Credit card fraud...

[sam.r]

Recently some payments left my account from an ATM in Turkey, about 150 euros per day for a few days...

Having never been to Turkey my card must have been cloned.

After stopping my card when I got my statement and saw this (some weeks after the money was taken) I was told to head to a my local bank to speak to someone there...

I had to list what payments I didnt make and left it with them. About 3 weeks later the funds were put back into my account. Quite hassle free really.

That got me thinking whats to stop people giving their cards to someone thats going on holiday and taking out the cash and then saying the card was cloned???

Can ATM's tell if its a cloned card or what pin is entered?


As i'm an honest person I am not thinking of doing this however wondering why its not more common? How do the bank stop this?

Edited by sam.r on Friday 23 January 21:40

[BigLepton]

sam.r said:

That got me thinking whats to stop people giving ther cards to someone thats going on holiday and taking out the cash and then saying the card was cloned???

A prison sentence for fraud?

[Steamer]

Unless you paid for the holiday cash-in-hand I'd have thought the banks would be able to find a rather large flaw in your plan!

[Deva Link]

I imagine it happens a lot. Same as saying someone else was driving your car when a speeding ticket arrives.

I guess the only thing stopping people is the thought that, if you do get caught, then you're probably going to jail.

[sam.r]

BigLepton said:

sam.r said:

That got me thinking whats to stop people giving ther cards to someone thats going on holiday and taking out the cash and then saying the card was cloned???

A prison sentence for fraud?

Yes for me and you but there are a lot of naughty people out there...
Its a lot less hassle than nicking a handbag???

[whoami]

anonymous said:

[redacted]

and also in other (non-council) estates near you too.

Edited by whoami on Friday 23 January 21:43

[sam.r]

anonymous said:

[redacted]

Would they go the the lengths of getting CCTV from another country?

[Steamer]

sam.r said:

anonymous said:

[redacted]

Would they go the the lengths of getting CCTV from another country?

Passport / Phone / Customs... as I already said above... your BANK transactions, even if you used another bank they can get access.

Forget it - crap idea.... Next.

[sam.r]

Steamer said:

sam.r said:

anonymous said:

[redacted]

Would they go the the lengths of getting CCTV from another country?

Passport / Phone / Customs... as I already said above... your BANK transactions, even if you used another bank they can get access.

Forget it - crap idea.... Next.

Eh? You give the card to someone who is going abroad.... YOU (the person claiming the money back) would have no trace of being abroad whatsoever....

Unless the bank asked to see all of your family / friends / people you have ever met's passports and bank accounts to try and find someone that went to the country that the money was taken from and then try and prove they did it no?