Tax mans taken all my dough

[crankedup]

My wife works part time and is paid every 4th week. So it was a shock to find this week that the tax man had taxed all her wages. Upon enquiry to the tax office it transpires that they have made an error! Upon asking if they can repay the money now they say no, you have to wait until April. This leaves an huge gap in our budget right at the wrong time of year too.
Is there anything we can do to reclaim her money back sharpish? Thanks for any comments/advise.

[Eric Mc]

I doubt they've taken "all her dough".

Why do you think the tax deducted on her wages is wrong?

What PAYE Coding is she on?

Did she join her cutrrent employer directly after leaving a previous employer?

Did she have a P45 to hand her current employer when she joined?

If she didn't, did her current employer ask her to complete a Form P46?

[crankedup]

Yes the Tax man has taken my wifes 4 weeks salary, all of it,every last penny! My wife spoke to them yesterday in an attempt to resolve what has gone wrong. They declared that the tax code was worked through by the Ipswich office and emailed to the Cambridge office in September (Ipswich apparently hold most of my wifes paperwork) Cambridge has admitted that the email was recieved but they have failed to act upon it, hence the deduction of all my wifes wages, to add insult to injury they said that she still owed more money, but retracted that statement when they discovered thier error. So my wife is left with an empty pay packet. They say no we can't repay you until next April, this seems wholly unfair and unreasonable. Any advise appreciated.

I should add that my wife has two part time jobs, one of which is irregular 1 day week and other is regular 8 hours a week with the Co-op. the wages from the Co-op that have been taken. She also did have an job at an Estae agency earlier this year for two days a week. This job went about 6 months ago and wife then took on the other two jobs.

Edited by crankedup on Sunday 14th December 14:25

[JustinP1]

crankedup said:

Yes the Tax man has taken my wifes 4 weeks salary, all of it,every last penny! My wife spoke to them yesterday in an attempt to resolve what has gone wrong. They declared that the tax code was worked through by the Ipswich office and emailed to the Cambridge office in September (Ipswich apparently hold most of my wifes paperwork) Cambridge has admitted that the email was recieved but they have failed to act upon it, hence the deduction of all my wifes wages, to add insult to injury they said that she still owed more money, but retracted that statement when they discovered thier error. So my wife is left with an empty pay packet. They say no we can't repay you until next April, this seems wholly unfair and unreasonable. Any advise appreciated.

I should add that my wife has two part time jobs, one of which is irregular 1 day week and other is regular 8 hours a week with the Co-op. the wages from the Co-op that have been taken. She also did have an job at an Estae agency earlier this year for two days a week. This job went about 6 months ago and wife then took on the other two jobs.

Edited by crankedup on Sunday 14th December 14:25

Well, the tax man hasn't taken your wifes salary.

The Co-op has wrongly given it to them.

However, I see no reason whatsoever they cannot re-do last months pay and do it properly. The admin people will probably say that is totally impossible, but I am pretty sure it isn't.

Put it this way - lets pretend that they credited your wife with £10,000 of pay last month. Would they leave it as it was and let her work it off, of would they retract the pay calculation and do it properly!?

[Eric Mc]

Exactly. The tax taken out of a salary is based on the Tax Coding operated by the employer.

It is the employer's duty to ensure that the correct tax is calculated. They will calculkate the tax using the Coding allocated by the Revenue to them for your wife.

If too much tax has been taken out of a salary it is either because the Coding allocated is wrong or the employer has made a mistake.

Which is it?

[crankedup]

Thanks for replies, it is the tax office sent the wrong code to the Co-op, the Co-op then used this code for tax deduction, leaving zero money in pay packet. The tax office admit that they sent the wrong code to the employer.
So the employer has followed instructions from tax office, and tax office admit its thier error. Meanwhile my wifes without pay.

Edited by crankedup on Sunday 14th December 16:26

[singlecoil]

Do you have a stately home?

[crankedup]

singlecoil said:

Do you have a stately home?

Erm! not unless an typical 2 bed thatched cottage in Suffolk is classed as such and my name is not Brockett either

[singlecoil]

crankedup said:

singlecoil said:

Do you have a stately home?

Erm! not unless an typical 2 bed thatched cottage in Suffolk is classed as such and my name is not Brockett either

or Davies.

Edited by singlecoil on Sunday 14th December 17:46

[Eric Mc]

crankedup said:

Thanks for replies, it is the tax office sent the wrong code to the Co-op, the Co-op then used this code for tax deduction, leaving zero money in pay packet. The tax office admit that they sent the wrong code to the employer.
So the employer has followed instructions from tax office, and tax office admit its thier error. Meanwhile my wifes without pay.

Edited by crankedup on Sunday 14th December 16:26

So, the tax office need to correct the code.

Write to them explaining what they have done wrong.

What have they done wrong, by the way?

I can think of no code that ends up with the tax being deducted working out at 100%. Even in Gordon and Alistair's wildest dreams they haven't yet come up with a 100% tax rate.

[BigAlinEmbra]

Eric Mc said:

crankedup said:

Thanks for replies, it is the tax office sent the wrong code to the Co-op, the Co-op then used this code for tax deduction, leaving zero money in pay packet. The tax office admit that they sent the wrong code to the employer.
So the employer has followed instructions from tax office, and tax office admit its thier error. Meanwhile my wifes without pay.

Edited by crankedup on Sunday 14th December 16:26

So, the tax office need to correct the code.

Write to them explaining what they have done wrong.

What have they done wrong, by the way?

I can think of no code that ends up with the tax being deducted working out at 100%. Even in Gordon and Alistair's wildest dreams they haven't yet come up with a 100% tax rate.

Wouldn't take much of a PAYE error to wipe out 8hrs a week on weekly pays.

My advice would be to get on the blower to the tax office first thing on Monday morning and not get off the line until they've faxed the correct code to the Co-op. They can then make a correction on next week's weekly pays. No point ranting and raving at a payroll chimp, chances are they're so low down the food chain that they simply won't be allowed to sort it until they've got the relevant details in writing.

[crankedup]

Thank you for your helpful comments and advise. Looks like wifey will just have to go without cash until payday after Christmas. Co-op only do 4 weekly wages.

[The jiffle king]

[quote=crankedup]Thank you for your helpful comments and advise. Looks like wifey will just have to go without cash until payday after Christmas. Co-op only do 4 weekly wages.[/quote

They can write your wife a cheque or do a bank transfer and then deduct this directly from the pay packet. We've done this a few times when these things have happened. Being without pay is not something the Co-op will condone and if she speaks with someone, I am sure they can give a cheque as payment.

T-J-K

[Mr POD]

Look at it like a saving scheme. In April you get a bonus !!!

[crankedup]

The jiffle king said:

crankedup said:

Thank you for your helpful comments and advise. Looks like wifey will just have to go without cash until payday after Christmas. Co-op only do 4 weekly wages.[/quote

They can write your wife a cheque or do a bank transfer and then deduct this directly from the pay packet. We've done this a few times when these things have happened. Being without pay is not something the Co-op will condone and if she speaks with someone, I am sure they can give a cheque as payment.

T-J-K

As an last update, spoke to wages dept at Co-op and unfortunately its 'hard cheese' we can do nothing about it now. Its not Co-op's fault its the tax office who have blundered, but net result is no money this month. So much for the caring sharing ethos. At least the Co-op have said sorry can't help.