Life on credit

[shnozz]

8am and I am waiting for what seems like an hour for some t0sser in front of me to pay for his £2.17 packet of 10 Royals at One Stop. On a fecking credit card. £2.17 on a card. What is that all about?

[polus]

As long as he pays for it whats wrong with doing so on credit card?

[Carrera2]

shnozz said:

8am and I am waiting for what seems like an hour for some t0sser in front of me to pay for his £2.17 packet of 10 Royals at One Stop. On a fecking credit card. £2.17 on a card. What is that all about?

No cash on him?

[shnozz]

polus said:

As long as he pays for it whats wrong with doing so on credit card?

its £2.17.

[shnozz]

Carrera2 said:

shnozz said: 8am and I am waiting for what seems like an hour for some t0sser in front of me to pay for his £2.17 packet of 10 Royals at One Stop. On a fecking credit card. £2.17 on a card. What is that all about? No cash on him?

Cash machine outside the door. Even if I didn't have (and didn't want) cash on me, for £2.17 I would just get a tenner out FFS.

[SS2.]

I thought these places had a minimum spend of a fiver or so for card / cheque transactions...

[polus]

shnozz said:

polus said: As long as he pays for it whats wrong with doing so on credit card? its £2.17.

OMG CALL THE POLICE, GET THE ARMY, CALL ALL MP’S INTO PARLIMENT, A GREAT CRIME HAS BEEN COMMITTED, HANG THE BASTARD!!!

lighten up

[lazyitus]

Chill Man - Jeez, its only Tuesday.

[SS2.]

I do see the point though - at least make it worthwhile and buy a hundred or so..

>> Edited by SS2. on Tuesday 14th February 08:55

[Marki]

When i lived in Denmark it is quite normal for no one to carry cash , all on a Dancard like a charge card works with a pin code all bars and shops are geared to in ,, coming to you soon

[shnozz]

SS2. said:

I do see the point though - at least make it worthwhile and buy a hundred or so..

indeed. Or 20 fags at least....

[humpbackmaniac]

I bought a packet of ginger nuts on a debit card when i was a student! That probably cost Sainsburys money selling them to me. Sorry Sainsburys.

[T5-R]

Marki said:

When i lived in Denmark it is quite normal for no one to carry cash , all on a Dancard like a charge card works with a pin code all bars and shops are geared to in ,, coming to you soon

Didn't the UK trial something similar a few years ago? IIRC it was called Mondex. Seemingly it never took off, but we've now got chip & pin instead.

[theboyfold]

Crikey, I'll make sure I'm never in front of you in a queue! I always use my debit card to pay for small things...

[shnozz]

theboyfold said:

Crikey, I'll make sure I'm never in front of you in a queue! I always use my debit card to pay for small things...

out of interest, why? Because you don't carry cash? If so, what do you do when you want a pint or a sandwich? Or do you carry cash but prefer not to use it? Not being antagonistic but genuinly interested.

[Marki]

T5-R said:

Marki said: When i lived in Denmark it is quite normal for no one to carry cash , all on a Dancard like a charge card works with a pin code all bars and shops are geared to in ,, coming to you soon Didn't the UK trial something similar a few years ago? IIRC it was called Mondex. Seemingly it never took off, but we've now got chip & pin instead.

Also ,, i first moved to Denmark in 1994 even back then the Dancard had a photo of you on the back of it yet in the UK they moan that its not possible to do this

[Yugguy]

One of my missus friends has split up with her boyfriend after finding out he was in debt to the tune of having to pay 600 quid a month for the next 10 years. This coupled with the fact he'd spend 100 quid every friday night out on the piss with his mates.

[minicity]

I saw someone try to buy a newspaper on a card once. I was waiting behind him listening to all this "Sorry it doesn't seem to accept" stuff from the shop person, then "I'll give you another card" response from the customer .... I just dumped my stuff an walked out. Pathetic!

(The Mini is being MOT'd today so I am in a bad mood.)

[lazyitus]

shnozz said:

theboyfold said: Crikey, I'll make sure I'm never in front of you in a queue! I always use my debit card to pay for small things... out of interest, why? Because you don't carry cash? If so, what do you do when you want a pint or a sandwich? Or do you carry cash but prefer not to use it? Not being antagonistic but genuinly interested.

I'm with the boyfold on this one shnozz.

I rarely carry cash unless I'm going to the pub. Its quite rare that I go to the pub anymore anyway.

For me its the hassle of going to cash points to get your cash out and then going to the shop.

Might aswell just do one thing, go to the shop and use the shopkeeper as your cash point. Saves doing 2 things when you only need to do one.

I think the real problem lies with the fact that it can take a while for the card to go through the system?

EDITED TO ADD - I'm talking DEBIT CARD here, NOT Credit Card.

>> Edited by lazyitus on Tuesday 14th February 09:41