Insurance Not Fully Comp in France

[mellow_yellow]

After reading a thread on PH from somebody who'd discovered their fully comp insurance was only actually third party when in France I've checked with my own insurers and found the same thing. They upgraded the European cover to fully comp for free (same as the earlier post). Another member of our convoy has found they same thing but he was charged £21 to upgrade to fully comprehensive European cover.

It appears that this practice is the norm, I'd recommend anyone with fully comprehensive insurance who's driving to Le Mans check that they're not just covered third party in Europe.

[Moose.]

Good advice. Luckily for me, mine includes up to 90 days comprehensive cover in Europe

[seasider]

Mines comp, also just added my passenger f/c for the 5 day's £10.35 Bargain


Just hope he doesn't need to drive it, as never driven a lightweight powerfull car before


Edited to add: Just thought about it and it wont be that lightweight as the fat b is about 20st

Edited by seasider on Wednesday 7th June 16:35

[hundleydavid]

Thanks for this. You are indeed correct, that the insurance company will cover you for a small time period, at the min requirment of the country you are going to, eg 3rd party. So they have just covered me for up to 14days at £15.

[s2k_vixen]

Thanks for the heads up, just rang mine and covered though - phew

[ballon]

Glad I read this thread, just checked mine, compulsary cover only. Will be phoning shortly to extend to comp.

[Tripps]

Checked with Sunninghill and have full cover thankfully

[FUBAR]

seasider said:

Mines comp, also just added my passenger f/c for the 5 day's £10.35 Bargain


Just hope he doesn't need to drive it, as never driven a lightweight powerfull car before


Edited to add: Just thought about it and it wont be that lightweight as the fat b is about 20st

Edited by seasider on Wednesday 7th June 16:35

You not taking the Griff then Del?

[Polarbert]

I phoned mine up, and they wouldn't insure me fully comp as apparently I need to be 25, and I'm not. With Admiral. Is there anything I can do about this?

[Tripps]

Polarbert said:

I phoned mine up, and they wouldn't insure me fully comp as apparently I need to be 25, and I'm not. With Admiral. Is there anything I can do about this?

Ouch, not good. You could try temporary cover with another company (Direct Line I've always found are good in these sort of situations) or perhaps do something with your co-driver's policy.

Alas, your car and youth will likely be an issue whereever you go to I'm afraid.

[seasider]

FUBAR said:

seasider said:

Mines comp, also just added my passenger f/c for the 5 day's £10.35 Bargain


Just hope he doesn't need to drive it, as never driven a lightweight powerfull car before


Edited to add: Just thought about it and it wont be that lightweight as the fat b is about 20st

Edited by seasider on Wednesday 7th June 16:35

You not taking the Griff then Del?

Taking the beast and with me & him in it i reckon the power to weight will still be better than Mellon Lemon

Not sure if that would still stand if you were in my passenger seat instead

yalardycnut

[FUBAR]

seasider said:

FUBAR said:

seasider said:

Mines comp, also just added my passenger f/c for the 5 day's £10.35 Bargain


Just hope he doesn't need to drive it, as never driven a lightweight powerfull car before


Edited to add: Just thought about it and it wont be that lightweight as the fat b is about 20st

Edited by seasider on Wednesday 7th June 16:35

You not taking the Griff then Del?

Taking the beast and with me & him in it i reckon the power to weight will still be better than Mellon Lemon

Not sure if that would still stand if you were in my passenger seat instead

yalardycnut

Ahh, but my passenger only weighs about 9 stone..so it evens things out (you :tool

[seasider]

FUBAR said:

seasider said:

FUBAR said:

seasider said:

Mines comp, also just added my passenger f/c for the 5 day's £10.35 Bargain


Just hope he doesn't need to drive it, as never driven a lightweight powerfull car before


Edited to add: Just thought about it and it wont be that lightweight as the fat b is about 20st

Edited by seasider on Wednesday 7th June 16:35

You not taking the Griff then Del?

Taking the beast and with me & him in it i reckon the power to weight will still be better than Melon Lemon

Not sure if that would still stand if you were in my passenger seat instead

yalardycnut

Ahh, but my passenger only weighs about 9 stone..so it evens things out (you :tool

As i said mine is 20 odd so what does that put you at ?

Edited by seasider on Monday 12th June 15:13

[FUBAR]

About 27 stone all in But that is with 403bhp's worth of propultion

[Bebs]

seasider said:

Just hope he doesn't need to drive it, as never driven a lightweight powerfull car

Tsk Tsk..

Del, you forgot the S in Lightweight'S powerfull car..

Edited by Bebs on Monday 12th June 15:21

Edited by Bebs on Monday 12th June 15:21

[seasider]

Bebs said:

seasider said:

Just hope he doesn't need to drive it, as never driven a lightweight powerfull vehicle

Tsk Tsk..

You starting early ?

[Bebs]

You know me Del boy

Let the decide

[deano400]

you must remember to take your insurance cert with you.
No photo copies will be accepted if you need to produce.

[seasider]

FUBAR said:

About 27 stone all in But that is with 403bhp's worth of propultion

One wheel or two

[bennno]

Moose. said:

Good advice. Luckily for me, mine includes up to 90 days comprehensive cover in Europe

its worth checking the small print. normally it includes the minimum level of cover for each country i.e. third party only, unless you specifically notify them of your departure and return dates.

Bennno