Insurance Renewal Surprise.
Insurance Renewal Surprise.
Author
Discussion

PatHeald

Original Poster:

8,058 posts

287 months

Saturday 22nd March 2003
quotequote all
Just got my renewal notice.

To insure a 1975 Triumph 750 Trident AND a 1977 Silk 700S on a limited mileage policy I have just been quoted......£77.73

Makes £370 for the Esprit look very expensive.

I guess it is not all doom and gloom.

minimax

11,985 posts

287 months

Saturday 22nd March 2003
quotequote all
my souped up mini costs just £340 fully comp no excess unlimited mileage and all while just gone 21!

BTW this is with NO NCB! - it's my second car.

daydreamer

1,409 posts

288 months

Saturday 22nd March 2003
quotequote all
In the interest of balance Pat, £2,100 for a 2l 4 cylinder Honda - and that is if I wait two months until I'm 30 (which is when it arrives ), and have two years no claims . I was actually pretty happy, next best quote another couple of grand

fcuking business miles.

Rich

chris.mapey

4,778 posts

298 months

Saturday 22nd March 2003
quotequote all

minimax said: my souped up mini costs just £340 fully comp no excess unlimited mileage and all while just gone 21!

BTW this is with NO NCB! - it's my second car.


This seems quite pricey....mine is £91 fully comp, no NCB second car (5000m pa) via HIC, 1310cc Downton, Roll cage, unlimited trackday cover etc....

pwig

12,005 posts

301 months

Saturday 22nd March 2003
quotequote all
bastards!

chris.mapey

4,778 posts

298 months

Saturday 22nd March 2003
quotequote all

pwig said: bastards!


This is the only benefit of being an old fart......



Annoying those younger than you!!!!

PatHeald

Original Poster:

8,058 posts

287 months

Sunday 23rd March 2003
quotequote all
£91 for a quick Mini is amazing value.

Must get back into a fast Mini.

Best car I've ever had.

AJLintern

4,394 posts

294 months

Sunday 23rd March 2003
quotequote all
There seems to be a huge range of prices that people pay for similar cars - why is this? Is it that those of you with high premiums all have 11 points on your license or something?!

minimax

11,985 posts

287 months

Sunday 23rd March 2003
quotequote all

chris.mapey said:

minimax said: my souped up mini costs just £340 fully comp no excess unlimited mileage and all while just gone 21!

BTW this is with NO NCB! - it's my second car.


This seems quite pricey....mine is £91 fully comp, no NCB second car (5000m pa) via HIC, 1310cc Downton, Roll cage, unlimited trackday cover etc....


ah yes my aged friend I'm 21 yrs and it's unlimited mileage although to be fair it's not as hot as yours - which company do you use? Adrian Flux gave me a 12.5% discount due to club membership and quoted £440 TPFT £400 excess & 5k miles max! they were rubbish.


>> Edited by minimax on Sunday 23 March 10:11

chris.mapey

4,778 posts

298 months

Sunday 23rd March 2003
quotequote all


ah yes my aged friend I'm 21 yrs and it's unlimited mileage although to be fair it's not as hot as yours - which company do you use? Adrian Flux gave me a 12.5% discount due to club membership and quoted £440 TPFT £400 excess & 5k miles max! they were rubbish.

[/oldgiffermode]

AGED - I'LL GIVE YOU AGED....I rememember when all this was fields....

[/endoldgiffermode]

I'm 31, and the amazing deal was through HIC (Herts Insurance Consultants) they usually advertise on the back cover of one of the Mini mags.

I was shocked as a couple of quotes were 'somewhat' higher!!!

I would post the number here but as it's not within easy reach I won't!!

Best Wishes

Chris

>> Edited by minimax on Sunday 23 March 10:11


chris.mapey

4,778 posts

298 months

Sunday 23rd March 2003
quotequote all
Minimax, how did you edit my posting?

Have I just made a monkey's breakfast of it by myself....

pies

13,116 posts

287 months

Sunday 23rd March 2003
quotequote all

chris.mapey said: Minimax, how did you edit my posting?

Have I just made a monkey's breakfast of it by myself....


you made a monkeys yourself,the edit is his edit from the quoted text

Fatboy

8,269 posts

303 months

Monday 24th March 2003
quotequote all
Who do you use then minimax? I'll hopefully be looking to insure my Mini (Rollcage, MG Metro engine, Flipfront etc) in a few months....

HIC do sound good Chris - is your NCB mirrored for the £91 quote?

>> Edited by Fatboy on Monday 24th March 11:21

mrsd

1,502 posts

284 months

Monday 24th March 2003
quotequote all
I could tell you what my insurance on the 959 is But you'll become suicidal There are advantages to being old enough to remember them building the pyramids.

>> Edited by mrsd on Monday 24th March 11:55

minimax

11,985 posts

287 months

Monday 24th March 2003
quotequote all

Fatboy said: Who do you use then minimax? I'll hopefully be looking to insure my Mini (Rollcage, MG Metro engine, Flipfront etc) in a few months....

HIC do sound good Chris - is your NCB mirrored for the £91 quote?

>> Edited by Fatboy on Monday 24th March 11:21


liverpool victoria - I saw then mentioned on PH a few months ago. Oh and yes I did tell them about the all the mods!

Fatboy

8,269 posts

303 months

Monday 24th March 2003
quotequote all
Oh go on mrsd - could do with a laugh. Just wondering how much less it would be than my brother was quoted on a civic type-R (clue - it was just under 75% of what he was once quoted for an F1!!!) If it's less than we pay to insure my old panzer I'll cry

pwig

12,005 posts

301 months

Monday 24th March 2003
quotequote all

chris.mapey said:

pwig said: bastards!


This is the only benefit of being an old fart......



Annoying those younger than you!!!!




Ah well we can insult you back and then use our much better reactions and fitness to run away!!

domster

8,431 posts

301 months

Monday 24th March 2003
quotequote all

minimax said:

Fatboy said: Who do you use then minimax? I'll hopefully be looking to insure my Mini (Rollcage, MG Metro engine, Flipfront etc) in a few months....

HIC do sound good Chris - is your NCB mirrored for the £91 quote?

>> Edited by Fatboy on Monday 24th March 11:21


liverpool victoria - I saw then mentioned on PH a few months ago. Oh and yes I did tell them about the all the mods!


I vouch for liverpool victoria. Just come back with a very good quote for me, and unlimited miles when I was offering them 6000 capped!


Paul V

4,489 posts

308 months

Monday 24th March 2003
quotequote all
Chris,

Are HIC now insuring roll cages? They don't use to, as I had to change to A Flux because of mine.

Paul


gnomesmith

2,458 posts

307 months

Monday 24th March 2003
quotequote all

chris.mapey saidThis is the only benefit of being an old fart......

Not the only one, just one of many.


Pat,
How have you found the Silk? Is it as good as it looks, can you get spares? Any pitfalls? all comments welcome.

I'm hoping to get back onto two wheels at some time in the future and the Silk has long been one of my dreams.