New Biker Insurance
Author
Discussion

wiliferus

Original Poster:

4,224 posts

229 months

Thursday 19th June 2008
quotequote all
Just passed my test and am trying to stick to a reasonable budget by keeping the cost of insurance down. To that end my choice of bike is hugely motivated by insurance cost and have been shopping around on the net for quotes before i commit myself to buy my trusty steed.

Yesterday i quoted for a 2001 Bandit 600s (Faired) TPFT - Nearly fell of my seat when it came back as £90... yes ninety... I'm nearly 30, have one SP50 and live in the RG12 postcode. I don't get it. Why so cheap - What catches in policy small print should i be looking out for??

Hooli

32,278 posts

231 months

Thursday 19th June 2008
quotequote all
huge excess? any legal cover? the usual really.
where are you keeping it? garage or shed is a lot better for insurance than the road obviously. if its a garage they often have clauses about it must be in the garage from 10pm-6am when stored within 1/2mile of home. fair enough in my eyes as they've insured it in the garage so you shouldnt be parking it in the road.

it doesnt sound too far out to me tbh. i think another chap on here got a fj1200 for about £90 as a new rider not long ago. i got a rf600 parked in the road with no security for £147 in 2007 right after my test.

steven182

1,886 posts

232 months

Friday 20th June 2008
quotequote all
hmmmm mine is still a percentage of my car insurance when doing quotes, (want a CBR600) but nowhere near double figures frown

The joys of being young. haha

lawrence567

7,507 posts

221 months

Monday 23rd June 2008
quotequote all
I'm 21 have 3 2 full years NCB.
TPFT with a £150 excess was £310
Garaged & it also inc eurpoean breakdown
cover. TP insurance for riding any other bikes
& covers the cost of my equipment.
On a 2002 Yam Thundercat 600cc

Chilli

17,320 posts

267 months

Monday 23rd June 2008
quotequote all
lawrence567 said:
I'm 21 have 3 2 full years NCB.
TPFT with a £150 excess was £310
Garaged & it also inc eurpoean breakdown
cover. TP insurance for riding any other bikes
& covers the cost of my equipment.
On a 2002 Yam Thundercat 600cc
Now how on earth can you have 32 years NCB....when you're only 21?wink

lawrence567

7,507 posts

221 months

Tuesday 24th June 2008
quotequote all
Lol my bad 2* years NCB biggrin

Dudd

964 posts

223 months

Tuesday 24th June 2008
quotequote all
I'm 21 its my first bike, TPFT with £150 excess was £275. Thats on a Yamaha XJ600 chuffed!