Stopping insurance fraud - personal injury
Discussion
Hi,
A 'mate' at work was recently involved in an traffic accident involving around 7 or 8 cars. As a passenger (another colleague driving), he was injured (broken bone in wrist / forearm) but I am aware that he's hoping to claim for other injuries such as broken ribs (which he already had), plus a pile of cr*p like not being able to work, lost sleep at night due to pain etc and I'd have thought he'll end up with at least £5 - 8k.. Oh yeah - he obviously got whiplash as well.
Any suggestions on if this sort of thing can be stopped - I'm sure I'm not the only one on this site pissed off about my insurance premium costing £1k + despite never being in an accident partly due to this 'claim culture'.
Guess this is a criminal offence which could carry a jail term, and I don't want him to get in this much trouble, but a nice warning wouldn't go amiss!
A 'mate' at work was recently involved in an traffic accident involving around 7 or 8 cars. As a passenger (another colleague driving), he was injured (broken bone in wrist / forearm) but I am aware that he's hoping to claim for other injuries such as broken ribs (which he already had), plus a pile of cr*p like not being able to work, lost sleep at night due to pain etc and I'd have thought he'll end up with at least £5 - 8k.. Oh yeah - he obviously got whiplash as well.
Any suggestions on if this sort of thing can be stopped - I'm sure I'm not the only one on this site pissed off about my insurance premium costing £1k + despite never being in an accident partly due to this 'claim culture'.
Guess this is a criminal offence which could carry a jail term, and I don't want him to get in this much trouble, but a nice warning wouldn't go amiss!
You could tell him that the offence he is committing is called obtaining property by deception and carries a 10 year jail sentence. If he decides to continue with his deception, then he will possibly be caught out by his own greed in time.
Insurance companies do not just hand over cash because someone says they have an ache
They investigate these claims very stringently.
He may be in for a nasty shock and not a pleasant surprise!
Insurance companies do not just hand over cash because someone says they have an ache
They investigate these claims very stringently.
He may be in for a nasty shock and not a pleasant surprise!
any claim for personal injury will require a medical report to support it. If the medical experts are honest and thorough in their examinations, that would foil 90% of bogus claims.
I have seen a large number of cases fail when the medical expert simply says the injuries that the Claimant is alleging are not there. Although it buggers up the case and leaves me unpaid, its actually quite a satisfying moment when a fraudelent claimant is "found out". brings a smile to my face, but only up to renewal time.
I have seen a large number of cases fail when the medical expert simply says the injuries that the Claimant is alleging are not there. Although it buggers up the case and leaves me unpaid, its actually quite a satisfying moment when a fraudelent claimant is "found out". brings a smile to my face, but only up to renewal time.
Yep, the medical is quite thorough. They also, as you might expect, check medical records for existing conditions.
I know 'cos I've been through i myself (knocked of a motorbike) and the medical was very thorough asking all sorts of questions about sleep and how long it took before I was able to ride a bike again (and how difficult it was to get back on).
A friend of mine went through it big time (also knocked of a motorbike) 'cos he also has distrophia(sp?) and they tried to blame some of his injuries on that. In the end he got even more money 'cos it took longer to heal due to his illness so the extra pain and discomfort was taken into account. But he had to go through 3 or 4 specialists and it took years to settle the claim.
I know 'cos I've been through i myself (knocked of a motorbike) and the medical was very thorough asking all sorts of questions about sleep and how long it took before I was able to ride a bike again (and how difficult it was to get back on).
A friend of mine went through it big time (also knocked of a motorbike) 'cos he also has distrophia(sp?) and they tried to blame some of his injuries on that. In the end he got even more money 'cos it took longer to heal due to his illness so the extra pain and discomfort was taken into account. But he had to go through 3 or 4 specialists and it took years to settle the claim.
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