Insurance Idiots

[D1ckie]

I've just found out from the wrinkly old Joanna's insurance company that the policy on my Cerb is void. I completed the insurance on-line, with the help of one of their advisors, as I already have my other car insured with them, but then they wrote to me asking for proof of my no claims.

After speaking with them this morning they advised my no claims is used against my other car, doh!!!!! I knew that, but that for the TVR I need a minimum of 2 year NCB which I don't have. How stupid are they, I told them this was my second car but they didn't advise I need a minimum 2 year NCB.

So, who is the best that you know for insurance on a second car with no NCB???

Quick response would be good as my car is not insured

And Joanna you can stick all my policies up your wrinkly old arse!!!!

[WorAl]

Hagerty classic car insurance A1 chaps/chapesses will sort you a good price and the way they handle claims is spot on too....faught my corner for me and had car repaired rather than written off.

Edited for st spelling

Edited by WorAl on Friday 12th December 09:57

[D1ckie]

WorAl said:

Hagerty classic car insurance A1 chaps/chapesses will sort you a good price and the way they handle claims is spot on too....faught my corner for me and had car repaired rather than written off.

Edited for st spelling

Edited by WorAl on Friday 12th December 09:57

Thanks, hows the car repairs going, saw the post on your accident

[SGirl]

AON will mirror your NCD, so you could insure your first car with them and then mirror it for the Cerb. Then if you don't have an accident within the first 12 months, the mirrored NCD becomes real NCD. (That is, you then have two NCDs. You can't blame them for not knowing you didn't have a second NCD, many of us do have!)

You have to tell them all this when you insure though, you can't just automatically use your NCD on two cars!

Edited by SGirl on Friday 12th December 10:32

[V8 GRF]

I believe Classicline will mirror your NCB as well.

[WorAl]

D1ckie said:

WorAl said:

Hagerty classic car insurance A1 chaps/chapesses will sort you a good price and the way they handle claims is spot on too....faught my corner for me and had car repaired rather than written off.

Edited for st spelling

Edited by WorAl on Friday 12th December 09:57

Thanks, hows the car repairs going, saw the post on your accident

Car is under way, posted an update on this forum, should have car back for Xmas i hope

Edited by WorAl on Friday 12th December 10:45

[touching cloth]

Hagerty or Mannings usually come up with good rates if you are happy to limit the miles and you have a main car as a Daily Driver, no NCD needed but also none accrued - I went with Mannings due to track day cover being included for as many as you want, Hagerty will offer it at I think 10% of the annual premium per time.

[medieval]

Another vote for Haggertys here also.

[D1ckie]

Cheers

WOW, how friendly are Hagerty's????

And they are cheaper then the old trout from the other company

Thanks for the tip

[WorAl]

yip a very friendly company and I was also amazed at the prices

[D1ckie]

WorAl said:

yip a very friendly company and I was also amazed at the prices

Me to, £508 FC for 5K a year on an £18K car, great, thanks again

[Orophin]

Try MSM insurance

[selnic]

Hagerty's every time for me, excellent service, run by people who seem to have a genuine interest in cars.

[smash]

D1ckie said:

Cheers

WOW, how friendly are Hagerty's????

And they are cheaper then the old trout from the other company

Thanks for the tip

They even insure people in Essex so can't be bad, lol!!!

[cerberatony]

ADRIAN FLUX DID A TOP DEAL FOR MY FIRST CERBERA 4.5 AS A SECOND CAR WITH ZERO NCB AS MY FULL NCB IS ON MY DAILY HACK. £550 FC WITH 5000 MILES LIMITED.