Got points, when to tell the ins co?

[CB-Dave]

As my other thread about the scamera van says, I've been offered (hey, doesn't it make you feel warm that they're offering) 3 bonus points and some wallet-lightening, now - when are you legally supposed to tell your insurance co?

1: Straight away
2: Straight after the points are applied and you get the licence back
3: When it comes to renewal time

Cheers...

[Yoda954]

In answer to your question - I dunno really, but.....
I told mine after I got licence back with points added.....my car insurance guys said that many people don't tell 'em untill their annual renewal. Trouble is (so I've been told) that if you have a prang & don't tell them, then they might not pay out.

I've got 3 points (SP50) - it would be interesting to know how this has (if atall) effected anyone elses premiums......I'm hoping that both car & bike will change little (at renewal) if atall. Both my insurers weren't sure when I rang 'em last week.

[DennisTheMenace]

Stright away im afraid , shame you cant sling a burning tyre on an escort van

[CB-Dave]

Oh I don't know about that, sure I can find some tractor tyres...

How bout slinging burning tyres onto the in donut munching operator???

[loaf]

You are obliged to tell the insurer as soon as practically possible after the event. One SP30/50 should not affect your premium - most insurers allow up to two speeding/traffic signal offences before they load the premium; if they don't play ball, go elsewhere.

[Chris Type R]

Yoda954 said:

I've got 3 points (SP50) - it would be interesting to know how this has (if atall) effected anyone elses premiums......I'm hoping that both car & bike will change little (at renewal) if atall. Both my insurers weren't sure when I rang 'em last week.

SP50 with Directline has increased the premium between 80 - 100 quid per year.

[deltaf]

DennisTheMenace said:

Stright away im afraid , shame you cant sling a burning tyre on an escort van

You can.

[pdV6]

Interestingly enough, I've just taken out a policy with Elephant and in the notes it states that they don't want to know until renewal time.

[Peter Ward]

pdV6 said:

Interestingly enough, I've just taken out a policy with Elephant and in the notes it states that they don't want to know until renewal time.

Bet that's because of the huge admin burden it was causing them now large numbers of people are getting camera'd!