insurance claim quick question
insurance claim quick question
Author
Discussion

Russian Rocket

Original Poster:

874 posts

267 months

Friday 26th October 2007
quotequote all
My car has a fairly large "graze" on rear wing where somebody ran into it in a car park [no not obviously] and a jellousy scratch down drivers door and same wing.

estimate is £1500 which makes insurance calim likley.

question is would/could insurance company see it as 2 claims as 2 incidents or just the one?

Piglet

6,250 posts

286 months

Friday 26th October 2007
quotequote all
I think you've answered your own question! You have damage relating to two incidents therefore it is two claims.

Difficult to pass it off as one incident I would have thought.

Trax

1,601 posts

263 months

Friday 26th October 2007
quotequote all
Yep, as above says, you cannot pool or the scratches and little bumps into one claim to nullify the cost of the XS.

Unless you can pass it of as happening in the same incident, then its two claims.

bimsb6

8,802 posts

252 months

Friday 26th October 2007
quotequote all
repair shop may be open to a deal if they want the work ?

Jasandjules

72,680 posts

260 months

Friday 26th October 2007
quotequote all
The insurance will determine which method will cost them the least money, I make that two claims as two lots of excess.. That is your answer.