HPI Check - Waste of space?
HPI Check - Waste of space?
Author
Discussion

andy tims

Original Poster:

5,605 posts

274 months

Thursday 23rd February 2006
quotequote all
Before I handed over large amounts of dosh for my recently acquired GT3 I thought I'd be sensible & get an HPI check.
Long storey short it came back with 2 glaring errors:-
1)Said it wasn't an import! It's LHD for fecks sake & was originally sold in Germany!
2)They said it had only ever had 1 registration plate. More rubbish as I have all the history on the car & knew it had been on not only the original German plates, but has had a UK plate swap.

Now I know the main reason for getting the check is so you know the car has ever been badly crashed, nicked or has o/s finance and the errors were not a surprise, but HPI's "we only go on what the DVLA tell us" attitude has really cheesed me off. I pointed out that I had paid them to get the right info. Little apology, no offer of a refund – so sod them in future.

Rant over - Sits down with nice cup of tea to calm down.

rumplestiltskin

1,084 posts

250 months

Thursday 23rd February 2006
quotequote all
Had you just been about to hand over loads of cash for the car then discovered via the HPI check that it had been stolen recovered, it would be an entirely different post I am sure !

R.

domster

8,431 posts

298 months

Thursday 23rd February 2006
quotequote all
HPI are only as good as the data in their system.

I imported a few cars and you could write anything on the details. If I had imported a rubystone car I would have insisted on putting "Colour: 'Dog Cock Pink'" on the form, and guaranteed they'd have put it on the V5 for me.

Also, they don't know history in Germany or wherever if an import, plus it can take up to 6 months for data to trickle back to them. Example:

An old 944 Cabriolet that I used to own had an engine fire. Damage was physically mild but expensive enough for it to be written off, new bonnet, new paint, rewiring etc.

I saw my old car by chance 6 months later parked in London... ('I used to own a car like that... wait THAT IS my car!') left the owner a message to fill him in on the history etc.

He calls, sure enough he'd bought it from a dealer not knowing it had been written off - AND HE'D HPI'd IT!

Luckily for him, he got it cheap enough so didn't care either way. But v funny asking him how his 'written off 944 cab' was

Andy_Clap

129 posts

297 months

Thursday 23rd February 2006
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Well, it saved me from buying a Cat D total loss (from a dealer). £40 well spent, I'll certainly use it every time I buy a car now.

(BTW, I know Cat D isn't that bad, but it does affect the price and ease of resale)

disco1

1,963 posts

246 months

Thursday 23rd February 2006
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Can someone explain to me what the damage cats are? What is Cat D?

mikeg996

875 posts

250 months

Thursday 23rd February 2006
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Categories of Write-off

Category Description
A A vehicle which should be totally crushed, including all its spare parts
B A vehicle from which spare parts may be salvaged, but the bodyshell should be crushed and the car should never return to the road.
C An extensively damaged vehicle which the insurer has decided not to repair, but which could potentially be repaired to a high standard.
D A damaged vehicle which the insurer has decided not to repair, but which could be repaired and returned to the road.
F A vehicle damaged by fire, which the insurer has decided not to repair.
Theft These vehicles have not been recovered and ownership rests with the insurer who made the total loss payment. They are able to repossess the car as soon as it is identified, even if it has been bought innocently

Andy_Clap

129 posts

297 months

Thursday 23rd February 2006
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To clarify the difference between Cat C and D above, a Cat C vehicle must pass a thorough Department of Transport insepction before being allowed back on the road, where as a Cat D vehicle doesn't.

I think.

troggles

118 posts

246 months

Thursday 23rd February 2006
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Any companies which are best to do checks on, if wrong i think they only do cover up to £10,000 or maybe i have read it wrong

ChrisW.

8,116 posts

283 months

Thursday 23rd February 2006
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I have always voted with my wallet anf gone for an HPI check -- just in-case.

Even when I have got to know the seller and really trusted him. No reflection, just a must-do in my view.

andy tims

Original Poster:

5,605 posts

274 months

Thursday 23rd February 2006
quotequote all
rumplestiltskin said:
Had you just been about to hand over loads of cash for the car then discovered via the HPI check that it had been stolen recovered, it would be an entirely different post I am sure !

R.


Fair comment.