Which insurance?

Author
Discussion

Noisy

Original Poster:

4,489 posts

278 months

Tuesday 30th September 2008
quotequote all
It's renewal time again, need to insure it as a everyday car but the price seems to have jumped up a lot from last year, I'm 30 living in London, had a recent claim but the price is still looking to be around £440 for TPFT, I only paid £470 for the Tuscan S fully comp.

And ideas who to try?

Munter

31,319 posts

242 months

Tuesday 30th September 2008
quotequote all
A-Plan
Adrian Flux
Possibly Footman James

and AON do/used to do the MX5 Owners Club policy.

edit: Oh and I paid £480 fully comp last year 29 with 1 claim a few years ago (Adrian Flux). So it's not wildly expensive.

Edited by Munter on Tuesday 30th September 13:20

franv8

2,212 posts

239 months

Tuesday 30th September 2008
quotequote all
Is it an import - you get mugged for one! (I do!)

Could try A-One insurance in Dorset.

Noisy

Original Poster:

4,489 posts

278 months

Tuesday 30th September 2008
quotequote all
No its a UK car, I'll give them a try though.

philmar

621 posts

190 months

Tuesday 30th September 2008
quotequote all
I'm with Adrian Flux, was 21 when I got my insurance, 4 years no claims, £760 fully comp on my import 1.8 mk1. No one else would go near for under £1000. That includes breakdown and 90 days euro cover as well if i remember correctly.

MX-5 Lazza

7,952 posts

220 months

Wednesday 1st October 2008
quotequote all
I pay less than that for my highly modified 230bhp Mk2.5 fully comp with AON on the OC scheme! I guess being 41 helps but I do remember my insurance getting a good wedge cheaper when I hit 30 and haven't noticed any drops since then...

Wigeon Incognito

3,271 posts

219 months

Wednesday 1st October 2008
quotequote all
I'm 24 and the insurance on my Mk1 is circa £600.

Annoyingly, or luckily depending on how I view it, the insurance on my Porsche is only £15 more!

skinny

5,269 posts

236 months

Thursday 2nd October 2008
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i:ve gone to adrian flux this year - saved me 150 over my renewal quote smile

Munter

31,319 posts

242 months

Saturday 4th October 2008
quotequote all
Thought I'd update this as my renewal quotes have come through the door.

Now as I said previously I'm with Adrian Flux. Last year they wanted £480.

AA:£1000.xx
LV/Frizzel with CSMA discount. £2381.18 yikes

Adrian Flux. £414.00

scratchchin

Ok thats before I phone around. But why do insurance companies you're not with, post out such unrealistic quotes. I mean who in their right mind would pay £2381 when they can get quotes around 80% cheaper....

Noisy

Original Poster:

4,489 posts

278 months

Saturday 4th October 2008
quotequote all
I'll give Adrian Flux a call as had my Griffith insured with them when I had my accident, they dealt with it very quickly and I had my cheque in my hand within a few weeks. But after that big claim they asked for £5000 for the Tuscan, so guessing I still might not be in their good books.

Noisy

Original Poster:

4,489 posts

278 months

Wednesday 8th October 2008
quotequote all
Well A Flux just came in at £330 with protected NCD so is a decent enough deal, looks like I'll be going back to them.

Munter

31,319 posts

242 months

Wednesday 8th October 2008
quotequote all
Noisy said:
Well A Flux just came in at £330 with protected NCD so is a decent enough deal, looks like I'll be going back to them.
Looks good to me. I'll bet it's with NIG as the insurer...?

I paid up today. If i wanted protected NCD it was going to be an extra £250ish pounds with a different company.... I left it. smile Next year apparently.

princeperch

7,931 posts

248 months

Wednesday 8th October 2008
quotequote all
I'll be changing to Admiral in a few weeks. I'm currently paying Elephant £500, with a yrs no claims and a £300 excess.

Admiral have offered me (23 years old 2 yrs no claims)comp with a £150 excess - for £350!

Munter

31,319 posts

242 months

Thursday 9th October 2008
quotequote all
princeperch said:
I'll be changing to Admiral in a few weeks. I'm currently paying Elephant £500, with a yrs no claims and a £300 excess.

Admiral have offered me (23 years old 2 yrs no claims)comp with a £150 excess - for £350!
Interesting. Admiral and Elephant are brands of the same company!...

princeperch

7,931 posts

248 months

Thursday 9th October 2008
quotequote all
Munter said:
princeperch said:
I'll be changing to Admiral in a few weeks. I'm currently paying Elephant £500, with a yrs no claims and a £300 excess.

Admiral have offered me (23 years old 2 yrs no claims)comp with a £150 excess - for £350!
Interesting. Admiral and Elephant are brands of the same company!...
That I did not know. The left arm obviously doesn't know what the right arm is doing!

Combover

3,009 posts

228 months

Thursday 9th October 2008
quotequote all
Christ, I really am fking uninsurable!

24 1 yr NCD.

£1060.00 with Direct Line.

Planet Claire

3,321 posts

210 months

Thursday 9th October 2008
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I always phone round every year, although it's now only a select few, what with points/claims/mods to declare.

Initially I was with Aon via the MX5 Owners Club, I then moved to A-Plan the year after. The following year Adrian Flux beat A-Plan, but they matched it so I stayed with them. This year, after ringing both for quotes I decided to give Sky Insurance a go. They advertised on MX5 Nutz, I gave them a call and they beat both AF (only just) and AP, and because it wasn't much of a saving they then knocked the price down by another £50. Sold.

Here's the thread on Nutz with the contact details.

matt uk

17,730 posts

201 months

Friday 17th October 2008
quotequote all
Got mine insured through these guys on a limited miles scheme. Good price and good guys who know these cars.

http://www.hagertyinsurance.co.uk/

Cheers,
Matt

I Want An Elise!

680 posts

212 months

Sunday 19th October 2008
quotequote all
I went with A-Plan - very helpful, and dead cheap ! biggrin

ciderminx

809 posts

205 months

Monday 20th October 2008
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Sheilas wheels, £220, on 1.8 '96 uk MX5. I must have got a bargain, although i do have 6 yrs no claims (touch wood *ahem*)