Discussion
Hi guys,
I'm currently entertaining the possibility of getting a Tiger in a few years time. The obvious stumbling point for me is the cost of insurance, as I will probably be 22/23 by the time I get to the point of buying one - would my age make insurance absolutely sky-high?
Engine would probably be a 2.0 pinto and I would go for a limited mileage policy, I'm hoping that specialist insurance and ~4 years no-claims (if I stay out of trouble beforehand) will help keep the price down to a reasonable level.
So, do people think I am barking mad, or would it be feasible.
Thanks
I'm currently entertaining the possibility of getting a Tiger in a few years time. The obvious stumbling point for me is the cost of insurance, as I will probably be 22/23 by the time I get to the point of buying one - would my age make insurance absolutely sky-high?
Engine would probably be a 2.0 pinto and I would go for a limited mileage policy, I'm hoping that specialist insurance and ~4 years no-claims (if I stay out of trouble beforehand) will help keep the price down to a reasonable level.
So, do people think I am barking mad, or would it be feasible.
Thanks
I think you will find only a couple of Kit insurers will touch you under 25. I found that only sureterm would go near me when i was 23 for my tiger as grumbas said before.
it started out about 250 and has dropped every year since, I think its down to 110 now.
Try and avoid a pinto if you can.
LP
it started out about 250 and has dropped every year since, I think its down to 110 now.
Try and avoid a pinto if you can.
LP
Lord Pikey said:
I think you will find only a couple of Kit insurers will touch you under 25. I found that only sureterm would go near me when i was 23 for my tiger as grumbas said before.
it started out about 250 and has dropped every year since, I think its down to 110 now.
Try and avoid a pinto if you can.
LP
Understandable I guess. Why should I be avoiding a pinto? Is it bad on the insurance?it started out about 250 and has dropped every year since, I think its down to 110 now.
Try and avoid a pinto if you can.
LP
Fair do's, I was under the impression that a zetec would be worse on the insurance because it has a greater potential for being tuned...
Did you run an unmodified engine in your S6? I would quite like to tinker with the eventual engine to liberate some ponies, although I accept that even standard, a zetec isn't exactly slow!
I would ideally be getting a Supercat rather than an S6, my friends dad has one and knows his inside out.
Did you run an unmodified engine in your S6? I would quite like to tinker with the eventual engine to liberate some ponies, although I accept that even standard, a zetec isn't exactly slow!
I would ideally be getting a Supercat rather than an S6, my friends dad has one and knows his inside out.
Nope, not in my case, ill email "bumrar" as we work together and ask him what his insurance is on his Tiger Pinto.
All sureterm asked me was "is it modified" i said how do you define that, she replied " does it have a super or tubo charger?". So it seems apart from big mods like turbos they do not care.
Mine is running a lightened flywheel and Weber 45's with alpha electronic timing. I had it dyno'd after i replaced the engine a couple of years back at 145 at the wheels, which works out at about 160ish at the flywheel. About right for that sort of spec.
It does seem to be getting harder (I insured my first kit at 19...) but there are still unbelievable deals out there for young drivers in kit cars. Many reasonable serious kits have 911 turbo type power to weight ratios and you try insuring one of those under 30. 
ETA Having been with Footman James intially I think Adrian Flux produced the best quote for my last kit if that's any help.
ETA Having been with Footman James intially I think Adrian Flux produced the best quote for my last kit if that's any help.
Chris71 said:
I think Adrian Flux produced the best quote for my last kit if that's any help.
As posted on the flux 15% thread, I think they were something laughable like £350 for me compared to £170 with Sureterm, and 2/3 other quotes in the 180-200 bracket.Mines very heavily tuned, webbers and alpha ignition as you'd pretty much expect, plus it's had a lot of work done on the head taking it to pretty much stage 2 spec - Sureterm couldn't care less and didn't even want to know details!
I first insured my MK Indy Bird, which runs a blackbird bike engine, when I was 22 and it only cost me £450. Just renewed and I'm 25 now, with 5K miles for £200. I doubt it will ever drop much lower than £150 given that type of car mine is. Even the bloke at Sureterm was surprised at how cheap it was!
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