I'm an idiot - i know
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Discussion

preppy

Original Poster:

2 posts

275 months

Sunday 12th January 2003
quotequote all
Hi guys,

first post, I'm a idiot, my girlfriend was late to work the other day, so quickly took her down.

on way back got pulled for out of date tax , and given a presenter.

problem is I had no MOT, TAX or Ins.

I know it was stupid, so dont bother flaming me just tell me what i'm in for.

also the following day I went out and got MOT and Ins sorted out had to borrow a ton of money. so the care is now MOT'd Ins'd and once the ins doc comes through taxed.

whats the sentance and whats going to happen, do I get finger printed, swopped for dna and all the rest of it. or is it a quick in out jobby, lost my lic. go home that sort of thing.

sorry for droneing but I'm really bricking it. already got 2 sp60's approx 2 years and 2 1/2 years old

Cheers

Steve

cuprabri

479 posts

286 months

Sunday 12th January 2003
quotequote all
Errrmmm, you may need to get a bus pass or a stout pair of walking shoes with the totting-up of the SP60's and the ins points.

You won't be sharing showers ala the Wycliffe advt though.



>> Edited by cuprabri on Sunday 12th January 04:45

sixspeed

2,062 posts

292 months

Sunday 12th January 2003
quotequote all
Not that I condone such a thing, but there are people who can erm... "get" you an insurance cover-note, and MOT.

Do you know any such likely dodgy characters?


-andy-

rich-uk

1,431 posts

276 months

Sunday 12th January 2003
quotequote all
I'm of the opinion that if you can't afford to drive, get a bus. I have to pay huge road tax and insurance premiums for the likes of you trying to save some money. What would have happened if you'd crashed? Or a wheel fell off and killed someone?

I know the above is a bit blunt, and you've admitted to your mistake, but it happens all the time and people's (not yours) lives are ruined.

P.S. Don't take it all personally (at least you did something about it once you were caught, but as you've probably noticed now, just that bit too late)

Editied 'cause it's too early to spell propely

>> Edited by rich-uk on Sunday 12th January 14:00

madcop

6,649 posts

283 months

Sunday 12th January 2003
quotequote all
No insurance carries points. = 6 to 8
No vel. Five time duty payable plus back tax. = £800+
No MOT is not endorsable, fine only usually about £50.

All these may have costs on top.

You will not be arrested , finger printed or DNA sample taken as they are not 'recordable criminal offences'

I would think that you will look to be paying a fine of around £300 and recieve 6 points, depending on your income.
It would be better if you went to court to explain and apologise. They may be more lenient.

Do not go to court wearing jeans, an FCUK 'T' shirt and dirty trainers. Be smart!


rich 36

13,739 posts

286 months

Sunday 12th January 2003
quotequote all
Thank god i got my act together years ago, life is so much easier when you knuckle down and pass the bloody test get the MOT etc etc, try and make it your last time Preppy and good luck.

outlaw

1,893 posts

286 months

Sunday 12th January 2003
quotequote all
go and get a bent cover note and mot fast.

why pay a fine if you can get pout of it.

PatHeald

8,058 posts

276 months

Sunday 12th January 2003
quotequote all
You are going to tot up.

If you need your licence, get a letter from your employer, on nice official letterhead, stating that you will lose your job if you are banned. This will allow you to argue that a ban would cause you "exceptional hardship", which gives the magistrates a discretion not to disqualify you.

Take a copy of your shiny new insurance policy, to demonstrate that it was merely oversight that you have now put right.

Dress smartly and ask to see the duty solicitor when you get to court. If you are a leggy blonde he will probably represent you free of charge, but don't be upset if he refuses, as this type of traffic nonsense falls outside the duty solicitor scheme.

Points, a ban at worst. Not imprisonable, but failing to pay the fine is......

>> Edited by PatHeald on Sunday 12th January 20:37

preppy

Original Poster:

2 posts

275 months

Sunday 12th January 2003
quotequote all
Thank you all, i've done wrong and i know it so i'll take it on the chin as thay say (ie won't be searching out a bent cover note).

how long do you have to pay fine as I dont have access to a grand plus...

and with the totting up how long a ban would it be...

Thanks again

Del Sydyway

101 posts

278 months

Sunday 12th January 2003
quotequote all
DON'T get a dodgy MOT for fecks sake. The fallout is potentially enormous. Tho' unlikely you could get done for fraud. So forget all hopes of working in any position of responsibility i.e. Finance, Law, Medical etc (and that means anything between working a Director of Barclays to a care assistant in a nursing home). If you apply for any job that is not covered under the rehabilitation of offenders act you will need to declare this conviction even after it is 'spent' (for the seven or so years before 'spent' you need to declare this for any position if asked). Would you employ someone who's been done for fraud? And remember more and more companies are going to ask for a criminal disclosure certificate no matter what the position is. It's only just been introduced in Scotland but it will become the norm sooner rather than later.

pies

13,116 posts

276 months

Sunday 12th January 2003
quotequote all

preppy said: Thank you all, i've done wrong and i know it so i'll take it on the chin as thay say (ie won't be searching out a bent cover note).

how long do you have to pay fine as I dont have access to a grand plus...

and with the totting up how long a ban would it be...

Thanks again




payment time of fine is calculated according to income (roughly)

TheLemming

4,319 posts

285 months

Monday 13th January 2003
quotequote all
Preppy, I had a very similar situation a couple of years ago when I was zapped by a policeman with a speed camera.

(Insurance company cancelled the policy due to not receiving a copy of my licence, which was sent about 3 times, and I didnt get the letter notifying me of the policy cancellation... MOT expired the week beforehand. Doh! Total screw up.)

For reference, I ended up with a £600 fine and a 2 month ban. Which seems to confirm whats been said by others here on what to expect.

Dress smart, get a letter from your employer stating you need your licence for work (if possible) and be as contrite as possible.

Immediately insuring your car, sorting tax etc is a very good idea.

To phrase this another way: you screwed up, expect to get screwed.

loaf

850 posts

281 months

Monday 13th January 2003
quotequote all

outlaw said: go and get a bent cover note and mot fast.

why pay a fine if you can get pout of it.


Because, my dear anarchic friend, there is an insurer's database of who's insured (and by implication who's not) and all Plod has to do is check against said database and bingo, he also gets done (under S173 Road Traffic Act 1988 I think..Madcop?) for obtaining a certificate of motor insurance by deception; and how hard is it to determine a bent MOT? Takes two seconds, and is one of the first things Plod learns. If you can't do the time, don't do the crime, sez I.

You're looking at a probable 6 month disqualification due to the tot-up of points plus a fine depending on your income.

poidal

61 posts

282 months

Monday 13th January 2003
quotequote all
I've been watching a few court cases recently, as I'm due to to appear in one of my own coming up soon. Most of the time the bench will accept offers £10 or £20 per week to pay fines/costs. One punter offered £5 p.w., but that was just too little - they insisted on a tenner.

Rewster

48 posts

284 months

Monday 13th January 2003
quotequote all
About 2 years ago my car was severly mangled by an uninsured driver, through being disqualified due to drink driving. Totally his fault, and he was drunk again (He could not speak properly, or walk in a straight mine).

He did six months inside for his crime, but where does that get me. £350 out of pocket for the excess, and paying through the nose for insurance, because not only did I loose NCB, but also now had an accident against me. (The scheme set up to compensate for uninsured drivers would not help, because I was fully comp, and there were no injurys).

I even tried pursuing him for my losses, but when I finally found him, because he had nothing, I could not get anything.

Because of this, I have no time for uninsured parasites. A public hanging would not go far enough. (although may give some satisfaction)

bobthebench

398 posts

283 months

Tuesday 14th January 2003
quotequote all
Appearance in court in person in usually advised, but here, why bother, your f@@ked. The big one is no insurance, usually 8 points, might go easy if you didn't know and had no reason to suspect it was up, e.g. company fleet car, or the owner told you "Yes fine, take my car, it's insured". Don't think it applies here, yet! Given current points, were now into ban territory under totting up. Search about, there are enough posts already advising how to deal with this in court.

No tax is no big deal. Expect an order for back duty from when it expired, plus £100 or so. If Mot now in force, CPS will take a not guilty to this if you plead to the others, else a token fine, £50 or so.

outlaw

1,893 posts

286 months

Tuesday 14th January 2003
quotequote all

loaf said:

outlaw said: go and get a bent cover note and mot fast.

why pay a fine if you can get pout of it.


Because, my dear anarchic friend, there is an insurer's database of who's insured (and by implication who's not) and all Plod has to do is check against said database and bingo, he also gets done (under S173 Road Traffic Act 1988 I think..Madcop?) for obtaining a certificate of motor insurance by deception; and how hard is it to determine a bent MOT? Takes two seconds, and is one of the first things Plod learns. If you can't do the time, don't do the crime, sez I.

You're looking at a probable 6 month disqualification due to the tot-up of points plus a fine depending on your income.


rubish they hardly ever check em on
as for mot it piss easy to get a real mot with out em ever looking at the car.





clubsport

7,393 posts

278 months

Tuesday 14th January 2003
quotequote all
many years ago I had a parked hit by drunken uninsured low life.I ended up paying excess as the guy had no assets i never got this back.
I have had seemingly good cars fail MOT tests on little things that I had not spotted & when They point out things like chaffing brake hoses or something I am more than happy to get them rectified as soon as possible.
I really think the tone of some of the responses here are dumb.Surely it is far better to have a safe & legal car particularly if it is being driven enthusiastically.
The consequences of injuring someone in an accident are bad enough anyway,for such a thing to occur in an uninsured or unroadworthy car are horrific.
What is the point of buying a dodgy Mot from some geezer? I cannot see how anybody gains from this scenario.

loaf

850 posts

281 months

Thursday 16th January 2003
quotequote all

outlaw said:



rubish they hardly ever check em on
as for mot it piss easy to get a real mot with out em ever looking at the car.




They do check, and with increasing regularity. Why do you condone driving without insurance/MOT? If you got snotted by an uninsured toerag I'd bet you'd be shouting for him to be hung by his knackers on London Bridge pretty damn sharpish.