TVR Insurance for Young Drivers?

[justin220]

Anyone recommend an insurance company well suited to young drivers?

Elephant are trying to bankrupt me for my wee T350

Edited by justin220 on Monday 10th November 05:40

[lewis_sharman]

MSM!

Highly recommended, i got insured on my Chim for half what i was being quoted at the large insurance companies, and im 19

(insurance is actually cheaper than on my old 316i saloon)

[WorAl]

Im with haggerty classic insurance.....£400 for a cerb, just crashed it and they are sorting it already, well recommended

[jammy_basturd]

Hagerty for me too! ~£600 for me at 23, try a search too.

[over_the_hill]

As with all things Insurance many factors come in to play. Another thing to consider is that spending money could save you money.


Using your car for commuting greatly pushes up the premium. Many people on here will quote low figures for fully comp. insurance but this is almost always not commuting use.
If it is your only car consider buying a banger for commuting so the TVR becomes a second car. The money saved on the insurance will probably pay for the banger. There will also be other times when a less glamorous car might be a preferred option as well - you might not always want to leave it parked "somewhere".

Keeping it garaged can also bring the price down.
If you don't have a garage can you rent one nearby. Again this might pay for itself with the reduce premium and would be better for the car.

Although it seems to defeat the object limited mileage can also help. If the Tiv is a second car mainly being used at weekends look at mileage limits e.g. max 3k, 5k or whatever.

The other trick is only give the basic details first to get the initial quote then start exploring the options i.e. limited mileage, garaged etc. to see how much they knock off for each one.

Edited by over_the_hill on Monday 10th November 09:26

[FEE 50]

Hey Justin.
If your over 25 (and use your t350 as a second car) try Hagerty. Thats who I'm with, very impressed with there service and price. I was getting rodded also for being a younger driver. Hagerty all the way.

[brogenville]

I'm with Hagarty too- £400 on my cerb. As stated above though, they'll only cover you as a second car.

By the way, even though they say they only insure over 25's on their website, they really will consider anyone. I got the above qute at 23.

[tegwin]

I have had a quote form MSM for £1100...

TVR- 2500M
3K miles/year
£5k value
Garaged
Social use ONLY...

Im 20.. Live in a very low crime statistic area.

Not cheap... but the cheapest I could find..


And as above... thats less than im paying on my 1.6 Polo GTI tintop..

[WorAl]

brogenville said:

I'm with Hagarty too- £400 on my cerb. As stated above though, they'll only cover you as a second car.

By the way, even though they say they only insure over 25's on their website, they really will consider anyone. I got the above qute at 23.

One thing they told me on the phone was that i can use it to travel to work every now and then as they understand the nice weather is no guarantee in this country so understand that when its nice i may feel the need to take the car to work to 'show off'

[jammy_basturd]

WorAl said:

brogenville said:

I'm with Hagarty too- £400 on my cerb. As stated above though, they'll only cover you as a second car.

By the way, even though they say they only insure over 25's on their website, they really will consider anyone. I got the above qute at 23.

One thing they told me on the phone was that i can use it to travel to work every now and then as they understand the nice weather is no guarantee in this country so understand that when its nice i may feel the need to take the car to work to 'show off'

Haha! Same thing they said to me. Well, to me they said, if we find a claim from you having ditched the Cerb in 3' of snow a mile from your work, then we'll start asking questions!

[brogenville]

Good info! Been wanting to show off the P&J to a few collegues, but was always worried I'd be invalidating my insurance by commuting in it. Thanks.

[H10TVR]

I'm mortified by the cost of insurance for young drivers.

Its the only thing good about reaching grumpy old man status !

[lewis_sharman]

tegwin said:

I have had a quote form MSM for £1100...

TVR- 2500M
3K miles/year
£5k value
Garaged
Social use ONLY...

Im 20.. Live in a very low crime statistic area.

Not cheap... but the cheapest I could find..


And as above... thats less than im paying on my 1.6 Polo GTI tintop..

Im 19, Chimaera 400, not garaged, main car, including commuting

£1150

i was getting quoted £2500 + on confused.com

[jimmyV8]

Definately Hagarty £380 for me on my Chim 400!

Im 23, second car, 5000 miles limitied

Edited by jimmyV8 on Monday 10th November 15:40

[Dave_M]

Hagerty quoted me about £44 for putting my 20 year old for a wedge

[WorAl]

Anyone with Haggerty had a crash and claimed, if so did it effect your premium very much??

[justin220]

Guys thanks alot, I will get on the phone tomorrow and see if someone can get me a better price

The TVR is my main car, though its limited milage (have another car) garaged and in a good post code.

[justin220]

Good news guys. Got a quote from MSM for £830! Elephant renewal was £2300!

So thanks all for the help!

[TVR Dan]

hmmm... think i will be giving them a bell myself when mines up for renewal :lol: I rang nearly every insurance company under the sun apart from them 2!

Note to self- ask on forum's next time...

[justin220]

Hagerty were also a lot cheaper for me, but MSM just beat them..

Really chuffed, was thinking i was going to have to sell up!