Fleet vehicles and the MID

[streaky]

I received this today from the City of London Police:

City of London Police said:

Fleet Vehicle Insurance Details

Companies that run fleet vehicles are now responsible for informing the Motor Insurance Bureau (MIB) of all vehicle registration marks of vehicles covered by their insurance policy. This information has been a legal requirement since 20th January 2003 for inclusion on the Motor Insurance Database (MID). Unfortunately, it is apparent that not all companies comply with this requirement.

All roads into the City are covered by an Automatic Number Plate Recognition camera system which alerts staff to any vehicle registration number that has a report on the Police National Computer. If a vehicle is being used on company business and is not included on the MID, the vehice will trigger an activation on the ANPR and will be stopped by police. This could result in the seizure of the vehicle. This obviously has an immediate impact on the driver and it may well affect the efficiency and respectability of businesses.

Please can you ensure your "Fleet Managers" are made aware of the equirement to notify the MIB of all your fleet vehicles and of the possible consequences of failing to do so.

Further information regarding the methods of informing the MIB can be found by clicking on the MIIC web site link: www.miic

Streaky

[Dwight VanDriver]

I think there has been a bit of poetic licence there S.

As I understand it the law:

http://tinyurl.com/9xy38

requires MIIB to notify PITA (name changed I understand)of details of vehicles insured/uninsured. Through the Insurance Companies they ensure MIIB can do this by dictating what the VRM's of motor vehicles are. The Fleet owners have no statutory duty to do other than to comply with what MIIB want through the Ins Co. - no details no Insurance.

Makes sense or how would they know which are and which aren't?

dvd

[bluepolarbear]

Dwight VanDriver said:

I think there has been a bit of poetic licence there S.

As I understand it the law:

http://tinyurl.com/9xy38

requires MIIB to notify PITA (name changed I understand)of details of vehicles insured/uninsured.

Yes and No. Another example of why the police are driving a wedge between themselves and the average citzen.

There is no law that compells fleets to provide the information yet the police and the MIIC make it clear on the MIIC website that if a fleet car or van is stopped and the details haven't been provided it runs the risk of being confisicated despite the fact that insurance exists.

Basically, ACPO isn't interested in data inaccurancies in the information supplied and will treat all searches on face value.

Basically "do as we want or we will throw our weight around" - nothing more than playground bully tactics and yet another respect point lost.

[streaky]

bluepolarbear said:

Dwight VanDriver said:

I think there has been a bit of poetic licence there S.

As I understand it the law:

http://tinyurl.com/9xy38

requires MIIB to notify PITA (name changed I understand)of details of vehicles insured/uninsured.

Yes and No. Another example of why the police are driving a wedge between themselves and the average citzen.

There is no law that compells fleets to provide the information yet the police and the MIIC make it clear on the MIIC website that if a fleet car or van is stopped and the details haven't been provided it runs the risk of being confisicated despite the fact that insurance exists.

Basically, ACPO isn't interested in data inaccurancies in the information supplied and will treat all searches on face value.

Basically "do as we want or we will throw our weight around" - nothing more than playground bully tactics and yet another respect point lost.

Sorry, dvd, I can't see any licence. The 4th EU Motor Insurance Directive which came into effect on 20 January 2003, requires that details of every insured vehicle be accessible (by VRM), by a national information centre in order to make it easier to pursue cross-border claims. In the UK, the MIIC fulfils the role of the UK Information Centre. Fleet insurance generally doesn't contain VRMs, only the fleet operator can provide those. For MICC to provide, fleet operator must provide. S22 of the Road Safety Act 2006 applies. Chief Constable Meredydd Hughes, ACPO Lead for Uniformed Operations, explained: "Company car drivers are also at risk of seizure if the company has not registered the vehicle details on the MID." - Streaky

[esselte]

streaky said:

bluepolarbear said:

Dwight VanDriver said:

I think there has been a bit of poetic licence there S.

As I understand it the law:

http://tinyurl.com/9xy38

requires MIIB to notify PITA (name changed I understand)of details of vehicles insured/uninsured.

Yes and No. Another example of why the police are driving a wedge between themselves and the average citzen.

There is no law that compells fleets to provide the information yet the police and the MIIC make it clear on the MIIC website that if a fleet car or van is stopped and the details haven't been provided it runs the risk of being confisicated despite the fact that insurance exists.

Basically, ACPO isn't interested in data inaccurancies in the information supplied and will treat all searches on face value.

Basically "do as we want or we will throw our weight around" - nothing more than playground bully tactics and yet another respect point lost.

Sorry, dvd, I can't see any licence. The 4th EU Motor Insurance Directive which came into effect on 20 January 2003, requires that details of every insured vehicle be accessible (by VRM), by a national information centre in order to make it easier to pursue cross-border claims. In the UK, the MIIC fulfils the role of the UK Information Centre. Fleet insurance generally doesn't contain VRMs, only the fleet operator can provide those. For MICC to provide, fleet operator must provide. S22 of the Road Safety Act 2006 applies. Chief Constable Meredydd Hughes, ACPO Lead for Uniformed Operations, explained: "Company car drivers are also at risk of seizure if the company has not registered the vehicle details on the MID." - Streaky

Our Co. has to notify Ins. co. of VRMs covrered.Isn't it then the responsibility of ins. co. to update the "list"?

[havoc]

Out of interest, where do motor traders stand??? i.e. if they've a blanket 'any vehicle I own' policy...

[Tross]

AS I understand it, motor traders have to notify the MID of any vehicles they have over 14 days. As this is impossible to know in advance, especially if your a sales operation, traders should notify MID as soon as they get a vehicle and delete it when disposed of. Do you think they do ?

[havoc]

Tross said:

Do you think they do ?

Do you think it's reasonable to expect them to do so...?!?

[Robin Hood]

havoc said:

Out of interest, where do motor traders stand??? i.e. if they've a blanket 'any vehicle I own' policy...

Answers here:


http://www.miic.org.uk/fleet/index.htm

[Mr_annie_vxr]

havoc said:

Tross said:

Do you think they do ?

Do you think it's reasonable to expect them to do so...?!?

I think it is. I stop a lot of people who have 'traders' insurance. They are in most cases no more care traders than you or me. They are often actively involved in crime or people who have been disqualified so many times that normal insurance would not be granted. Traders insurance is one of the last areas that needs tightening up.

I happen to think it is more than reasonable to take reasonable steps to make sure your vehicle is insured and if your a fleet manager I think its reasonable that any vehicle you have should be listed. Its hardly complicated. Driving a vehicle on the road is not a right its something you earn.

I however would never take a vehicle based on pnc alone. I will look at other factors, Driving licence checks, home address, pnc of the driver there past records, etc. Taking the vehicle is a resort only once satisfied no insurance is held. My team take an un-insured car of the road every shift. Not one has been shown to have been insured yet. (my teams primary focus is not traffic or pro-active work).

[Flat in Fifth]

I'll just say what we do with our fleet if I may.

We have direct access to the database and on a very regular basis update all vehicles which are being driven on our fleet insurance. About 6-10 transactions per week, roughly roughly.

The few exceptions are short term hire vehicles, on the basis that these are registered by the hire companies. If the hire extends more than a couple of days then we report them as on our fleet just to be sure, likewise manufacturer demos and test vehicles.

[Dwight VanDriver]

Poetic Licence to the effect that from your original post it reads as if Owners (Companies) by law had to notify MIIC of the VRM's of their vehicles. The only statutory authority I could find was MIIB to notify Police database.

It would be through the Insurance Company concerned to put the squeeze on in that no VRM's - no insurance.

Must have missed it but no commencement order yet for Section 22 Road Safety Act 2006 (and a string of others) in my notes?

dvd