Group 45 Insurance!!
Discussion
TVR Moneypit said:
davegreg said:
Must admit, i never thought the Monaro (even though i drive one) is really a group 20 out of 20 insurance group car! As much as i love it.....it's no Bugatti Veyron is it. 
I'd agree. I have the same problem with the Chim. I mean, come on. Most hot hatches are more powerfull these days.These new ratings could actually help reduce the premiums.
That said, for the 2nd year running, insurance on the Chim has actually been cheaper than my tatty old Disco. This year I'm paying an extortiante £110
Bonnie and Clyde said:
Stigmundfreud said:
MyM8V8 said:
It's the number of monaro's suffering total loss that will increase premiums I would imagine.
just as with the tax and benefits system, the careful many have to pay for the reckless few 
Bonnie and Clyde said:
Stigmundfreud said:
MyM8V8 said:
It's the number of monaro's suffering total loss that will increase premiums I would imagine.
just as with the tax and benefits system, the careful many have to pay for the reckless few
Your brave
Tempting fate I'd call it....
Of course, premiums will only increase for those of us that have totalled them!!! Which is why I probably won't be getting another one just yet (Sadly)...
[quote=Monnington
Of course, premiums will only increase for those of us that have totalled them!!! Which is why I probably won't be getting another one just yet (Sadly)...
[/quote]
Not so. The more Monaros get wrecked, statistically the greater the risk in insuring one, so potentially all premiums could be affected. What probably helps is that there are relatively few cars to begin with, so perhaps no one individual insurer has experienced enough Monaro losses to dramatically affect their rates.
Insurance rates aren't just about power or speed of a vehicle, they are about risk. Obviously if you have already stuffed one you will be seen as a greater risk, and loss of NCB will enter the equation too.
If I was a motor underwriter and read some of the stuff on this forum, I don't think I'd want to insure them at all.....
Of course, premiums will only increase for those of us that have totalled them!!! Which is why I probably won't be getting another one just yet (Sadly)...
[/quote]
Not so. The more Monaros get wrecked, statistically the greater the risk in insuring one, so potentially all premiums could be affected. What probably helps is that there are relatively few cars to begin with, so perhaps no one individual insurer has experienced enough Monaro losses to dramatically affect their rates.
Insurance rates aren't just about power or speed of a vehicle, they are about risk. Obviously if you have already stuffed one you will be seen as a greater risk, and loss of NCB will enter the equation too.
If I was a motor underwriter and read some of the stuff on this forum, I don't think I'd want to insure them at all.....
MyM8V8 said:
It's the number of monaro's suffering total loss that will increase premiums I would imagine.
Sorry Gas_Man said:
Having already been unfortunate enough to destroy a monaro it has not put me off continuing to own one.
Same, replacement now bought and back behind the wheel of one where I belong 
Insurance wanted £15.75 to change the details form the Astra estate I had while I had no monaro, to the new monaro I have. I was happy with that price for the remainder of the policy term.
Next years premium will group by about £300.
Hex said:
MyM8V8 said:
It's the number of monaro's suffering total loss that will increase premiums I would imagine.
Sorry
Gas_Man said:
Having already been unfortunate enough to destroy a monaro it has not put me off continuing to own one.
Same, replacement now bought and back behind the wheel of one where I belong
Insurance wanted £15.75 to change the details form the Astra estate I had while I had no monaro, to the new monaro I have. I was happy with that price for the remainder of the policy term.
Next years premium will group by about £300.
What year and colour did you get Hex? Is it just as satisfying as the "broken one"
Pictures please :
:Hex said:
2006, silvery blue colour... whatever the proper name is for it.
Will get some pictures up when I get chance to take some... hopefully Sunday when not at work.
And ohhh yes ... its just as satisfying as the old one was.
Will get some pictures up when I get chance to take some... hopefully Sunday when not at work.
And ohhh yes ... its just as satisfying as the old one was.
I'm guessing thats Odyssey. Good to know your back with us again
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