to get worse on Wednesday when I realised I coudn't find my passport. Now the last time I thought I'd had the missing credit card AND the passport together was in Peterborough.
So by now I was convinced that someone had been in my room and helped themselves.
I wanted the p/port as ID to get on some RAF bases, but in the end I used my driving licence.
This morning I decided to have a bloody good rummage around the house. When I ransacked the safe, I found the passport. Even though I'd already looked there three times...
When I threw the passport back in, a flurry of stuff fell out... including the 'missing' credit card
So... if I didn't lose it in P/boro, as it was never in my wallet to lose, someone has somehow managed to clone a card from an account that has never been used.
Unbelievable what the thieving scum can do nowadays.
Things seemed to get worse on Wednesday when I realised I coudn't find my passport. Now the last time I thought I'd had the missing credit card AND the passport together was in Peterborough.
So by now I was convinced that someone had been in my room and helped themselves.
I wanted the p/port as ID to get on some RAF bases, but in the end I used my driving licence.
This morning I decided to have a bloody good rummage around the house. When I ransacked the safe, I found the passport. Even though I'd already looked there three times...
When I threw the passport back in, a flurry of stuff fell out... including the 'missing' credit card
So... if I didn't lose it in P/boro, as it was never in my wallet to lose, someone has somehow managed to clone a card from an account that has never been used.
Unbelievable what the thieving scum can do nowadays.
wedg1e said:
So... if I didn't lose it in P/boro, as it was never in my wallet to lose, someone has somehow managed to clone a card from an account that has never been used.
Unbelievable what the thieving scum can do nowadays.
Three main options spring to mind:-
1) Someone at the c-card company was involved and generated a cloned card, or at least the details.
2) Someone intercepted your post with all the card details...AND managed to find the security code on the rear somehow (or found a company who didn't ask for it over the phone!)
3) Someone WITH ACCESS TO YOUR WALLET 'borrowed' the card to try it on...
Can't think of any other ways they'd manage it - the cloning methods I'm aware of all include physical presence of the card, while the reason for the 3-digit ID# on the back was to prevent telephone fraud using old receipts.
havoc said:
Could of been cloned at the Indian or even the cash machine.
Only if it was used - I thought he said he never used it, got the impression it was in his wallet at those times.
Er no... as I'd originally suspected, I never put it in my wallet, it was in the house safe all along. But being as blind as a bat I couldn't see it for looking...
Nobody has access to my wallet, not even the moths
So yes, maybe an inside job at the c/card company...
wedg1e said:
So yes, maybe an inside job at the c/card company...
I would write to the CC company, explain exactly why you obtained the card and where it has been since you received it, leading to the conclusion above - if there are *&%$'s in their offices, it may help root them out! Prevent some other poor sod from going through what you have!
havoc said:This is a very good idea. Even if they don't act on this notification but then get another with the same circumstances, it might help them find a dodgy staff member.
So yes, maybe an inside job at the c/card company...
I would write to the CC company, explain exactly why you obtained the card and where it has been since you received it, leading to the conclusion above - if there are *&%$'s in their offices, it may help root them out! Prevent some other poor sod from going through what you have!
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