Sorry - portfolio insurance again
Discussion
One of the problems of owning more than one car has been the issue of No Claims Bonus. I assume that this is what you are on about. I was very frustrated to find that if I bought a second car, my full NCB could not be included with a second policy, and therefore had to start from scratch and pay the full premium.
I now have three cars, all insured through Admiral, and all with a full NCB. Admiral were good enough to allow me to have this facility, even though I bought all three in the last 10 months, starting with one policy only, which had my original full NCB. They do not offer porfolio policies, but this is almost the same. Three cars, three policies, three full NCB's. The only proviso was that the second and third policies could not have protected NCB until after 1 year.
Hope this helps.
I now have three cars, all insured through Admiral, and all with a full NCB. Admiral were good enough to allow me to have this facility, even though I bought all three in the last 10 months, starting with one policy only, which had my original full NCB. They do not offer porfolio policies, but this is almost the same. Three cars, three policies, three full NCB's. The only proviso was that the second and third policies could not have protected NCB until after 1 year.
Hope this helps.
Right the new contact is as follows Laing and Co. 028 90425125.
Basically the old lot that used to do it either lost the right to do it or gave it up but their pasing joke was to double most peoples premium mine went from £900 all in to £1800 all in as "they were not making enough money" several swear word later !!!!
However for me it still worked out cheaper and the new lot Laing seem very nice.
Hope this helps
Basically the old lot that used to do it either lost the right to do it or gave it up but their pasing joke was to double most peoples premium mine went from £900 all in to £1800 all in as "they were not making enough money" several swear word later !!!!
However for me it still worked out cheaper and the new lot Laing seem very nice.
Hope this helps
PhilB: Excellent - thanks!
MadJock: Not quite, I'm in the fortunate position of having more NCB (full on 4 cars) than you can shake a stick at, but I still think I pay a lot of money for insurance when I can only drive one at a time.
AdrianR
>> Edited by adrianr on Monday 17th February 14:44
MadJock: Not quite, I'm in the fortunate position of having more NCB (full on 4 cars) than you can shake a stick at, but I still think I pay a lot of money for insurance when I can only drive one at a time.
AdrianR
>> Edited by adrianr on Monday 17th February 14:44
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