Whos a fraud victim?
Poll: Whos a fraud victim?
Total Members Polled: 117
Discussion
Thats it really! I just wondered how many PH'ers had been a victim already - or know someone close to them that has.
Times are hard and the big spending month starts this week, I spoke to a bank today about a spoof marketing company that has been scamming the public using their name... the bank manager told me it was the 3rd report in one day
Personally I've been lucky so far, only suffered a Myspace phishing attach and someone trying to hack my email... thankfully nothing financial yet.
Times are hard and the big spending month starts this week, I spoke to a bank today about a spoof marketing company that has been scamming the public using their name... the bank manager told me it was the 3rd report in one day
Personally I've been lucky so far, only suffered a Myspace phishing attach and someone trying to hack my email... thankfully nothing financial yet.
I have voted yes, but I could be wrong. 
I noticed on a bank-statement that I had paid for a phone-bill that was not mine, though it was for the same phone company as mine. I talked to my banks fraud department, and they stopped my cards and issued me with new cards. It might well have been fraud, but with only the one wrong transaction, could equally have been a miss-typed mistake by one of the banks staff.
I noticed on a bank-statement that I had paid for a phone-bill that was not mine, though it was for the same phone company as mine. I talked to my banks fraud department, and they stopped my cards and issued me with new cards. It might well have been fraud, but with only the one wrong transaction, could equally have been a miss-typed mistake by one of the banks staff.
Someone spent £700 on a burger (byt he sound of the eatery) in Paris......Using my Debit Card details.
HSBC were s
t at sorting it out. I got told just to wait it was being handled. Then after a bit phoned back and was told "Oh we thought you'd withdrawn the complaint".
HSBC indian call center = stocked with useless wkers.
HSBC were s
t at sorting it out. I got told just to wait it was being handled. Then after a bit phoned back and was told "Oh we thought you'd withdrawn the complaint".HSBC indian call center = stocked with useless w
kers.Had a call from the bank as I'd apparently used my card to pay for a meal in London and withdraw cash in Italy within 10 minutes of each other. All sorted out promptly, new card next day.
Have had a few security issues flagged on my egg card, all my own spending though - would rather deal with an automated fraud checker a few times a year than go through changing card details everywhere though.
I don't use the switch/maestro card for my current account for anything but withdrawing cash these days though - more protection and less hassle to sort things out if a credit card gets compromised.
Have had a few security issues flagged on my egg card, all my own spending though - would rather deal with an automated fraud checker a few times a year than go through changing card details everywhere though.
I don't use the switch/maestro card for my current account for anything but withdrawing cash these days though - more protection and less hassle to sort things out if a credit card gets compromised.
Had my Egg card done twice. Once was £1500 paid to a gambling site (no, not IG Index 
now there's an idea... 
) and another was a cash withdrawal of CAD$150 in Toronto. You'd have thought Egg would have sussed seeing as I made payments in the UK on that day. Feckers even charged me for the withdrawal and interest.
now there's an idea... ) and another was a cash withdrawal of CAD$150 in Toronto. You'd have thought Egg would have sussed seeing as I made payments in the UK on that day. Feckers even charged me for the withdrawal and interest.I was in a local supermarket. Less than an hour later, it appears I was in South Africa withdrawing the contents of my current account. It appears I went from one ATM to another until the account hit the overdraft limit. No attempt to limit the amount I can withdraw in a day was made, frustrating that I can’t even do that.
Several colleagues all had the same experience, so we compared details of where we had shopped using the compromised cards. There was only one common denominator, the petrol station opposite the staff car park.
Despite visiting the station and spotting the skimming in progress, reporting the matter to the Police and to the Banks, no action was taken. The indifference by the Banks was astounding.
Several colleagues all had the same experience, so we compared details of where we had shopped using the compromised cards. There was only one common denominator, the petrol station opposite the staff car park.
Despite visiting the station and spotting the skimming in progress, reporting the matter to the Police and to the Banks, no action was taken. The indifference by the Banks was astounding.
Munter said:
.....HSBC indian call center = stocked with useless wkers.
NEVER have I dealt with such a bunch of idiots before (and I've worked in a chicken factory!)kers.I left their business banking because I hated the way they called me once or twice a week and just started the conversation with:
"Sort numbers and accounting codings pleeeeeeze?!"
Had my debit card done twice now. I assume through haven the details stolen from somewhere as I am very careful with where I enter the numbers.
First was for £1000 worth of currency in China, the bank stopped it due to the location and called me to check.
The second I had my card declined in a shop, there were enough funds so after having it declined in a cash machine too I called the bank. They ran me through the days transactions and there were three that were not mine, £2.50 then £3.50 to an online ticket co and then £1000 to Dell for a laptop. Apparently Dell are not popular as a large amount of fraudulent card transactions are to them. Being prepared to send somewhere other than the billing address is handy at times but bad for card fraud.
Both times my banks fraud policy has saved me now. Had a very informative convo with them about the criteria they use too (amount compared to regular transactions, location of trans, spending patterns etc.) So now I just give them a quick call if I'm going to be putting an out of the norm request in and it's fine.
First was for £1000 worth of currency in China, the bank stopped it due to the location and called me to check.
The second I had my card declined in a shop, there were enough funds so after having it declined in a cash machine too I called the bank. They ran me through the days transactions and there were three that were not mine, £2.50 then £3.50 to an online ticket co and then £1000 to Dell for a laptop. Apparently Dell are not popular as a large amount of fraudulent card transactions are to them. Being prepared to send somewhere other than the billing address is handy at times but bad for card fraud.
Both times my banks fraud policy has saved me now. Had a very informative convo with them about the criteria they use too (amount compared to regular transactions, location of trans, spending patterns etc.) So now I just give them a quick call if I'm going to be putting an out of the norm request in and it's fine.
Someone ordered two handsets from my mobile provider delivered to Manchester (250 miles away from me) under a different surname. Didn't have my password, and managed it with just my name, address and mobile number.
Fraudsters contacted me pretending to be my bank (thought they couldn't tell me which one), I managed to get an address and landline out of them.
Went to the BiB, was asked "have you ever bought anything off the internet". When I said of course, I was told "what do you expect?"
Case closed
Fraudsters contacted me pretending to be my bank (thought they couldn't tell me which one), I managed to get an address and landline out of them.
Went to the BiB, was asked "have you ever bought anything off the internet". When I said of course, I was told "what do you expect?"
Case closed
Uncle Fester said:
I was in a local supermarket. Less than an hour later, it appears I was in South Africa withdrawing the contents of my current account. It appears I went from one ATM to another until the account hit the overdraft limit. No attempt to limit the amount I can withdraw in a day was made, frustrating that I can’t even do that.
Several colleagues all had the same experience, so we compared details of where we had shopped using the compromised cards. There was only one common denominator, the petrol station opposite the staff car park.
Despite visiting the station and spotting the skimming in progress, reporting the matter to the Police and to the Banks, no action was taken. The indifference by the Banks was astounding.
Card fraud is a massive multi million Pound industry, yet the banks and authorities do next to nothing with regard to recovery, to the extent that they don't even follow up addresses, or bother when it's handed to them on a plate such as your case. Any ideas why that is? Are they insured against the losses or something?Several colleagues all had the same experience, so we compared details of where we had shopped using the compromised cards. There was only one common denominator, the petrol station opposite the staff car park.
Despite visiting the station and spotting the skimming in progress, reporting the matter to the Police and to the Banks, no action was taken. The indifference by the Banks was astounding.
Twice with my Nationwide CC - NW were really good. First time they called me and refunded straight away, just had to circle dodgy transactions on a print out and post it back. Second time my card stopped working and I rang them - they had blocked some dodgy transactions (so no money had left the card).
Both times new cards sent out and money refunded quickly and simply
Both times Shell garages in the Croydon area suspected.
Both times new cards sent out and money refunded quickly and simply
Both times Shell garages in the Croydon area suspected.
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