Insurance for a camera.
Discussion
I'm going to China on Saturday for a month. its a fairly industrial non touristy part of China.
I was wondering if I should take out insurance as I stand out like a sore thumb when I'm over there and somebody might try to steal the camera.
The only thing is I find that insurance is not only expensive as its only for a month but it doesn't cover my camera equipment, they say things like two items of value upto £500. plus there is the added complication of the spiraling cost of kit
I have a small amount of beginners equipment. which is:
Nikon D60
Nikon 50mm 1.8
Nikon 18-105 VR
Sigma 70 - 300 APO
What is the best way to insure this equment while I am away?
Cheers Stuart
I was wondering if I should take out insurance as I stand out like a sore thumb when I'm over there and somebody might try to steal the camera.
The only thing is I find that insurance is not only expensive as its only for a month but it doesn't cover my camera equipment, they say things like two items of value upto £500. plus there is the added complication of the spiraling cost of kit
I have a small amount of beginners equipment. which is:
Nikon D60
Nikon 50mm 1.8
Nikon 18-105 VR
Sigma 70 - 300 APO
What is the best way to insure this equment while I am away?
Cheers Stuart
Dont insure it for a month... Insure it ALWAYS!
http://www.photoguard.co.uk/home.asp?promCode=
Been using them for years and had no issues!
http://www.photoguard.co.uk/home.asp?promCode=
Been using them for years and had no issues!
I was looking at insurance last month but then founds y house hold insurance would cover me, think I've got 4.5K cover out of the house including 60 days abroad for just ~£25 extra a year. Ok I have a £100 excess on a claim, but if I did have to claim one in two years then it'd still be cheaper than dedicated insurance with no excess (note I do NOT intend to get my gear replaced this way).
Note 1. this is as an amateur, not sure if I could get the same cover if I was a professional photographer.
Note 2. Embarrassingly I dropped my D70 a year or so ago and my insurers replaced it with out argument (for Jessops vouchers to the value of a D80 as that was the current equivalent).
Note 1. this is as an amateur, not sure if I could get the same cover if I was a professional photographer.
Note 2. Embarrassingly I dropped my D70 a year or so ago and my insurers replaced it with out argument (for Jessops vouchers to the value of a D80 as that was the current equivalent).
dapprman said:
I was looking at insurance last month but then founds y house hold insurance would cover me, think I've got 4.5K cover out of the house including 60 days abroad for just ~£25 extra a year. Ok I have a £100 excess on a claim, but if I did have to claim one in two years then it'd still be cheaper than dedicated insurance with no excess (note I do NOT intend to get my gear replaced this way).
Note 1. this is as an amateur, not sure if I could get the same cover if I was a professional photographer.
Note 2. Embarrassingly I dropped my D70 a year or so ago and my insurers replaced it with out argument (for Jessops vouchers to the value of a D80 as that was the current equivalent).
+1 for adding it to your home insurance if you can. Much cheaper, though luckily never had to use it...Note 1. this is as an amateur, not sure if I could get the same cover if I was a professional photographer.
Note 2. Embarrassingly I dropped my D70 a year or so ago and my insurers replaced it with out argument (for Jessops vouchers to the value of a D80 as that was the current equivalent).
stu_the_flat said:
Cheers
The exess on my home insurance is very high, so that isn't really a very pratical option say the kit isn't worth that much.
Camera gaurd sound like what I am looking for they quoted me £35 for £700 of kit for 1 year and 30 days abroad, So I think I wil go with them.
Stuart
ammend your excess amount at the same time?The exess on my home insurance is very high, so that isn't really a very pratical option say the kit isn't worth that much.
Camera gaurd sound like what I am looking for they quoted me £35 for £700 of kit for 1 year and 30 days abroad, So I think I wil go with them.
Stuart
the good thing with house insurance is it doesnt name items, so this week it may be travel with a camera, next week may be a laptop etc
tegwin said:
Dont insure it for a month... Insure it ALWAYS!
http://www.photoguard.co.uk/home.asp?promCode=
Been using them for years and had no issues!
vloody hell, i did not realise camera insurance was this cheap, £39 for the year??!!!!http://www.photoguard.co.uk/home.asp?promCode=
Been using them for years and had no issues!
Right ill be buying next month!!
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