Arse-about-face insurance companies

[carrotchomper]

I have recently embarked upon the yearly urine-warming ritual of home insurance.

And I can hardly find anyone willing to quote! My previous property was a rented studio, with a leaky flat roof. My current property is a well secured 4th floor flat, built last year.

But the achilles heel is the metal roof! Insurers hate it. I can't work it out, since almost every other new-build flat in the past few years is similarly constucted. What, in short, is their major malfunction?! If it was a bad method of construction, or inherently risky, it wouldn't be used...

[scotal]

Are you paying buildings insurance on a flat? Is it not covered by a block policy?

[carrotchomper]

No, I only want contents, that's the silly thing!! Buildings is covered as you say by a block policy for tuppence a week!

[I.T.B]

The type of roof is important, Buildings or Contents.

I know we don't exclude metal roofs or put terms on.

Drop me a PM and I'll give you a phone number and website.

[trooperiziz]

carrotchomper said:

since almost every other new-build flat in the past few years is similarly constucted.

errr.... they are?

[Mandat]

Are the insurers asking about the roof structure or the roof covering?

Which part of the roof is actually metal?

[Ultra Violent]

Hiscox

The absolute daddy in insurance.

[thinfourth2]

trooperiziz said:

carrotchomper said:

since almost every other new-build flat in the past few years is similarly constucted.

errr.... they are?

have you seen a baked bean can lately

[carrotchomper]

trooperiziz said:

carrotchomper said:

since almost every other new-build flat in the past few years is similarly constucted.

errr.... they are?

Well from where I'm looking I can see several... My point was more that it's hardly a non-standard method of construction!