Honda Conversion and Insurance

[Ganglandboss]

Does anyone know if it is difficult to insure an Elise after a Honda conversion?

I am currently phoning for quotes for my standard S1 and the fact it has a Magnex exhaust seems to be a problem. Is it tricky getting cover with the Honda?

[bogie]

not at all, you must be ringing mainstream insurance companies...big list over on the SELOC techwiki...some people have actually had their insurance come down after a Honda conversion (!?) ..its a recognised conversion with about 3 or 4 insurers...most I think want you to be over 25, with some evidence of driving a performance car will help (training course from Carlimits etc) but other than that, no real difficulty.

Of course if you rang up a mainstream one to try and get a quote they would be confused on the phone once you start talkin about exhausts, let alone changing engines and triple the power etc

I could imagine it on my old NU policy I first had that increased premium in bands for mods - like + 10% BHP was +10% in £ too ...so exhaust + filter = £60 ...mmmm " how much increase over std sir ?" "errrrr...300%...its 360bhp now and was 120bhp" ...I could just imagine them chuckling down the phone with the new quote

[S Works]

Per bogie's note, plenty of places offer it, you just have to do the usual ring-a-ring-a-rosies to get a decent quote. One or two quote silly numbers, but generally the quote is under a grand for an NA car on limited miles with a decent postcode, no naughty medallions or big claims.

[EX51GE R]

with an agreed value of 22k my N/A S1 exige is £379