Re: Who's the Biggest Risk? Company car drivers!
Re: Who's the Biggest Risk? Company car drivers!
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regmolehusband

Original Poster:

4,083 posts

278 months

Thursday 20th March 2003
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WHO'S THE BIGGEST RISK? Wednesday 19th March

31-40 year old Company Car drivers have more accidents

A new report by ProAct who are an accident management service for fleet companies has revealed that 31-40 year olds are the top risk category for accidents in company cars. The survey of 20,000 drivers showed that they are four times more likely to crash than 17-25 year olds.


I'm fed up of the way statistics are quoted, mis-interpreted and manipulated by insurance companies and the government.

Have they taken into account that company car drivers drive 30,000 to 50,000 miles a year in all sorts of weather and traffic conditions meeting all sorts of incompetent numpties in the process?! That's the reason why they are higher risk, it's not a lot to do with standards of driving. 17 to 25 year olds probably drive 5,000 to 20,000 miles a year and rarely get more than 10 miles from home (generally speaking). It's a ridiculous comparison.

The same shallow use of statistics is used by those who claim women are better drivers than men

PetrolTed

34,461 posts

324 months

Thursday 20th March 2003
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Well it's still a valid factor when considering insuring such a driver. I agree with your point, but you could argue (if you'd had a few beers ) that in driving all those miles they should learn more and have fewer accidents.

kevinday

13,614 posts

301 months

Friday 21st March 2003
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I would be surprised if many company car drivers drove as much as 30K miles a year. When I ran a fleet for a company the average was less than 17K a year, with the highest on around 25K. So yes it is a relevant report and may be something to do with the fact that it is not their own car and insurance

JMGS4

8,875 posts

291 months

Friday 21st March 2003
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It's a ridiculous comparison.
The same shallow use of statistics is used by those who claim women are better drivers than men



TRUE! statistics are bent in favour of women in GB! the truth is mile per mile driven, women cause over 6 times MORE accidents than men, but as men drive on average 10 times more miles then the wimmin are the "good" drivers!!!
This is why in Germany there was a court case against an insurance company who used such skewed statistics and wanted to insure women cheaper. needless to say the insurance company LOST!!! The ADAC has proven over 20 million driven km in 1 year that women (in this case in germany) are a MUCH higher risk with over 7 times more accidents per driven km (but usually smaller) than men. "Oh I just pushed him out of the way" (and bent his bumper you eejit!!!) type accidents!!

PS Edited to add the most (largest percentage of all) accidents caused by women are on the school runs!!! ADAC figures 1999!!!

>> Edited by JMGS4 on Friday 21st March 09:06

rude girl

6,937 posts

280 months

Friday 21st March 2003
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kevinday said: I would be surprised if many company car drivers drove as much as 30K miles a year. When I ran a fleet for a company the average was less than 17K a year, with the highest on around 25K. So yes it is a relevant report and may be something to do with the fact that it is not their own car and insurance


Isn't that business miles you're counting though? Add to that the average 12k a year personal use and it brings it up a bit.

Just thinking - I'm a company car driver AND a woman. You lot better stay outta my way!

regmolehusband

Original Poster:

4,083 posts

278 months

Friday 21st March 2003
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Kevinday - any company car driver that only does 17,000 miles a year either isn't doing his job properly or doesn't need a company car to do it! I suspect you must mean 17k business mileage!

I used to be involved in national sales and would do a total of 50,000 miles a year of which about 28,000 was pure business.

Rude Girl - I have nothing against women drivers (except for those who stop at the entry to empty roundabouts but then again men do strange things too!), but my gripe is against companies and governments that use shallow "statistics" as a means to an end. I also like your name very much and would you like to meet me for an expensive dinner very soon please

Went into edit mode to remove the sperm then thought what the hell

>> Edited by regmolehusband on Friday 21st March 14:11

kevinday

13,614 posts

301 months

Monday 24th March 2003
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No, it was total mileage. It was a few years ago now, but there are still many perk cars out there which do very few miles on business.

Davel

8,982 posts

279 months

Monday 24th March 2003
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Someone once said that you're always driving towards an accident.

The more miles that you do, or the more time that you spend in your car, the more likely you are to become involved in an accident. It doesn't mean you're a worse driver.

It follows that company car drivers may well be the biggest risk but it doesn't mean that they are always the worst drivers.

K1 CERB

579 posts

279 months

Friday 28th March 2003
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I must have driven 1/2million Miles in company Cars...I've had my fair share of accidents 2 (mainly Minor luckily). But since I started to pay for Insurance on my "Weekend Motor", I drive less bullish.
So from this, you can assume:
1. More miles = More accidents
2.Someone elses Insurance Bill = More accidents!
Regards

Keith P