insurance abroad

[wole0911]

Frog falls asleep driving his citreon rep mobile at 70mph destroys my 911 we standing still at junction he stuffs in the rear lucky engine was in back took most of the impact nobody injured. Flying citreon lands in ditch we get out and not being American our first thought wasnt how much we could sue this idiot for, but to sort out whoever was in the other vehcles well being!Got to the mess that was well and truley scrap metal by now renched the door open, it looked like a bouncey castle had gone off in there and guy crawls out in his suit and utters the words in english "im very sorry i fell asleep!" Police come Fire engine comes closes road while they clean up oil from 911 Amulance comes checks us all out. 2 and a half years later still waiting for French ins coy to pay up in full, their British agent has managed to secure £!0,000 just 2 months ago but will not pay for storage or repatration of 911 or any where near its true valution wich at the time was around £20.000. Have been told by uk ins coy "Thats it mate French ins coy they do what they want!" Anybody had same or got any idears! Next time think i will go the American way and roll around a bit hystericaly!!!!!

[Dwight VanDriver]

Wonder if this might help?

http://tinyurl.com/adaqc

Seems to me you have rights to chase but how?.

dvd

[BertBert]

That's confusing. Was your insurance fully comp? If so, I thought that your insurance's job was to pay out. What they then do to get it back is it not their business? If not fully comp, then they wouldn't be doing anything anyway.

When I was hit by an uninsured driver in the UK, it didn't hinder the pay out at all (hindered the fault/no fault thing, but that's a different story).

I would understand having trouble getting uninsured losses covered, but surely you should get your car paid for?

Bert

[wole0911]

Thanks for your replys, my freind was driving as he phoned his ins coy before we left uk to make sure his fully comp ins was valid and to ask if a green card was nessesery, no probs no need for a green card and he would retain his comp cover. I was there when he phoned the ins coy. After 8 months they decided he wasnt fully comp, they never recived his phone call, now we must chase being 3rd party only! Bloody ins coys!!!

[BertBert]

wole0911 said:

Thanks for your replys, my freind was driving as he phoned his ins coy before we left uk to make sure his fully comp ins was valid and to ask if a green card was nessesery, no probs no need for a green card and he would retain his comp cover. I was there when he phoned the ins coy. After 8 months they decided he wasnt fully comp, they never recived his phone call, now we must chase being 3rd party only! Bloody ins coys!!!

If he has a witness to the conversation (ie you) then fight. I have won several battles with insurance companies on the basis of what they said on the phone by taking copious notes. A witness should be as good.

Bert

[SplatSpeed]

i have two words to say

ANNIESDAD

[Piglet]

It always makes me chuckle on this forum that the "detail" is so often omitted from a posters first ranting post

Sadly in the absence of being able to prove the conversation with the insurer you are down to claiming from the other party direct and your best bet would be to speak to someone like AnniesDad to see if they can help.

Has your mate spoken to his insurer to ascertain whether the telephone call was recorded? Has he pursued the fact that he was given bad advice?

TBH "driving other cars" cover is always TP only so I'm slightly confused as to why you would have believed that your mate had comprehensive cover to drive your £20k porsche overseas? Did it not strike you as odd at the time?

[wole0911]

No not realy he had fully comp Trade ins with TradeX who when asked told him his Trade cover covered him fully comp abroad. They said they do not keep all telephone recordings even though we have telephone bill showing phone call made to them just before visit to France. Think i might have to get the French coys uk agent into court and persue them there for the stoage ,repatriation of the car and the short fall of there valuation.