Investments?

[johnnywb]

I read a thread a while ago here about financing expensive cars and remember several people saying that they finance their cars, investing the 'saved' money elsewhere inorder to get a higher return than the finance is at, hence, driving a nice car and 'making' money!

I just wondered what kind of investments people tend to make? not specifics, just whether they tend to be in companies, shares, property etc?

Just curious really.

[lambogenie]

Its never going to happen now is it,

with so little money in the credit markets the cost of borrowing is going to go up substantially especially on big ticket loans like 100K supercars given the risk factor,

and the lack of debt funding and mortages means property will dive or remain flat for many years and a flat stock exchange.

the glory days are over imho, the only way to make a good return now is work your ass off.

[FezzaDezza]

Small caps thats where the money is....instead of jumping on the blue chip / miners bandwagon your better spotting cracking companies in the early stages and investing in them......

Property has had its day and the only trades I'll be placing in that sector are shorts for the moment....

[pjac67]

Property - - still the best returns (inc. the 'gearing effect') over the (very) LONG term. ie 10% deposit on a Buy to Let property has effectively a 10 fold return. Assuming a break even on a month to month basis ie inc. voids, maintenance , insurance , remortgaging costs etc then if property inflation is say, 3% = 30% return per annum.

[NEM351S]

pjac67 said:

Property - - still the best returns (inc. the 'gearing effect') over the (very) LONG term. ie 10% deposit on a Buy to Let property has effectively a 10 fold return. Assuming a break even on a month to month basis ie inc. voids, maintenance , insurance , remortgaging costs etc then if property inflation is say, 3% = 30% return per annum.

Is that a realistic scenario though? Mortgage repayments on only 10% deposit would be very difficult to cover in current rental market.

[shadowninja]

I was under the impression that the money was invested in their own business.

[selmahoos]

Properties. Mostly buying 1 & 2 bed lettable flats which are then cleaned up/renovated, furnished, tenanted, and sold to portfolio collecting landlords who generally give us them back to manage if they're in our area. Aim to do 4 per week, but never less than 2.

[johnfm]

selmahoos said:

Properties. Mostly buying 1 & 2 bed lettable flats which are then cleaned up/renovated, furnished, tenanted, and sold to portfolio collecting landlords who generally give us them back to manage if they're in our area. Aim to do 4 per week, but never less than 2.

You buy 2-4 flats per week? That's busy!

[selmahoos]

Busy? LOL! That's the Saturday job!