Getting points removed from licence?

[The Dude]

3 years are up since that day I comitted the cardinal sin of driving at 34 in a 30 so now what? I take it I won't be getting a nice Notice of Intention To Remove Points letter from the authorities. Do the points automatically come off or do you have to send your licence in for them to....ummm...do whatever they do?

[vonhosen]

After three years they aren't eligible to come off, they only aren't eligible to count for totting purposes anymore.

[The Dude]

vonhosen said:

After three years they aren't eligible to come off, they only aren't eligible to count for totting purposes anymore.

So when do I get a clean licence?

[Gixer]

4 years but I havent bothered as I dont want a crap new style license

tot up for 3, can be removed after 4 and insurance are interested for 5 years

Edited by Gixer on Wednesday 18th October 22:53

[2 sMoKiN bArReLs]

I reckon "standard points" (i.e. not DR10) tot up for three, and can come off after four.

[markmullen]

A friend of mine is in the habit of totting up points (he was up to 17 at one point, solicitiors to keep him in his job in the motor trade were adding up by that stage).

From time to time he would post his licence back to DVLA with a note saying nothing more than "Please excorcise my demons". Without any questioning he would get his licence back with the points ruled through.

[supermono]

Gixer said:

and insurance are interested for 5 years

Now why on earth would the insurance companies think them more important than the law does?

SM

[The Dude]

supermono said:

Gixer said:

and insurance are interested for 5 years

Now why on earth would the insurance companies think them more important than the law does?

SM

I found that out recently while trying to get some insurance for my son's car.

I also found out the "oh, insurance companies don't really care about 3 points these days" is a myth.

For example, getting quotes for my CSL, the difference in cost with a couple of places amounted to a couple of hundred quid a year (with/without the 3 points). So over 5 years you could've paid up to an extra grand in insurance (and this is WITH over 10 years NCD), all for doing 34mph in a 30 limit.

Which is nice.

[sean8150]

supermono said:

Gixer said:

and insurance are interested for 5 years

Now why on earth would the insurance companies think them more important than the law does?

SM

Don't get me started on insurance companies!

It's simply because that way they can screw you for higher premiums!!!

Also, some do overlook three points (my bike insurer does) but many don't. I also think that NCD is a bit misleading too, as you can have a claim without affecting your NCD (protected), but you still have to declare the claim, which results in an increase in the base premium, before your NCD is deducted!

[mcflurry]

The Dude said:

I also found out the "oh, insurance companies don't really care about 3 points these days" is a myth.

For example, getting quotes for my CSL, the difference in cost with a couple of places amounted to a couple of hundred quid a year (with/without the 3 points). So over 5 years you could've paid up to an extra grand in insurance (and this is WITH over 10 years NCD), all for doing 34mph in a 30 limit.

Which is nice.

Then you are with the wrong ins company. Direct Line add about 10% for 3 points, 33% for 6 points. I use a broker who routinely ignore SP decorations. My insurance is under £100 a year for myself (30something years old, 5 years NCD, low ins group car, ltd mileage and 2 fixed penalties

[bigdods]

I recently picked up 3 points for 81 on an empty d/c. Neither of the insurance companies I use were even remotely interested when I phoned them to put my hands up to it.

[GKP]

I've got an SP50 from early 1995 still printed on my licence. As you can tell, I'm not in much of a hurry to have it removed because it means nothing to anyone.

[maxrider]

Don't you have to pay to get them removed?
Another reason not to bother if so.

[The Dude]

maxrider said:

Don't you have to pay to get them removed?
Another reason not to bother if so.

Sorry, I didn't mean as in physically removed from the paper licence just wondered if you had to go through some process to remove them from your record. i.e. after what period can I claim to have a clean licence.

[Plotloss]

Count for 3
On licence for 4
Tell the insurance for 5

[The Dude]

Plotloss said:

Count for 3
On licence for 4
Tell the insurance for 5

I should've just emailed you.

[GlenMH]

supermono said:

Gixer said:

and insurance are interested for 5 years

Now why on earth would the insurance companies think them more important than the law does?

SM

They don't but I think I am right in saying that a speeding conviction is covered under the Rehabilitation of Criminals Act and therefore the conviction is not "spent" until 5 years have passed. Hence having to declare them even though they are not on your licence.

Glen