I am a criminal and / or an imbecile
I am a criminal and / or an imbecile
Author
Discussion

miniman

Original Poster:

30,095 posts

292 months

Tuesday 21st October 2008
quotequote all
I just wanted to pay a cheque into one of my bank accounts. It was a fairly large cheque, but nonetheless I didn't want:

(a) advice on what sort of account I should pay it into
(b) questioning on whether I understand what "interest" is
(c) to be looked at as though it couldn't possibly be my cheque and that I had mugged an old lady who happens to have my father's name in order to get it
(d) to stand around for 10 minutes whilst the staff debated who was qualified to deal with said cheque


Yeah, yeah, I know, 4/10 not enough swearing.

_Batty_

12,268 posts

280 months

Tuesday 21st October 2008
quotequote all
miniman said:
I just wanted to pay a cheque into one of my bank accounts. It was a fairly large cheque, but nonetheless I didn't want:

(a) advice on what sort of account I should pay it into
(b) questioning on whether I understand what "interest" is
(c) to be looked at as though it couldn't possibly be my cheque and that I had mugged an old lady who happens to have my father's name in order to get it
(d) to stand around for 10 minutes whilst the staff debated who was qualified to deal with said cheque


Yeah, yeah, I know, 4/10 not enough swearing.
i pay our buisness cheques in....
was told that was *too much* for a classic account silly

toastboy

8,410 posts

250 months

Tuesday 21st October 2008
quotequote all
Just check they paid it into the right account.

When I was going through my last house purchase, I paid in a cheque for £20k and the dozy bint in the bank paid it into the wrong account.

Thankfully I checked the receipt and told her she'd fked it up. All I got in the way of an apology was a grunt and a 'Well, it would've sorted itself out eventually'.

Grrrrrrrrrr punch

Tony*T3

20,911 posts

277 months

Tuesday 21st October 2008
quotequote all
How large?

pugwash4x4

7,681 posts

251 months

Tuesday 21st October 2008
quotequote all
miniman said:
I just wanted to pay a cheque into one of my bank accounts. It was a fairly large cheque, but nonetheless I didn't want:

(a) advice on what sort of account I should pay it into
(b) questioning on whether I understand what "interest" is
(c) to be looked at as though it couldn't possibly be my cheque and that I had mugged an old lady who happens to have my father's name in order to get it
(d) to stand around for 10 minutes whilst the staff debated who was qualified to deal with said cheque


Yeah, yeah, I know, 4/10 not enough swearing.
how large is fairly large £50k+?

paid in a cheque from sale of business a while ago (yeah i don't know why i got a cheque either but i wasn't complaining) and the dozy bint got the decimal point wrong and only put in £9k!

andymc

7,624 posts

237 months

Tuesday 21st October 2008
quotequote all
instead of £900 mate? wink

silver.fox.2008

820 posts

220 months

Tuesday 21st October 2008
quotequote all
Could have been £90 hehe

AndyBe

6,929 posts

237 months

Tuesday 21st October 2008
quotequote all
(WatNest) lost a cheque I paid in. It was only 10k, so no problem.
furious

threesixty

2,068 posts

233 months

Tuesday 21st October 2008
quotequote all
they're just doing what they're told to do!

I'd go for the wind up route myself "No, put it in my current account please, I usually get through this much in a week"

miniman

Original Poster:

30,095 posts

292 months

Tuesday 21st October 2008
quotequote all
£34k. This is into the main branch in Bristol so I doubt it is totally out of the ordinary. I was paying it into a current account because I had a paying-in slip handy and I didn't really want a handwritten (i.e. error-prone) paying in slip. I ended up with one anyway as they pretty much insisted on paying it into a savings account. I had to go back to the counter to stamp it, as effectively they left me with no evidence of the transaction other than something with no official markings that I could have made myself by picking up one of the paying in slips off the counter. Rubbish.

V8NRG

854 posts

273 months

Tuesday 21st October 2008
quotequote all
I recently went to take out some cash, just a bit more than they let you take out of a cash point.

I went in to the bank with my current account card, credit card, drivers license and passport thinking that would be enough to enable me to withdraw some cash which has sat in my current account for months.
But ohh no, the two cashiers were adamant I couldn’t withdraw any cash with out having my cheque book present. They couldn’t explain why though ? They just said i needed my cheque book to withdraw ANY money from MY account.

So after a 75mile round trip to my parents house to find a cheque book that had only been used once which was over 4 years ago. I went back in to the bank whereupon I was made to write out a cheque for the amount i wanted to with draw?

Is this normal? I have never had so much difficulty accessing my own money.
After handing over the cheque and making a few comments about the bank having cash flow problems but this was taking the piss, i eventually got the money and buggerd off and spent it.

Puggit

49,816 posts

278 months

Tuesday 21st October 2008
quotequote all
V8NRG said:
I recently went to take out some cash, just a bit more than they let you take out of a cash point.

I went in to the bank with my current account card, credit card, drivers license and passport thinking that would be enough to enable me to withdraw some cash which has sat in my current account for months.
But ohh no, the two cashiers were adamant I couldn’t withdraw any cash with out having my cheque book present. They couldn’t explain why though ? They just said i needed my cheque book to withdraw ANY money from MY account.

So after a 75mile round trip to my parents house to find a cheque book that had only been used once which was over 4 years ago. I went back in to the bank whereupon I was made to write out a cheque for the amount i wanted to with draw?

Is this normal? I have never had so much difficulty accessing my own money.
After handing over the cheque and making a few comments about the bank having cash flow problems but this was taking the piss, i eventually got the money and buggerd off and spent it.
Withdraw a series of £2.5k amounts from Smile (via co-op bank) with just current account card and pin number!

Puggit

49,816 posts

278 months

Tuesday 21st October 2008
quotequote all
AndyBe said:
(WatNest) lost a cheque I paid in. It was only 10k, so no problem.
furious
NatWest scan each and every cheque and can get the picture within 24 hours - found this out when a previous employer accused wrongly me of some fraud...

Thanks NatWest thumbup

minimax

11,985 posts

286 months

Tuesday 21st October 2008
quotequote all
V8NRG said:
I recently went to take out some cash, just a bit more than they let you take out of a cash point.

I went in to the bank with my current account card, credit card, drivers license and passport thinking that would be enough to enable me to withdraw some cash which has sat in my current account for months.
But ohh no, the two cashiers were adamant I couldn’t withdraw any cash with out having my cheque book present. They couldn’t explain why though ? They just said i needed my cheque book to withdraw ANY money from MY account.

So after a 75mile round trip to my parents house to find a cheque book that had only been used once which was over 4 years ago. I went back in to the bank whereupon I was made to write out a cheque for the amount i wanted to with draw?

Is this normal? I have never had so much difficulty accessing my own money.
After handing over the cheque and making a few comments about the bank having cash flow problems but this was taking the piss, i eventually got the money and buggerd off and spent it.
nationwide was it?

I had a similar experience there which caused my piss to boil to the point where I cancelled everything and moved to HSBC smile

hairykrishna

14,511 posts

233 months

Tuesday 21st October 2008
quotequote all
V8NRG said:
I recently went to take out some cash, just a bit more than they let you take out of a cash point.

I went in to the bank with my current account card, credit card, drivers license and passport thinking that would be enough to enable me to withdraw some cash which has sat in my current account for months.
But ohh no, the two cashiers were adamant I couldn’t withdraw any cash with out having my cheque book present. They couldn’t explain why though ? They just said i needed my cheque book to withdraw ANY money from MY account.

So after a 75mile round trip to my parents house to find a cheque book that had only been used once which was over 4 years ago. I went back in to the bank whereupon I was made to write out a cheque for the amount i wanted to with draw?

Is this normal? I have never had so much difficulty accessing my own money.
After handing over the cheque and making a few comments about the bank having cash flow problems but this was taking the piss, i eventually got the money and buggerd off and spent it.
I had this last time I withdrew a largish amount of cash (~3 grand). I had card, passport etc but couldn't withdraw. Next day went into a different branch with chequebook+card and they happily handed it over, no other ID required. Seemed madness to me.

bazking69

8,620 posts

220 months

Tuesday 21st October 2008
quotequote all
Why do they always ask you if you want a loan when they can see that you have savings with them??

V8NRG

854 posts

273 months

Tuesday 21st October 2008
quotequote all
minimax said:
V8NRG said:
I recently went to take out some cash, just a bit more than they let you take out of a cash point.

I went in to the bank with my current account card, credit card, drivers license and passport thinking that would be enough to enable me to withdraw some cash which has sat in my current account for months.
But ohh no, the two cashiers were adamant I couldn’t withdraw any cash with out having my cheque book present. They couldn’t explain why though ? They just said i needed my cheque book to withdraw ANY money from MY account.

So after a 75mile round trip to my parents house to find a cheque book that had only been used once which was over 4 years ago. I went back in to the bank whereupon I was made to write out a cheque for the amount i wanted to with draw?

Is this normal? I have never had so much difficulty accessing my own money.
After handing over the cheque and making a few comments about the bank having cash flow problems but this was taking the piss, i eventually got the money and buggerd off and spent it.
nationwide was it?

I had a similar experience there which caused my piss to boil to the point where I cancelled everything and moved to HSBC smile
Thats quite funny as it was actually HSBC.

dhutch

17,861 posts

227 months

Tuesday 21st October 2008
quotequote all
Not that bad, but when i drew out some money for my trailer a few months back only £900 they did well.

She started out by counting about £250 in 20's in full veiw, then infront of the 10people waiting declaired she would have to go out the back to get some more money, came back, and carried on counting it out into £50 stacks spread around the whole counter area. Bundled it up and started posting it under the glass. Seamed supprised when i asked for an envelope.

Ive drawn out £5k in the past and felt less selfconcious or about to get mugged!


Daniel

hairykrishna

14,511 posts

233 months

Tuesday 21st October 2008
quotequote all
V8NRG said:
Thats quite funny as it was actually HSBC.
Me too.