Anyone know a good bank?
Discussion
I have searched past topics, hwere veeryone has somethign bad to say about a bank.
Can anyone recommend a good one? One which wont mess me around;
call me late at night with "important information" about a loan...
one which I will use to put my wages into, and draw money out from
one which wont pass my details onto others
one which... well you get the idea.
Can anyone recommend a good one? One which wont mess me around;
call me late at night with "important information" about a loan...
one which I will use to put my wages into, and draw money out from
one which wont pass my details onto others
one which... well you get the idea.
I run a One Account from RBS, which is absolutely fantastic.
Brilliant customer service - dedicated 24/7 telephone lines, with a call centre in the UK.
Superb online banking facility - the range of information and financial planning functions is excellent.
If you do need to pop into a branch (I haven't in 4 years), any branch of RBS will do.
There are perks such as good credit card rates and points, as well as (IIRC) insurance deals etc.
The only problem is that it's designed to work as a Current Account Mortgage. If your account is in credit, then it accrues (IIRC) c.5% interest. That said, their mortage rates are very competitive and it's about the most flexible mortgage available.
Brilliant customer service - dedicated 24/7 telephone lines, with a call centre in the UK.
Superb online banking facility - the range of information and financial planning functions is excellent.
If you do need to pop into a branch (I haven't in 4 years), any branch of RBS will do.
There are perks such as good credit card rates and points, as well as (IIRC) insurance deals etc.
The only problem is that it's designed to work as a Current Account Mortgage. If your account is in credit, then it accrues (IIRC) c.5% interest. That said, their mortage rates are very competitive and it's about the most flexible mortgage available.
gideon said:
Highley recommend the Cooperative Bank, excellent customer service and great on-line as well.
Second that albeit I use Smile the internet subsiduary but effectively the same. Really have had no problems with them and despite being an internet bank, they are still easier to reach by phone than any other bank I have ever used.
paulie-mafia said:
First Direct.
Definitely, but don't go over your agreed overdraft limit or they'll keep giving you cash when you use the ATM, then hit you with an outrageous fine for the privilege!
You won't be able to fathom how good a bank can possibly be until you go with First Direct. Especially if customer service is near the top of your list of priorities. They sort your stuff quick, are fair (in my experience), and very honest. I've only had to wait in a que once, and that was at an obvious busy time of day. They're open 24/7, so you can sort anything out anytime.
Do it.
Sorry, dont understand the question, my bank just 'is', like the sky. It's just there, money goes in, money goes out, write the odd cheque, loads of DD's set up etc, get money out of the walls. Thats about it, been with them since 1981. No issues at all, not even set foot in a branch though for years, and I dont think I have ever rung them ever, about anything, no need to. What do people do that warrants constant visits and communication and all sorts of things with potential to go wrong etc to warrant mega rants and the like? I just dont get it. Nat West btw.
>> Edited by Balmoral Green on Wednesday 22 February 22:19
>> Edited by Balmoral Green on Wednesday 22 February 22:19
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