****ing banks! They only screw those trying to keep up
****ing banks! They only screw those trying to keep up
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johnfm

Original Poster:

13,751 posts

281 months

Thursday 27th November 2008
quotequote all
I've notice that banks only try to squeeze blood out of those they know will keep soldiering on.

They have received ££££££ over the years and are now jsut starting to take the piss. Margin increases now that BoE has dropped. Another meeting just called. I expect now it will be more margin or worse - time to reschedule with a new fee please.


wkers!


ytrebil

792 posts

217 months

Thursday 27th November 2008
quotequote all
I pay X amount into an investment ISA with Halifax every month. I set it up over 2 1/2 years ago. Anyway, I forgot/lost my online details to log in with shortly after I opened the account so never knew what my funds stood at. Anyway, looked today and I have about 2 grand less than what I've put in!

However, I'm 99% certain that when I put money into the account I was told that the only bit I was "gambling" was the interest paid.

I'm going to look at the paper work when I first signed it.

To be fair I can't complain about banks too much - normally I've been okay - the only other complaint I have is about Lloyds TSB when the silly cow reviewing my accound said that I was close to being black-listed. I was panicking. Turns out I have a really good credit rating. God knows what she was looking at.

Oh and when I go to pay in cheques I get asked every other time if I've had my account reviewed. Keep trying to sell me Platinum accounts. Why the hell would I want that? I've already told them a dozen times that I have no interest in paying for services I won't use! What happened to when Platinum actually meant something?

Edited by ytrebil on Thursday 27th November 16:27

scotal

8,751 posts

310 months

Thursday 27th November 2008
quotequote all
johnfm said:
I've notice that banks only try to squeeze blood out of those they know will keep soldiering on.

They have received ££££££ over the years and are now jsut starting to take the piss. Margin increases now that BoE has dropped. Another meeting just called. I expect now it will be more margin or worse - time to reschedule with a new fee please.


wkers!
I'm confused, Ithoguth you had just had to move to a new scheme with them? surely they are not demanding a change already?
If so you need to rethink your lender

johnfm

Original Poster:

13,751 posts

281 months

Friday 28th November 2008
quotequote all
Yes I did. Now they want a full update on the portfolio - values, etc etc.

I expect they want to scope out whether I can service it for the next 12 months.