Do you have to carry your insurance docs?
Do you have to carry your insurance docs?
Author
Discussion

Andy_Clap

Original Poster:

129 posts

299 months

Tuesday 6th June 2006
quotequote all
Sorry if this has been asked before, I did a search but couldn't find anything.

A friend at work reckons that in the last two weeks they know of two people who have been fined for not being able to produce insurance documents on the spot. Could this be correct? Has the law changed? What happened to 7 day producers?

Cheers
Andy

ehyouwhat

4,606 posts

248 months

Tuesday 6th June 2006
quotequote all
Can't see that being right. I haven't been told of a change in the law, and I was speaking to a copper friend (about motoring-related issues) just a few days ago.

puggit

49,820 posts

278 months

Tuesday 6th June 2006
quotequote all
The way I understand it is that legally you do have to carry your documents with you (as per most other EU countries).

However, the UK got around this by introducing the producer system - basically it's a loophole

bga

8,134 posts

281 months

Tuesday 6th June 2006
quotequote all
I spoke to a trafpol mate of my dads a few months ago & he said that you are required to produce your docs on request, however there is the 7 day wonder which we all know & love.
He also said that if someone is a bit dodgy they can take them to the station based on not having their docs or something similar.

When I did my bike theory test last year one of the Q's was something like "who do you have to show your docs to on request" & the answer was policeman.

hanse cronje

2,423 posts

251 months

Tuesday 6th June 2006
quotequote all
i thought it was anyone with reasonable grounds to view them

i.e. the person you just drove into

puggit

49,820 posts

278 months

Tuesday 6th June 2006
quotequote all
hanse cronje said:
i thought it was anyone with reasonable grounds to view them

i.e. the person you just drove into
Speak for yourself!

7db

6,060 posts

260 months

Tuesday 6th June 2006
quotequote all
RTA requires you to show you insurance documents to any person with reasonable grounds for seeing them in the event of an injury accident. And if you are unable to do this at teh time, then you must report the injury accident to a police station and produce your insurance docs then.

Furthermore (away from accidents) you must produce your insurance documents to a uniformed officer requiring them or you commit an offence. It is a statutory defence to this offence to produce your documents at a police station within 7 days.

tubbinthug

206 posts

275 months

Tuesday 6th June 2006
quotequote all
A guy at work had his car impounded on the way to work because the police said his car was not insured. He wasn't allowed to go home to get the insurance document. It turned out that the insurance company had his registration wrong by 1 digit.

I've heard that you need to give permission to the police to allow them to impound your car, but they don't make this very obvious, just a "sign this, sir"

Dwight Vandriver

6,583 posts

274 months

Tuesday 6th June 2006
quotequote all
Section 155A Road Traffic Act 1988 as amended by Section 152 Serious Organised Crime and Police Act 2005 gives the power to Plod to seize those vehicle where the driver has no Driving Licence or Insurance. He must give the driver a warning that he is to seize.

Under Police (Retention and Disposal of Motor Vehicle)Regs 2002 he also must give a Notice to the Reg Keeper or Owner or Driver as to why seizure, where it will kept and matters re claiming.

Nothing is mentioned that a driver has to give his consent in writing for vehicle seizure. It may he signs to acknowledge receipt of the Seizure Notice.

dvd

Edited by Dwight Vandriver on Tuesday 6th June 15:19

eliminator

762 posts

285 months

Tuesday 6th June 2006
quotequote all
So, in the example given was the seizure unlawful?

He had insurance so???

Dwight Vandriver

6,583 posts

274 months

Tuesday 6th June 2006
quotequote all
Yes

a constable in uniform requires, under section 165, a person to produce evidence that a motor vehicle is not or was not being driven in contravention of section 143,

the person fails to produce such evidence, and

the constable has reasonable grounds for believing that the vehicle is or was being so driven.

.....call the recovery vehicle.....

dvd

Flat in Fifth

48,866 posts

281 months

Tuesday 6th June 2006
quotequote all
You know DVD, you're absolutely right but....

[goes into Devil's Advocate mode]
We know that with VOSA test certificates the paper no longer menas anything.
In fact the information issued at time of test go on in great pains to make clear that the only proof that a vehicle has a current test cert is the VOSA computer.

Apply similar logic to Motor Insurer's database.

Accepted common sense suggests there needs to be something in system to cater for interval between insurance being activated and database updated. With VOSA tests as database entry is/will be done at the point of test presumably there is little or no such delay.

One would hope that vehicle seizure and tickets for non production of ins cert would only be put into process if a) a database search turned up zilch, b) nothing to produce at roadside and c) verbals from driver didn't hang together.

DBSV8

5,958 posts

268 months

Wednesday 7th June 2006
quotequote all
Dwight Vandriver said:
Yes

a constable in uniform requires, under section 165, a person to produce evidence that a motor vehicle is not or was not being driven in contravention of section 143,

the person fails to produce such evidence, and

the constable has reasonable grounds for believing that the vehicle is or was being so driven.

.....call the recovery vehicle.....

dvd



unlikely..........

surely uniform would perorm pn check which would reveal insurance via control ??

never carry docs in car ......too.........easily stolen .....
always carry licence
come to think of it ..i also remove rd tax and leave a wee note ......similar to a bike...too easy for thieves to pinch in an unsecured open seater

Dwight Vandriver

6,583 posts

274 months

Wednesday 7th June 2006
quotequote all
>>>>>c) verbals from driver didn't hang together.<<<<<

Oh how many times has it been heard "Yus Ossifer got me Insurance at home" when everything points to the fact that he hasn't got any. There comes a time.......

Remember Toad when he pinched the motor?

Come to that remember Toad Fif????

dvd

Flat in Fifth

48,866 posts

281 months

Wednesday 7th June 2006
quotequote all
Dwight Vandriver said:
Remember Toad when he pinched the motor?

Dwight Vandriver said:
Come to that remember Toad Fif????

Ah yes the cheery Paarp Paarp at the end of every post which eventually was included in the swear filter in that other slippers and St Bruno place.

Remember when he got pinged by South Wales finest three times in as many minutes?

Dwight Vandriver

6,583 posts

274 months

Wednesday 7th June 2006
quotequote all
.............Remember when he got pinged by South Wales finest three times in as many minutes?...........

....and got away with one as he said he would hold his hand up to one but fight three on a continuing offence basis.

Parp parp indeed.

dvd