Help on Insurance please - GT3

[Wantanewnoble]

I am moving from a 17 month old C4S to a 997 GT3. My current insurance company are struggling to help surprisingly despite being a low risk to them. Just over 50, Years of no claims ( altough only 4 years officially registered due to previous mileage with company cars. Two old endorsements (both over 4 years old. Any thoughts of who best to go to get competitive quote.

[996GT3Trev]

A Manning, they will do road & track cover, do a google search for details.

Trev

[flow99]

I recently changed from an 02 996C2 worth circa £30K to a new 997GT3 costing £90k, and my insurance company Norwich Union Prestige, through AON (tel [phone]), provided the new cover at no increase in cost. Surprised me, but wasn't going to complain too loudly.

[Wantanewnoble]

Wow - thats great news. I use Liverpool Victoria who have been very competitive on all of my cars over the past 4 years but will not touch the GT3

[rude-boy]

Wantanewnoble said:

Wow - thats great news. I use Liverpool Victoria who have been very competitive on all of my cars over the past 4 years but will not touch the GT3

Hoping that this isn't going to break the rules but I was very happy with LV last year until they sent me the renewal this year. To say they were out of step with the rest would be an understatement.

[LeeME3]

Wantanewnoble said:

Wow - thats great news. I use Liverpool Victoria who have been very competitive on all of my cars over the past 4 years but will not touch the GT3

Could it be as simple as the GT3 is not on their system? Worth asking...

[rude-boy]

LeeME3 said:

Wantanewnoble said:

Wow - thats great news. I use Liverpool Victoria who have been very competitive on all of my cars over the past 4 years but will not touch the GT3

Could it be as simple as the GT3 is not on their system? Worth asking...

It does sound a little odd as, IIRC they were pushing their insurance through Autocar and AutoSport last year and you'd have thought that these were the sot of cars they would be covering through this, it's certainly where i heard about it.

[Silver993tt]

Liverpool Victoria increased my premium by 40% on my first renewal with them for no reason whatsoever. Many insurance companies will offer a very good quote during the first year but then substantially increase after the first renewal. Most people will renew because it's the easy option and that is exactly their strategy to make huge margins. Had the same with Norwich Union before that.

I dumped LV after that and now with A-Plan via RSA. I'm coming up for my first renewal with them in November, so let's wait and see. I've already got a great quote from another insurerthat undercuts what was a great quote by A-Plan by nearly 50% just in case the same happens again.

[997GT3]

Michael Ward Associates are insuring my GT3 (01707 266303) for a very good price - only £300 more than I was paying on my 993C4.

[henna777]

Wantanewnoble said:

I am moving from a 17 month old C4S to a 997 GT3. My current insurance company are struggling to help surprisingly despite being a low risk to them. Just over 50, Years of no claims ( altough only 4 years officially registered due to previous mileage with company cars. Two old endorsements (both over 4 years old. Any thoughts of who best to go to get competitive quote.

I switched from Norwich Union to NFU (yes, national farmers union!) They were £250 less for GT3 and after I sent order spec in they reduced even more, anyway @ £1k and if trashed in 2 years get full value back. Not sure how that fairs with others in post as to what they are actually paying. I have 9 years protected no claims.

[Wantanewnoble]

flow99 said:

I recently changed from an 02 996C2 worth circa £30K to a new 997GT3 costing £90k, and my insurance company Norwich Union Prestige, through AON (tel [phone]), provided the new cover at no increase in cost. Surprised me, but wasn't going to complain too loudly.

I have contacted Norwich Union Prestige and they have been very helpful and provided what appears to be a good quote. Appreciate your help - Thanks.

I will continue to pursue other recommendations. I am going back to LV just to check again with their underwriters. My previous experience of them has been excellent and this years quote was less than last years which seems to be different to some of you. They also honoured a mistake they made on another vehicle which came out at a ridiculously low quote so I won't move away unless I have to.

[Vesuvius 996]

Wantanewnoble said:

flow99 said:

I recently changed from an 02 996C2 worth circa £30K to a new 997GT3 costing £90k, and my insurance company Norwich Union Prestige, through AON (tel [phone]), provided the new cover at no increase in cost. Surprised me, but wasn't going to complain too loudly.

I have contacted Norwich Union Prestige and they have been very helpful and provided what appears to be a good quote. Appreciate your help - Thanks.

I will continue to pursue other recommendations. I am going back to LV just to check again with their underwriters. My previous experience of them has been excellent and this years quote was less than last years which seems to be different to some of you. They also honoured a mistake they made on another vehicle which came out at a ridiculously low quote so I won't move away unless I have to.

Try Chubb Materpiece through Quantum plc. Not the cheapest, but the best.

[Wantanewnoble]

LeeME3 said:

Wantanewnoble said:

Wow - thats great news. I use Liverpool Victoria who have been very competitive on all of my cars over the past 4 years but will not touch the GT3

Could it be as simple as the GT3 is not on their system? Worth asking...

Went back and confirmed - LV underwriters do not want to touch what they call performance cars (apparently all 911's up to GT3 are not performance cars !!)

[flow99]

Wantanewnoble said:

flow99 said:

I recently changed from an 02 996C2 worth circa £30K to a new 997GT3 costing £90k, and my insurance company Norwich Union Prestige, through AON (tel [phone]), provided the new cover at no increase in cost. Surprised me, but wasn't going to complain too loudly.

I have contacted Norwich Union Prestige and they have been very helpful and provided what appears to be a good quote. Appreciate your help - Thanks.

I will continue to pursue other recommendations. I am going back to LV just to check again with their underwriters. My previous experience of them has been excellent and this years quote was less than last years which seems to be different to some of you. They also honoured a mistake they made on another vehicle which came out at a ridiculously low quote so I won't move away unless I have to.

Also, worth mentioning, the cover includes new replacement if writen off in first two years, on the basis can get new! Otherwise, full purchase price.

[DanH]

Vesuvius 996 said:

Try Chubb Materpiece through Quantum plc. Not the cheapest, but the best.

Thought they were unable to cover trackdays, and this is a GT3...

[Wantanewnoble]

flow99 said:

Wantanewnoble said:

flow99 said:

I recently changed from an 02 996C2 worth circa £30K to a new 997GT3 costing £90k, and my insurance company Norwich Union Prestige, through AON (tel [phone]), provided the new cover at no increase in cost. Surprised me, but wasn't going to complain too loudly.

I have contacted Norwich Union Prestige and they have been very helpful and provided what appears to be a good quote. Appreciate your help - Thanks.

I will continue to pursue other recommendations. I am going back to LV just to check again with their underwriters. My previous experience of them has been excellent and this years quote was less than last years which seems to be different to some of you. They also honoured a mistake they made on another vehicle which came out at a ridiculously low quote so I won't move away unless I have to.

Also, worth mentioning, the cover includes new replacement if writen off in first two years, on the basis can get new! Otherwise, full purchase price.

Thanks again - Just completed the deal with them. Good price and very professional help. Called Jack Holroyde direct on 01252 767156 for AON and he came up with the goods with Norwich Union Prestige - good guy and very flexible.