Temporary Insurance

[anonymous-user]

I have the opportunity to borrow a mates ferrari on occasion, has anyone here ever got temporary insurance to drive someone elses (very expensive) car fully comp ?

[randlemarcus]

Received wisdom seems to be its very difficult to get over £40k's worth. You might want to see if your mate can add you to his policy instead - it may work out cheaper that way.

[anonymous-user]

randlemarcus said:

Received wisdom seems to be its very difficult to get over £40k's worth.

hmmmm. thats the problem. i need 5 times that.

[slinky]

As far as I'm aware, a vehicle cannot hold two concurrent policies, therefore, if it insured by your friend, you won't be able to add it to your policy as a temporary additional vehicle.

It would be far better for your friend to find out how much it is to add you to his insurance and go from there.

Hope that helps.

slinky

[randlemarcus]

You seem to have a decent selection of mechanicals, so you shouldnt be a major risk as an addition on his insurance.
I occasionally need to drive my mates car, so went on as a named driver on his policy, and actually lowered his premium. Did think about ringing them up and explaining I wasnt a Sheila, but went to the pub instead.

[Jonny5]

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

[Jared_m]

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Isn't Chubb Masterpiece home insurance? If not, where/how can you get it?

[Jonny5]

Jared_m said:

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Isn't Chubb Masterpiece home insurance? If not, where/how can you get it?

they can do home insurance too, and life etc etc

www.michaelwardassociates.com

[brendonj]

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Jonny, I have Chubb insur for my cars. Slightly embarassing question as I should know, but does that mean I am insured on any car I drive, or is anyone insured under my policy when driving my car?

Many thanks

[traxx]

brendonj said:

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Jonny, I have Chubb insur for my cars. Slightly embarassing question as I should know, but does that mean I am insured on any car I drive, or is anyone insured under my policy when driving my car?

Many thanks

I thought it was the other way round,
when a car is insured with Chubb can't you let anyone over 21 drive it?

[anonymous-user]

just had a quote from chubb. wow. great policy. you are covered fully comp on any car and anyone you give permission to drive is covered fully comp on your car

[randlemarcus]

francisb said:

just had a quote from chubb. wow. great policy. you are covered fully comp on any car and anyone you give permission to drive is covered fully comp on your car

Ooh, can I borrow your bike then?

[mcg123]

To clear up any confusion: The Chubb policy allows you to drive any car with the owners permission and not belonging to you fully comprehensively and any driver can drive your car with your consent again fully comprehensively anywhere in Europe.
Chris (from Michael Ward Associates.)

PS Glad you liked the quote Francisb!!!

[randlemarcus]

Chris, you chaps dont deal with bikes as well, do you?

[anonymous-user]

mcg123 said:

Chris (from Michael Ward Associates.)

PS Glad you liked the quote Francisb!!!

just the small matter of buying the car now instead of borrowing it... ouch.


BTW if anyone is renewing soon i'd definately recomend calling chris above (no connection/affiliation etc...)

[SpidermanUK]

Jonny5 said:

Jared_m said:

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Isn't Chubb Masterpiece home insurance? If not, where/how can you get it?

they can do home insurance too, and life etc etc

www.michaelwardassociates.com

Jon

Why did you go with this broker rather than the one I gave you?

[stepr1]

I have used daysinsure.com several times but only on cars with no existing policy.

[stevenm]

mcg123 - does this chubb policy cover N.I.?

If so, I'd be interested in a quote

[Jonny5]

SpidermanUK said:

Jonny5 said:

Jared_m said:

Jonny5 said:

If you've get a chubb masterpiece you get fully comp on any car, you just have to ring them tell them the car (could be an enzo) and no problems. fully covered

Isn't Chubb Masterpiece home insurance? If not, where/how can you get it?

they can do home insurance too, and life etc etc

www.michaelwardassociates.com

Jon

Why did you go with this broker rather than the one I gave you?

ZPC wouldn't take me on due to age, regular insurance were 3 times more than what MichaelWard quoted me on

[bigbaddom]

anyone care to divulge how much their quote was?
Dont want to waste their time by asking esp as I only have a polo at the mo.
Just interested.
car age and points would also be usefull.

Thanks