BMW extended warranty (insurance) is it worth it?

[taffyracer]

In a word, NO!

[eliot]

Silly money, binned mine a couple of years ago. Had NO problems in that time.
Youre paying narly £100 a month for a warranty, do you expect to spend £100 a month in repairs?. Other benefit, that you dont have to use overpriced BMW serving either.

[The_Doc]

Block exemption means you don't have to do the BMW main dealer servicing.

I've been quoted £608 for 12 months on my 2002, 57k mile 330d which I think is ok-to-average money.

Not a great deal, but I've got autogearbox/aircon/electrics/other to worry about going wrong, plus the recovery and replacement car if I'm broken down out in the middle of nowhere.

The M car deals are much stiffer though...

[Gimlet]

The BMWCC have negotiated special rates with Warranty Direct.

They provide cover that is comparable to that of the BMW warranty at a reduced cost to Club members who must provide details of their membership at the time of purchase.

The quoted example is:

A January 2000 330i Sport Coupe doing 10,000 miles per year (total mileage less than 60,000) and having repair work carried out at a BMW dealer would cost a premium of £402.49 per year (£36.59 per month) with an exces of £25.00 per claim.
The equivalent BMW warranty would cost £608.00 per year with an excess of £100.00 per claim.


Warranty is available for cars over the 60,000 mile mark at additional cost, and M / Alpinas Cars also attract an increased premium.

[richycsl]

The_Doc said:

Block exemption means you don't have to do the BMW main dealer servicing. I've been quoted £608 for 12 months on my 2002, 57k mile 330d which I think is ok-to-average money. Not a great deal, but I've got autogearbox/aircon/electrics/other to worry about going wrong, plus the recovery and replacement car if I'm broken down out in the middle of nowhere. The M car deals are much stiffer though...

How does this block exemption work?

Does it mean I can have my car serviced at an independent, still maintain the 3 year warranty and still extend the warranty past 3 years?

Or in reality does it mean I can use the independent for the aforesaid servicing but any attempt to claim on the warranty or extend it further will be met with "you haven't had your car serviced by a authorised dealer therefore your warranty is void"?

[The_Doc]

richycsl said:

The_Doc said:

Block exemption means you don't have to do the BMW main dealer servicing.

I've been quoted £608 for 12 months on my 2002, 57k mile 330d which I think is ok-to-average money.

Not a great deal, but I've got autogearbox/aircon/electrics/other to worry about going wrong, plus the recovery and replacement car if I'm broken down out in the middle of nowhere.

The M car deals are much stiffer though...

How does this block exemption work?

Does it mean I can have my car serviced at an independent, still maintain the 3 year warranty and still extend the warranty past 3 years?

Or in reality does it mean I can use the independent for the aforesaid servicing but any attempt to claim on the warranty or extend it further will be met with "you haven't had your car serviced by a authorised dealer therefore your warranty is void"?

This is from the DTI website: ( www.dti.gov.uk/consumers/Fact%20Sheets/page29050.html )
"What effect will the new block exemption have on the car repair and servicing market?

These changes will mean more competition in the servicing and repair market leading to lower costs and higher standards for consumers.

The after-sales market will be opened up, with a change to the rules linking new car sales and servicing. Dealers will still have to ensure that customers' cars are serviced and repaired to manufacturer-approved standards, but they will no longer have to do it themselves; and, independent garages and roadside assistance organisations will have much greater access to technical information, including diagnostic equipment and software.

Dealers will be freer to determine how they run their businesses. The better the service they offer, the more they will be rewarded. Poor performers will find it
harder to survive. "

[rallycross]

so much for block exemption... I got my Z4 serviced (insp II) by my (trusted) local independant, using OE parts from G&S.

Then I went to extend the warranty at my local BMW dealer... Vines of Guildford, service department told me it had to be done by BMW in order to get the extended warranty.

Even though I had the receipt stating an Inspection II had just been done they insisted on off loading me of another £530 for a service, nothing like another oil change after 25 miles eh?

This is the way of BMW main dealers.

... rip the consumer off as much as possible


And then when you come back to buy a new car be sure they will offer you about £1,000 below glasses guide trade price.... daylight robbery

So anyone using this garage I suggest you get a second opinion before agreeing to any work being done on your pride and joy.