I know it's not good news but...
Discussion
On the way home from work tonight I had a call from my Mum to say she'd had a crash, and was trapped inside her car after rear ending another one. She was pretty hysterical, and the next time I spoke to her, the fire brigade were just jemmying the doors open and getting her into the ambulance.
I got down to Bournemouth sharpish to see her in hospital, got here about 10pm, where she's been diagnosed with a broken chest bone, and will have lots of bruising. Snag being, due to her news of the beginning of the week, breast cancer, she's had a glass of wine or two (and i'm not for one minute condoning this, so don't start with the high ground) but she's more than likely over the limit.
She's gone into the back of a fairly old merc, the driver of which was fine and doesn't want to press charges or anything, so it's an insurance thing I guess. Mum got given a producer at the hospital by the guys who attended the scene.
Second snag being that on returning home, I found her MOT ran out a week ago. The car is pretty much in pieces, although the merc had a tow bar and isn't too bad.
Can anyone advise what the likely outcome of this is - she's booked in for an MOT at the start of next week, doesn't appear to have been covered at the time of the collision. I've been through the insurance companies web site, and there isn't mention of invalidation, although we could have issues with the other problem.
Any (sensible) advice appreciated here. They say it never rains, but it pours - Her cancer thing, my job thing and now this, it really does top it off far too much....
Thanks folks,
Tony
I got down to Bournemouth sharpish to see her in hospital, got here about 10pm, where she's been diagnosed with a broken chest bone, and will have lots of bruising. Snag being, due to her news of the beginning of the week, breast cancer, she's had a glass of wine or two (and i'm not for one minute condoning this, so don't start with the high ground) but she's more than likely over the limit.
She's gone into the back of a fairly old merc, the driver of which was fine and doesn't want to press charges or anything, so it's an insurance thing I guess. Mum got given a producer at the hospital by the guys who attended the scene.
Second snag being that on returning home, I found her MOT ran out a week ago. The car is pretty much in pieces, although the merc had a tow bar and isn't too bad.
Can anyone advise what the likely outcome of this is - she's booked in for an MOT at the start of next week, doesn't appear to have been covered at the time of the collision. I've been through the insurance companies web site, and there isn't mention of invalidation, although we could have issues with the other problem.
Any (sensible) advice appreciated here. They say it never rains, but it pours - Her cancer thing, my job thing and now this, it really does top it off far too much....
Thanks folks,
Tony
Well in any accident I have been in, I have never been asked to provide a copy of my MOT certificate so I dont really see how they will even know that it had run out.
As far as I am aware, there is not a central database of these things (Madcop etc may be able to confirm this for you)
As far as I am aware, there is not a central database of these things (Madcop etc may be able to confirm this for you)
Only thing the insurance co may ask for it when they wright the car off, if they do. I don't think she'll be in too much trouble with the BIB unless the car was unroadworthy (a serious injury warrants an investigation I think). But I doubt that was the case, just an insurance matter by the sounds of it.
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