Insurance

[rv02oao]

Hi There

I have a soon to be one year old 450 Chimaera, does anyone know or have any views on the best insurance company to use at renewal this year?

thanks for your help!

[dannyboyo]

If you've owned a car like this before then insurance through the TVR car club is quite good apparently. I tried, but they said I need to have owned a car of this class (Chimaera 4.0) for at least a year before they would consider me.

People seem to get good deals from Tesco insurance these days too.

Good luck

[zumbruk]

The simple and standard answer to all "who is the cheapest insurer" is to let your fingers do the walking. When I bought the Chim in August, I probably called about 15 brokers/companies and the there was a 4:1 ratio between the cheapest and most expensive. So, just keep makign those calls!

[Duncan Hermer]

Sunninghill worked out cheapest for me by a long, long shot (4L Chim, 27, 4 yrs NCB, first performance car owned) came in at £850 - includes trackday and european cover and limited to 6k miles pa.

other quotes - Norwich Union £1800, Tesco £1400, Footman James £1300, Direct Line £1600, Elephant £2500!!

As you can see by far the cheapest. Sure there are massive variations for individuals though bu defiintely give them a try along with others.

Jiz
Duncan

[CLINT887]

Was with Tesco who were charging me £670 FC (3 yrs NC) and with limited mileage and £1000 excess. Now with A.L.Mannings (see Sprint) who are charging me £540 FC limited mileage and £300 excess. They do specialise which means usually cheaper rates.

[kev north]

im insured with tescos im 24 £1200 with protected no claims.
Royal bank of scotland were very close behind

[wolosp]

Sunninghills beat my last year's premium (the club-recomended insurers) by over £138...and with a lower excess to boot!

[JamieBeeston]

Tesco,

22 4.5 98 Chim Unmodded 2yrs NCB £1400
23 4.5 98 Chim DeCat Chip Zorst 3yrs NCB £1800

no claims, one sp30 from 2000.

Unlimited miles, on Drive

[R&J]

Sunninghill were the best for me cover & price at £730 (first TVR a 2000 400 Chim), and it also includes RAC cover (not had to use it yet!!!!!)
Rich
forgot to mention I also have SP30 3 point from 2001

>> Edited by R&J on Sunday 23 February 19:51

[rv02oao]

Thanks for your advise, I'll let you know how I get on!

[mongoose]

i found club insurance scheme the cheapest £450,then direct line £625 then tescos at £725.obviously actual figures are irrelivant but at least you can see the difference.hope this helps. ps: i did a hell of a lot of searching!

[Tom Lyden]

Do you know if the TVR Car Club Insurance have an age requirment. I'm looking at buying another TIV as always..and at 23 my insurance is quite high.... about £1300.

[JamieBeeston]

yes, 25..

i got my 98 Chim insured thru Tesco, only decent place out there, £1400 at 22, £1800 now 23 due to mods..

was told £700 were i 25 on same details :/ by A Mannings iirc

[gavmitchell]

23 with a 5.0 Chimaera. Tried various only Tesco would quote which was £998 with 5 years no claims, garaged, no convictions. All usual TVR specialists wanted 25's or over.

[marcob]

I don't yet own a TVR but I rang about 25 companies this weekend because I am hoping to own one soon.
Initially Sunninghill was the lowest then I rang Tesco and give or take change they were comparable.
But I opted for Royal Bank of Scotland becasue they give 10% off if you have another of their products. I changed my home insurance to them in order to qualify for this discount.
Hope this helps

Marco

[marcob]

gavmitchell said: 23 with a 5.0 Chimaera. Tried various only Tesco would quote which was £998 with 5 years no claims, garaged, no convictions. All usual TVR specialists wanted 25's or over.

How the hell did you get it that low?
You must have a large excess?
I'm 29 'n all and the best I found was £1100 with a £250 excess


>> Edited by marcob on Sunday 2nd March 23:21

[marcob]

JamieBeeston said: yes, 25..

i got my 98 Chim insured thru Tesco, only decent place out there, £1400 at 22, £1800 now 23 due to mods..

was told £700 were i 25 on same details :/ by A Mannings iirc

Do you have A Mannings phone number?

[JamieBeeston]

its all over Sprint.. the Owners Club mag..

dont have it to hand ..

but check the advertisers section of this fine site..

might be lucky

[P1GNG]

Insured thru Direct Line - 1250 / yr sounding a bit steep now, but unlimited miles (not using this yet, but now the Chim is my daily runaround.....) 29 / full NCB

[rv02oao]

Looks like £486 via the TVR club is a clear winner. Thanks again for all your help!