buying a damaged bike
buying a damaged bike
Author
Discussion

ssc1

Original Poster:

456 posts

283 months

Monday 15th October 2007
quotequote all
i am just about to buy a damaged bike that has been classed as D but entered on the system as C class damage, the seller says that his insurance company classed the damage as D class but entered into the system as C class damage and is talking to the underwriter to change this.

having seen the bike all it has is scrapes on the end can,engine case,and small fairing, with a small dent in the tank, and no frame damage.....the bikes a kawasaki zrx1100 1998 ad is cheap.

would i just be able to repair this and just carry on as it has just got 12 months mot post accident or would it need to be inspected before i use it.......

Wedg1e

27,002 posts

287 months

Monday 15th October 2007
quotequote all
I'd wait to see something on paper to prove that the insurers were happy with it or you may end up stuck with something you can't ride or insure.
Not every bargain is one.

TPS

1,860 posts

235 months

Monday 15th October 2007
quotequote all
Cat c would mean you need to get the bike checked (vic test).
Cat d means you can return it to the road without the test.To be honest cat c would not normally stop it returning to the road it just has to pass the test which is a lot about confirming the real id of the vehicle to stop ringing taking place.

Edited by TPS on Monday 15th October 19:44


Ok just checked apparantly bikes do not need the vic test only cars.All you need to do is fix the bike and get it mot'd.

Edited by TPS on Monday 15th October 19:48


Edited by TPS on Monday 15th October 19:48

TPS

1,860 posts

235 months

Monday 15th October 2007
quotequote all
This may be of use to you

Category C - Repairable salvage. Usually applies to motorcycles with significant frame damage, where cost of repairs exceeds book value. Can be sold complete to Motorcycle Trade or Public. Recorded as "Category C" at DVLA. Category C vehicles' V5 documents are returned to DVLA. You re-apply, to DVLA or at your local VRO, for registration on the original identity once you have fixed it up, MOTed it and want to Tax it. Re-registration removes the Category C classification, but evidence it was at one time Category C remains on the vehicle's record at DVLA (and HPI and AA and the others).

There is a difference between cars (and presumably vans, lorries, caravanettes..) and bikes when re-registering. Motorcycles do not need a VIC inspection, cars do. Cars (and vans...) sold for repair but must now have VIC inspection before returning to the road.

VIC inspection - Straight from VOSA's web site "[The VIC] will involve comparing the vehicle presented against information held by DVLA, such as the vehicle identification number, make, model, colour and engine number. The VIC will also compare the record of previous accident damage with evidence of damage repair as well as checking other components to confirm the age and identity of the vehicle."

Officially, the VIC does not check roadworthiness. If any significant defects are present, they can prevent it being used, but it is not a check of vehicle condition or roadworthiness. VIC tets centres in major towns, list on VOSA's site. It costs £35 (early 2005).

Motorcycles do not need this VIC inspection. (Lets not get into whether this is a good or bad thing - you probably have a view somewhere between 'one less hoop to jump through' and 'so do they not care about stolen bikes being rung !'). Whatever, bikes do not need a VIC inspection.

It used to be unclear, but VOSA have recently (late 2005) re-written some of the pages on their web site. Some of their pages still say 'all vehicles', but some pages now say 'cars need....'. From 2 sources, we now have clear evidence of people being told, one in writing, that "Motorcycles do not come under the Vehicle Identity Check Scheme therefore your vehicle will not require one.".

Having said that, when you go to insure it, the Insurance Company will obviously know it was Category C, and may insist on an Engineer's Report on the quality of repairs and the roadworthiness of the vehicle. Some do, some don't.

Category D - Repairable salvage. Minimal damage, probably not structural, but insurer does not want to repair, even though it might be economic to do so. Often stolen and recovered after claim has been paid. Or for unusual models or grey imports where the difficulty of obtaining new parts hinders a quick repair. Does not need VIC inspection to return to road. Recorded with HPI, AA, and the like.

Hopefully the info above has not changed.