Ford KA Insurance
Discussion
Dan_S V8 said:
Hi Guys,
This is my first foray into the Ford section of Pistonheads and I'm looking at getting a Ford KA for my first car. I know and expect insurance will be fairly pricy for a new driver but are there any specific reccomendations anyone has?
Cheers,
Dan
This is my first foray into the Ford section of Pistonheads and I'm looking at getting a Ford KA for my first car. I know and expect insurance will be fairly pricy for a new driver but are there any specific reccomendations anyone has?
Cheers,
Dan
not all that shour about the insurance side of things but please dont buy the 1.3i its a ribish enjin, 1.4 if its a KA, and im gessing your a man not a girl, would you not say that for the same money you could buy something alot better. go and get a 1.4 CVH fiesta much better and you wont find you will see all the local hair dressors waveing to you because you drive the same car as them
Hello,
I have a Ka style 1.3 to commute in. 1st car i had insured (bikes before that) and i ended up with www.ecarinsurance.co.uk. I got a cracking deal of £488 for a year.
Give them a shot.
I have a Ka style 1.3 to commute in. 1st car i had insured (bikes before that) and i ended up with www.ecarinsurance.co.uk. I got a cracking deal of £488 for a year.
Give them a shot.
Sorry............... zelleyford said:
Dan_S V8 said:
Hi Guys,
This is my first foray into the Ford section of Pistonheads and I'm looking at getting a Ford KA for my first car. I know and expect insurance will be fairly pricy for a new driver but are there any specific reccomendations anyone has?
Cheers,
Dan
This is my first foray into the Ford section of Pistonheads and I'm looking at getting a Ford KA for my first car. I know and expect insurance will be fairly pricy for a new driver but are there any specific reccomendations anyone has?
Cheers,
Dan
not all that shour about the insurance side of things but please dont buy the 1.3i its a ribish enjin, 1.4 if its a KA, and im gessing your a man not a girl, would you not say that for the same money you could buy something alot better. go and get a 1.4 CVH fiesta much better and you wont find you will see all the local hair dressors waveing to you because you drive the same car as them
Not quite sure about this...
The 1.3 is fairly noisy, but to be honest it has enough poke for the Ka, and I found the Ka was great to drive when I took it round Ilkley moors! The other good thing is because its old, its really simple to work on, is dead reliable and parts are cheap and aplenty - scrap yards will have most of what you want (most of the parts are identical to Fiestas).
In terms of looks - you're never really gonna look cool in a Fiesta/Corsa/106 - but they all provide cheap reliable motoring. The Ka, in my opinion looks pretty funky and hides its age really well - painted bumpers and a private plate and no-one would know whether you're driving an 06 plate or an R reg.
In terms of insurance, stick with the Ka - it's group 2 I think, the Fiesta 1.3 (identical engine) is a group 4, or if you get a 1.25 Zetec Fiesta it's 5 or 6. When you're 17 this will make a lot of difference!!
Also, the Ka only comes with the 1.3 - you haven't got much choice, although the old Endura unit was replaced with a slightly different one a couple of years ago I think!
zelleyford said:
please dont buy the 1.3i its a ribish enjin, 1.4 if its a KA,
Forgive my ignorance - do they do a 1.4 Ka? I have a 1.3 Duratec, and whilst it doesn't have a huge amount of grunt, it's cheap to run, group 2 insurance and actually not that bad to drive. I think the StreetKa was a 1.6, but I've not seen / heard of a 1.4.
Fiesta? Well, personally - don't like the new ones.
At 17, unfortunately, it's bend over time for insurance, but it'll get better, as long as you don't nd up with points / claims!
Let me make it clear:
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
mafioso said:
Let me make it clear:
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
Sounds right! Ka's and Fiesta's used to share the old Endura 1.3, but neither use this engine anymore!!
neilesh86 said:
mafioso said:
Let me make it clear:
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
The old Kas, up to 2002 (02 plate) used the old crappy 1.3 Endura engines (59bhp) and they are as noisy as hell. Since then the standard Ka has the newer 1.3 Duratec engine (70bhp) which is a lot smoother and slightly quicker. The Sportka uses the same Duratec but it's bored out to 1.6 to make it produce 95bhp.
As far as the chap talking about the 1.4 - he's talking out of his arse (sorry!) and the Fiestas don't use the same engines and the Kas (I think!).
Sounds right! Ka's and Fiesta's used to share the old Endura 1.3, but neither use this engine anymore!!
Hmmm...so the only guy really knocking it is the one talking out of his bum then?
Yes - it's a bit girly, but hey...the options for a similar car (be honest, a Fez is a bigger group of car...reflected in cost and insurance) are: -
106
C1 / Aygo / 107
Clio
Lupo
Seicento
Not exactly manly man's cars! I drive a Ka - it's great around the city in heavy traffic, very easy to drive, and quite good on fuel, unless you thrash it. Parts are cheap. They seem to hold value pretty well (well, they cost fk'all to begin with, so they have to really!). Think the main issues are suspension (plastic bushes that eventually perish?) and the fact that other than being smacked in the ass, they're not great in an accident - but do have an airbag or two, ABS and reasonable power steering. The poverty spec model is pretty basic (tape player, wind-up windows, black bumpers) - so if you can get CD player / body coloured bumpers...
Get a quote from Quinn direct ( www.quinn-direct.co.uk ), they were the cheapest for me at 17 on my Puma by £400 (still just under £1,900 though!)
Ka is brilliant, Confused.com for cheapest quotes (in my experience). I pay £560 third party but it's an R reg Ka3, i've got 3 points but I was 20 at time of taking policy out. As the car itself - absoloutely sensational handling for a cheap car. Much better drivers car then anything else even vaguely as cheap to run. I get 40mpg, half the insurance of anything else interesting, no repairs at all etc. It just *refuses* to understeer, and it feels completely "on its toes" so you can really play with the balance.
Cheers,
Rob.
Cheers,
Rob.
With my new stuff though now they're much better 
They'd lasted about 1.5 hours abuse that morning, and then about another 1.5 hours into the afternoon run they finally gave up...as I was going downhill - absoloutely sensational handling for a cheap car. Much better drivers car then anything else even vaguely as cheap to run. It just *refuses* to understeer, and it feels completely "on its toes" so you can really play with the balance.
Cheers,
Rob.[/quote]
if yours is as good as it sounds then id like to go out in it. My friends sister had a 1.3 KA3 but probley a little older than yours..tho so probley yousr is a little beter, And we used it for a week or so, and thort it was a very bad handling car that had nothing to give with the right foot.
But this may be a diffrence from what i want from a car, im not looking for MPG and realy cheep insurance. lets face it if your 17 to 21 then if your worried about all that then its time to say to your self ?? "cars are alot more fun than just geting from A to B" Put your foot down and have some fun, and find your cars limints.
Cheers,
Rob.[/quote]
if yours is as good as it sounds then id like to go out in it. My friends sister had a 1.3 KA3 but probley a little older than yours..tho so probley yousr is a little beter, And we used it for a week or so, and thort it was a very bad handling car that had nothing to give with the right foot.
But this may be a diffrence from what i want from a car, im not looking for MPG and realy cheep insurance. lets face it if your 17 to 21 then if your worried about all that then its time to say to your self ?? "cars are alot more fun than just geting from A to B" Put your foot down and have some fun, and find your cars limints.
I've driven a lot of newish small hatches; Focus, Astra, Clio (the one just gone), Corsa, the current Fiesta + the older Fiesta, Rover 200, MG ZS etc etc. Some of these are considered great handling cars (fiesta, focus, mg) and yet the Ka has a more neutral balance and much more feelsome steering than any. Most journos, including Tiff Needel etc seem to concur, so maybe it was just the one you had?
Rob.
Rob.
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