Joint Accounts

[Munter]

Now that the Mrs has cleared her debts she has offered to go halfs on all the bills for the house, food etc. Sounds good to me. So to make things easy we figure a joint account, both pay in, all bills and expenses out.

So umm.. Whats a good joint account? As i'm with HSBC I we had a look at their website and it wanted to know if I/we we're paying a wage or regular income into our account...well yes into our current accounts but into the joint one it'll be standing orders from our own accounts every month...

And anyway I'm sure someone on PH can suggest a better bank account than HSBC.

Only one real rule. I'm not paying to have it. So no "plus" accounts where they want £10 a month off me...err us.

[Jasandjules]

Do you include the mortgage in the bills? Just thinking of any equity.

I use the Nationwide for a joint account.

[bint]

We have a joint account for bills only and put a portion of our wages in each month and set the DD's up from there - use Halifax' high interest current account and as long as you put min. £1000 a month in there it seems to be pretty good.

[tomtom]

We recently opened one with Natwest. As above, put enough in to cover your joint outgoings and keep the rest in your own account.

[Snake the Sniper]

Going backwards to this with the wife at the moment since I'm fed up of not getting any of my over time money. and she's just bought a horse, which I refuse to pay for. We're just using our "old" joint account for this with HSBC, but only because I'm been with them for a few years and can get a lot of overdraft/loans and so on quickly, should these things be required.

edited for the fussy buggers who can trpye correctly

Edited by Snake the Sniper on Friday 15th August 00:33

[Rollin]

Where did she bruy it from?

[Snake the Sniper]

From a hrorse yard.

[Rollin]

[tyre_tread]

Rollin said:

Where did she bruy it from?

Glad I'm not the only one. She could of brinnged it I suppose.

[SS HSV]

Joint accounts are a waste of time... better smokin it on your own, an leaving rest to others once you is done

[Snake the Sniper]

It's late and my computer keeps slowing down and missing letters. And I'm not very good at tryping.

[Catz]

Sod joint accounts!