I HATE BANKS!!!

[garethsm]

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Ok so picture the scene... I get a buyer for my Audi TT - one of the dealerships gives me good money for it, I accept, they arrange to collect it asap (Today) and give me a cheque as payment.

Plan to collect my shiny blue TVR Chimaera on the Thursday, which allows me 48 hours to clear the cheque (should be no problem if I pay the £15 for 24 hour clearance - even gives a little bit of breathing space) so that I can go in Thursday morning and raise the banker's draft. Ideal because the guy I'm buying the Chim from is off on a 3-week holiday at 8.15 on Thursday night... so it's Thursday, or three weeks from now.

So I go into the bank, cheque for £24,000 in hand, and ask for express clearance....

"Sorry sir, you've missed the deadline, the cut-off is 3.00 for express." Look at watch... 3.15... breathe... bloody late bus - that's why i hate public transport... breathe... it's okay, that's what the extra day was for. So I reply "Ok, I'd still like to do it so it'll clear on Thursday." "Sorry sir, I can't guarantee it'll clear by Thursday because of Easter. I can risk it if you want but it might cost £15 and still take a week."

So now I'm holding my breath, with everything crossed, hoping to God that it DOES clear on Thursday. Otherwise I've got no hope, as no-one I know has the resources to even lend me £17,600 for a few days, so I have no contingency plan either.

Why oh why is nothing ever easy??? WHY OH WHY ARE BANKS SO SH!TE?!?! :'(