Track day insurance

[cheekymonkey]

I'm looking to book up some track (and airfiled) days for this year. My general insurance (Elephant) won't touch tracks . It's not an option to move to another supplier yet as only 1/4 way through policy, however if the price is right and I can find a company I would pay per track day for cover. Not bothered about airfileds as enough run off to be happy, but it's the tracks I want cover for.

Does anyone know if this is posisble... and if so who do I call for a quote!

Ta

[DanH]

competition car insurance & marsh will do it per day. You'll find its cheaper to cancel your current policy though - you should get some money back.

[jakeD]

CCI will work out £200-£300 per day. I waited & renewed my main policy with them last time & got 4 free trackdays included, it's around £60 per day after that. If you do cancel try Heritage they are offering free trackday ins. with road policies to club members inc lotus on track. Need to be over 28 & owned the car over 12 months though

[matrs]

Yep Competition Car Insurance Tel: [phone] I used to speak to Chris, now covered fro track days with Lotus Asteem Policy with AON.

[cheekymonkey]

thanks guys, i'll try them all after bank holiday weekend.

Cool

[cheekymonkey]

for feedback CCI quoted £180 ish for 1 day at castle combe - waiting for a call back today to get a road quote as it comes with 4 free days and may be better than me sticking with current insurer for the rest of the year.. i'm up to Max. NCB with most insurers anyway

cheers

[jakeD]

Thats not bad. You really should try Heritage if you qualify, unlimited free trackdays as long as they are through the clubs they recognise afaik and normal road policy excess - my cci track cover has a £3k excess!

[jakeD]

https://www.heritage-quote.co.uk/products_

[cheekymonkey]

thanks buddy - i'll give them a go too.. My XS on track was £2k with CCI, they have quoted me circa £1,100 for a full policy - about £300 more than current policy... but road XS is £500 double current... oh and mileage is lower to... still working on them

[jakeD]

cheekymonkey said:

thanks buddy - i'll give them a go too.. My XS on track was £2k with CCI, they have quoted me circa £1,100 for a full policy - about £300 more than current policy... but road XS is £500 double current... oh and mileage is lower to... still working on them

Thats a bit more than mine but not that much, track xs good compared to mine. From what people on L-O-T are saying about heritage i will try & renew with them next time

[ChristianM]

cheekymonkey,
Good decision getting it on the track, I did bedford the other day and it was brilliant. I don't think anyone should own a lotus and not try tracking it, its like buying diving gear then only using it for snorking!

Couple of things i picked up on the Lotus on Track forum.

I think somebody mentioned their CCI policy didnt cover fire - fire cover would be an absolute must for me so I would check with them.
I think to get the heratige cover you have to be over 28 for the trackday policy to be valid, again I would check.

Good luck,

Bedford is great by the way, I will be going back once I have earnt some more money to pay for it!

[cheekymonkey]

cheers jaked i'll definately speak to heritage too prob next week as it's too late on a friday to do anything else

hi ChristianM - i'll check the fire cover in that case - especially after the pic's posted this week!

I've booked bedford novice day in july and am going to try the castle combe with westovers too. i'm not fussed about cover for bedford so much, but heard scary stories of combe and not much run off!

hope to see you out on a burger run sometime soon mate!

PS sadly i do qualify for being 28...

>> Edited by cheekymonkey on Friday 21st April 16:53

[jakeD]

I think combe is fine, obviously not like bedford but nothing to worry about - which day are you doing, thinking of doing one with hbaumhardt at some point.

Also hoping to be there on the 24th may on the bike

[DanH]

Try AON too. Great policy for me (although your mileage may vary (sometimes literally ))

[cheekymonkey]

doing the combe day organised by chris at westovers on 27th june - give him a call if you want to know more - looks like fun & some instructors onhand for beginers like me

details here

[jakeD]

Hmm going to brands the evening before so already off work

[ChristianM]

cheekymonkey said:

cheers jaked i'll definately speak to heritage too prob next week as it's too late on a friday to do anything else hope to see you out on a burger run sometime soon mate! PS sadly i do qualify for being 28...

Yep havent been hunting for burgers for ages but should be able to do a bit more over the summer.

PS. Either you don't look 28 or I have poor judgement!

[cheekymonkey]

update for anyone interested is...

Heritage came in with a good quote...

£783 with unlimited LoT (and other recognised clubs) track days £62 if organised by someone else
road xs £450
track excess £1450

only think is it doesn't cover me 3rd party to drive other vehicles, but i think the policy on my granada does, so maybe i can get over that one

[cheekymonkey]

ChristianM said:

PS. Either you don't look 28 or I have poor judgement!

I hope the former but if I don't look it I definately feel it, and then some!

[jakeD]

cheekymonkey said:

update for anyone interested is... Heritage came in with a good quote... £783 with unlimited LoT (and other recognised clubs) track days £62 if organised by someone else road xs £450 track excess £1450 only think is it doesn't cover me 3rd party to drive other vehicles, but i think the policy on my granada does, so maybe i can get over that one

I want some of that. My cci policy didnt cover me third party until recently, was only £30 extra i just had to ask, maybe it's the same?