Insurance claim advice please ??? (bit O/T)
Discussion
Hi,
A couple of weeks ago I was hit by a taxi driver in London who was trying to overtake me approaching a set of traffic lights. I took the guy's details and reg no. He works for a very reputable London cab firm - Addison Lee. They have a big fleet of fully liveried black Fiat Ulysses.
My insurers (Elephant) claim that the registration number I gave them is "not on the database". Now whilst it's conceivable that I copied the reg no down wrongly, my insurers have the details of the driver and the taxi firm so surely it shouldn't be too difficult for them to hand over the details of their insurers and the correct registration number - or am I kidding myself ??
Elephant think they know who the insurers are and have contacted them but have had no response. I have a horrible feeling this is sliding towards an 'uninsured driver' scenario. Is there anything I can do ? What obligation do the insurers or the taxi firm have to give out details if I did copy the reg no down incorrectly. I appreciate this would effectively mean them incriminating themselves. Is there anything I can do ?
Any advice would be much appreciated. I know there are some insurance experts who hang around here !
Thanks,
Jamie
A couple of weeks ago I was hit by a taxi driver in London who was trying to overtake me approaching a set of traffic lights. I took the guy's details and reg no. He works for a very reputable London cab firm - Addison Lee. They have a big fleet of fully liveried black Fiat Ulysses.
My insurers (Elephant) claim that the registration number I gave them is "not on the database". Now whilst it's conceivable that I copied the reg no down wrongly, my insurers have the details of the driver and the taxi firm so surely it shouldn't be too difficult for them to hand over the details of their insurers and the correct registration number - or am I kidding myself ??
Elephant think they know who the insurers are and have contacted them but have had no response. I have a horrible feeling this is sliding towards an 'uninsured driver' scenario. Is there anything I can do ? What obligation do the insurers or the taxi firm have to give out details if I did copy the reg no down incorrectly. I appreciate this would effectively mean them incriminating themselves. Is there anything I can do ?
Any advice would be much appreciated. I know there are some insurance experts who hang around here !
Thanks,
Jamie
www.rac.co.uk/web/carbuying/vehicle_data_search/
Try this website and check the number for yourself. Only possibly to confirm what your insurers are saying. Did the guy who hit your car ran away or stopped and discussed the accident with you?
Good luck
Try this website and check the number for yourself. Only possibly to confirm what your insurers are saying. Did the guy who hit your car ran away or stopped and discussed the accident with you?
Good luck
The reg no will be on the MIB if taken correctly but if you have the name of the driver and most of the reg no taken correctly then the company he drives for should be aware who he is. It could be an innocent mistake but having working in the industry for 16 years it's 50/50. Some detective work on your part could do the trick but it shouldn't be necessary to be honest if they all pulled their fingers out. If you are insured on a Comp basis then your insurers should be keen to get their outlay back but if you are TPFT get the deerstalker and pipe out.
Any further advise will be charged at my hourly rate !!
LOL !
Any further advise will be charged at my hourly rate !!
LOL !
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