road insurance for track day cars?
road insurance for track day cars?
Author
Discussion

speed123

Original Poster:

6 posts

222 months

Wednesday 23rd January 2008
quotequote all
hi all

this year im wanting to get into trackdays a bit more and get a track car.

i need to have a roadlegal car to drive to track so road insurance?

i cant add another car on my policy so i will have to insure it as me having no ncb, add mods then it gets expensive, is there any special polycies for this situation?

ive been on day insure site and i can insure a williams clio for £12 a day thats not bad but they dont cover mod;s

tertius

6,914 posts

253 months

Wednesday 23rd January 2008
quotequote all
Your best is the specialist and classic insurers who will insure it on a second car/limited mileage/similar basis.

carlosvalderrama

198 posts

221 months

Thursday 24th January 2008
quotequote all
I tried A plan (see the ad at the top of the page), and Adrian Flux. Both accept mods and both take into account the NCB you have on your road car.

It's cost me about £400 TPFT, street parking in an average area, no security, all new suspension/brakes/interior mods and such. It's limited to 3000miles/year and they replace like for like in the event of a shunt.

It'll get better, obviously, as I build up a second NCB.

System-G

420 posts

253 months

Thursday 24th January 2008
quotequote all
My last road legal track car cost me £160 a year fully comp on a classic limited mile policy with all mods declared. I have just transfered the policy over to my new (replacement) car and the premium has onlygone up £15. The policy is on a club scheme though and through Houghton Insurance. Worth giving them a ring I suppose???

andye30m3

3,496 posts

277 months

Friday 25th January 2008
quotequote all
could look at competition car insurance mine was around £280 on a 205 gti which i think has unlimited mods and no no claims.

They may ask you to do a min of one sprint (timed laps with only one car on track at a time) a year which would require you to have a non race license which is around £40.

smckeown

303 posts

268 months

Thursday 31st January 2008
quotequote all
i'm with competition car insurance, and am insured fully comp to drive on the road and track withthe same terms and conditions. I'm not insured for timed events.

As long as it's limited mileage is should work out very cheap

tjdixon911

1,911 posts

260 months

Thursday 31st January 2008
quotequote all
I'm with A Manning with the 968 and that covers me for track days providing they are organised by the Porsche Club or members of the ATDO.