Best and worst insurance quote

[RemaL]

Simple, put down your best and worse quote for a bike insurance(can add car if you must) for a years insurance.include fully comp, third party and how many years NCB ect..... and not naming and shaming I'll start:

2008 Speed triple
Best £600 1NCB, 1 year riding worst £1300 for same bike. 30 years old. no accidents or speeding fines

[Bizzle]

Male - 23 years old - Buckinghamshire UK.
Riding for 6.5 years. Previous bikes TL1000R, ZX12R, RSV Mille, K1 GSXR1000, CBR600FS1
Stored in a locked bricked garage.

Suzuki GSXR1000 K3 - Scorpion Carbon Stubby can (full system) braided lines, Power Commander + a few other little bits and pieces.

TPFT Insurance with pillion cover -

Best Quote from Performance Direct (Really nice folk) £550

Worst Quote (Don't want to say) £3859

Edited by Bizzle on Monday 7th January 21:30

[The T Boy]

33 yrs old, 3 yrs NCB
Triumph Sprint ST 1050
Best = £168
Worst = don't know as anything over £200 and I stop paying attention

[Chilli]

36 years old
0 NCB (obviously!)
Best £139 - Suzuki assisted!
Worst - £1,500 odd, but can't remember who!

[JackHolroyde]

21 years old -no NCD.
9 points
Kept on road in London

Best quote: £650 +IPT (aon - ok, ok, i know i set the rates, but whats a man to do?)
Worst quote: £4200 inc IPT - Bennetts (like i'd ever go with them anyway!)

[Craphouserat]

Won't surprise anyone here - but me ( being a dumbass ) passed DAS - had Fazer in garage - called a compny being with a B ( has plenty of nice ladies at MOTO GP) got quoted £380 3rd party with pillion, break down cover and cover incase somone hit me from behind - accepted straight away and paid so I could get out...looking back i was probably done..next time I will shop around..think I was done..but as I said at start..that won't surprise any of you guys

[JackHolroyde]

You were done.
Certain companies (beginning with a B. then an E. then an N etc) were under orders not pay out in the event of a claim unless the policyholder threatened legal action. Not sure whether thats still in place, but 'Holroyde vs Highway Insurance Group (2006)' since got a bit of notice...
What was ESPECIALLY funny is that when the court laughed in Highways face and ordered them to pay the claim, Bennetts STILL tried to claim that my loss wasn't covered, and that I hadn't read my documents properly.
Which dumbass tries to con a broker at his own game?
Oh, Kal Samra...

[Craphouserat]

Will shop around next time mate (whenever that might be) maybe even send you an email and get expert advice - either way i will certainly shop around..I think the exitment of having just passed and having a bike in garage waiting on me on a hot summers day got the better of me and I called and grabbed the first policy offered just so I could jump on bike... I remember calling with my leathers on ready to go !

[D_T_W]

24
0 NCB
6 points
Honda CBR600F
Bike stored in a locked garage

Best FC - EBike at £1480
Worst FC - Think it was Zurich at £4800

I stuck with FC as i reckoned i was going to throw it and me down the road in the first 2 weeks. turns out i didn't need it after all!!

[newberry]

Male 24
2 years no claims
2 years riding (license held)

2000 honda sp1 1000cc

Worst quote £3580.00 obviously said poke it.
Best quote £111.70 third party fire and theft, obviously took there arm off. This must be wrong but went through it 3 times on the net then rang up and went through it twice with them and still came out like this, So

[mr_bizarre]

6 Years no claims, Quiet road in East London. BMW K75RT Garaged

Worst - 3PTFT £980 (Can't remember who as I was laughing to hard)
Best - Fully comp £225 with MCE

Guess which one I went with!

[gordski]

35
4 Yrs No Claims,
garage
Datatool alarm/imob

GSXR 600 k6
Best - 242 full comp plus cat 1 business from Bike sure
worst - 2,365 Bennetts

wanted to get CCM 644 but TPFT was near 400 quid,

Edited by gordski on Thursday 10th January 18:58

[black1]

old fart, h.d 1450 full no claim fully comp less than £100

gsx1400 2yrs no claim fully comp £135

[daytona600]

28 yr old
2yr NCB
3pts speeding
Ducati 916SPS
Fully comp, living central London

Netbents (anagram) £ha, ha, ha, oh my god, wait, ha, ha, ha (£2k+)
H/R Insurance £580 (no call centres, no automation, NICE people)

Edited to add: Netbents continually tried to tell me there was no such thing as an SPS. Motorbike specialists my a***.

Edited by daytona600 on Friday 11th January 14:22

[djt77]

Well how about this,26 had a new MV and got taken off it by some idiot in his escourt. Was paying around 5-600 fully comp but did have £1000 excess, all sorted very quickly etc on the payout, whilst all paperwork going back and forth i was about a month away from renewing insurance. Sent me letter for renewal for same bike! at around £450 a year fully comp again!

just tried them for my R1, now want cicra £3,000 a year...... stick to track days and off road riding i think!

[Rach81]

26 yr old
0 ncb
3 points

CBR 600FV '96

Best: fully comp £300, TPFT £156
Worst £600 fully comp

[WestYorkie]

I haven't passed my test yet and ATM pay 130 TPFT for my CG125 with 1 yr NCB.
Tomorrow I pick up my '98 1200 Bandit and by transfering my NCB to the Bandit guess how much?

£160 TPFT
And to insure my CG without NCB (commute to work) it'll be......
£160 TPFT LOL

So £320 for the year
and a quote I got to insure both on a multibike policy ..... £554

[Mad Dave]

2003 Yamaha R1
25 yrs old, 3 years NCD, riding 3 years, previous bikes Bandit6, ZX7R and TL1000R.
Worst: £2800 TPFT
Best: £650 Fully Comp.

[Wasted Bullet]

'99 S Reg Bandit 600 - 17,000 miles, Worth £2250

30 year's Old, Fully Comp, 0 NCB, Full License Since Nov 2007, Inc Commuting 5-6K Miles/Year,

Best £253 - Bike Sure - £200 excess,

Worst £970 - eBike - £500 excess,

[Beemer-5]

Worst quote was for my Kawasaki H2 750 (2-stroke) when i was 19.
In today's prices they wanted £2,900 third party only!